Isaac Martinez is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, he has held various roles including freelance work and positions at multiple companies. Outside of his financial advisory role, he operates a small business where he makes and sells stroopwafels at local festivals and markets. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a systematic investment approach that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of fund products.

Marcus Wyckoff is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments, a position he has held since 2020. In this role, he focuses on helping clients utilize Fidelity's tools and resources to optimize their financial planning. Marcus works with clients to build financial plans aimed at achieving their financial goals. His professional experience centers around benefits and planning consulting within the investment sector. Outside of his professional work, Marcus has interests in cars, fitness, football, motorcycles, music, and outdoor adventures.

Tiffinie Wolf is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She has been with Wells Fargo in various roles since 2005, including Wells Fargo Investments, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Michelle Graff is a financial advisor at Fidelity with Series 66 and Series 63 licenses and eight years of industry experience. Her work history includes roles at Fidelity Brokerage Services LLC, Northwestern Mutual, Central Bank, and Utah Valley University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Brooke Larsen is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 designations and 22 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Patrick Mueller is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he spent three years at the University of Utah's David Eccles School of Business. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, providing services such as discretionary portfolio management and fund advisory.

Alexander Swink is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fidelity Brokerage Services and Crius Solar. Outside of his advisory role, he has worked as a poker dealer at two local sports bars. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across various investment products and fund structures.

Kaila Osborn is a financial advisor at Fidelity with 26 years of industry experience. She holds Series 63 and Series 66 credentials and has worked within various divisions of Fidelity since 1999. Fidelity’s Strategic Advisers LLC, where she is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers oversight of sub-advisers while addressing conflicts of interest.

Matthew Schirle is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has worked at Fidelity Brokerage Services LLC since 2017 and at Fidelity Investments since 2025. Prior to his financial career, he was employed at Whole Foods Market for one year. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios.

Kevin Wareham is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked across various Fidelity entities since 2000, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. He is based in Salt Lake City, UT. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios constructed from mutual funds, ETFs, and ETPs.

Jacob Cowden is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior work includes positions at Vanguard and USAA Financial Advisors. He hosts a sports podcast titled "Double Take with Matt and Jake." Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Michael Haney is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. Prior to joining Wells Fargo in 2024, he worked for JPMorgan Securities LLC for ten years. Outside of his advisory work, Haney has served as a high school football referee since 2014 and is involved in bookkeeping roles for several non-investment businesses related to oil analysis and geothermal services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an emphasis on ERISA fiduciary responsibilities and a broader set of financial product offerings than typical institutional advisers.

Matthew Taggart is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding a Series 66 designation and three years of industry experience. His background includes roles at Fidelity Investments as well as positions outside finance, such as work with InstaCart and Utah State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across various asset classes.

Elise Katter is a Financial Consultant I at Fidelity Investments, where she has been employed since 2019 in various roles including Planning Consultant, Investment Management Consultant II, Relationship Manager, and Central Relationship Manager. Prior to joining Fidelity Investments, she worked at Goldman Sachs as an Associate in Asset Management and as an Analyst in Execution and Clearing. Her career experience spans financial consulting, investment management, and client relationship management. She holds insurance licenses in Arkansas and California. Outside of her professional work, Elise has interests in cooking and baking, fitness, food, football, pets, and skiing.

Mark Edwards is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity since 2014. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves as an adviser to multiple registered investment companies and fund-of-funds.

Michael Karren is a Wealth Management Planning Consultant currently working at Fidelity since 2021. In this role, he partners with clients and their Wealth Management Advisors to design and create financial plans tailored to their needs. He focuses on building strong relationships with clients and their families by understanding their short- and long-term financial goals. Michael's professional experience includes positions as a Central Relationship Manager at Fidelity from 2020 to 2021, Senior Financial Service Representative at E*Trade from 2019 to 2020, Senior Financial Analyst at Goldman Sachs from 2017 to 2018, and High Net Worth Service Associate at Fidelity from 2014 to 2017.

Bradley Nelson is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been with various Fidelity entities since 2000, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments in Salt Lake City, UT. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines proprietary research with quantitative analysis and employs systematic methodologies and algorithmic portfolio construction in its investment approach.

Brett Tobler is a financial advisor at Fidelity with over 21 years of industry experience. He holds Series 66 and Series 63 designations and has been with Fidelity Investments since 2004. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios from mutual funds, ETFs, and ETPs. The firm serves a diverse client base and acts in advisory roles to multiple registered investment companies and fund-of-funds.

Thomas Naylor is a CFP® with 41 years of industry experience, currently with MML Investors Services, Inc. since 1993. He also has a longstanding association with Guardian Life Insurance Company and Coordinated Planning and Design since 1983. Outside of advisory work, he is involved in health insurance sales and owns a rental duplex. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm uses firm-approved software to analyze client goals and offers annual, collaborative planning relationships with optional implementation.

Kyle Black is a Vice President and Executive Planning Consultant at Fidelity Investments, holding the Certified Financial Planner(TM) designation. In this role, he partners with clients to understand their goals and objectives, providing ongoing planning and support focused on retirement plans, investment strategies, and income strategies. Kyle has accumulated experience within Fidelity Investments through various roles, including Vice President, Financial Consultant from 2020 to 2026, and Retirement Relationship Manager from 2014 to 2020. His professional background centers on financial planning and client relationship management. He holds insurance licenses in Arkansas and California.