Nicholas Mueller is a financial advisor at LPL Financial with 42 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at RBC Capital Markets for seven years before joining LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Ryan Miscik is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services and M Holdings Securities. He is also associated with Eagle Rock Wealth Management and Greenberg and Rapp as a financial advisor based in Morristown, NJ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joseph Perdue is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and utilizes modern portfolio theory, including a notable range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Kevin Ryan is a Financial Consultant at Fidelity Investments, where he collaborates with individuals and their families to assist them in making important financial decisions aimed at achieving long-term goals. His focus areas include retirement planning, investments, and income management. He emphasizes nurturing and growing long-term client relationships. Kevin has been with Fidelity Investments since 2021, progressing through roles including Financial Representative and Investment Consultant before his current position as Financial Consultant. His experience centers on providing financial planning and investment consultation services. Outside of his professional work, Kevin's personal interests include baseball, football, golf, running, reading, and spending time on family activities.

Vincent Doren is a financial advisor with UBS Financial Services in Florham Park, NJ, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2021, he worked at Fairfield University, Drew University, and Governor Livingston High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Deborah Dunne is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with Thrivent Investment Management since 2002 and has worked under Scott Siripalaka at Thrivent Financial since 2022 and Mark Kleindienst from 2012 to 2022. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on holistic, goal-based planning across a broad range of topics without discretionary trading authority or institutional portfolio management.

William Sabo III is a financial advisor with Merrill who holds Series 63 and Series 66 licenses and has 11 years of industry experience. He has worked at Merrill since 2019 and previously spent three years at JPMorgan Securities LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ian Drogowitz is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Park Avenue Securities, Lockton, the University of Delaware, Nordstrom, and Wine Library. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including mutual funds, ETFs, and fund-of-funds.

Kevin Rakowski is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Park Avenue Securities, Guardian Life Insurance Company, and Axa Advisors, LLC. Outside of financial services, he has experience with fitness and rehabilitation businesses. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party programs. The firm operates a hybrid referral and implementation model, leveraging multiple third-party asset managers and offering both advisory and brokerage channels.

Michael Mastrangelo is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized investment strategies that align with their short-, mid-, and long-term financial goals. Michael serves as a resource for a broad range of financial needs, including investing, retirement planning, and emergency savings. He also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Rutgers University.

Alan Levine is a CFP® professional with 36 years of experience in financial advising. He has been with LPL Financial since 2010 and also maintains a longstanding affiliation with Diversified Financial Consultants, Inc., where he has worked since 1989. Levine serves as a fiduciary for several family trusts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Renee Schwartz is a financial advisor at Morgan Stanley with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley in various capacities since 2009, including Morgan Stanley Private Bank, N.A. outside of her advisor role. She is also a member of M&R Schwartz Family Holdings, LLC, a private investment-related company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s process involves structured discovery conversations and firm-approved tools to assist clients in developing personalized plans.

Matthew Minsch is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at Vail Resorts, Somerset Hills Country Club, Boston University, and Ridge High School. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and approved tools, with a focus on advisory services rather than individual security recommendations.

Richard Garrett is a financial advisor with Morgan Stanley in New York, NY, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Bank of America, Merrill, Great Point Capital, and Takion Technologies. Outside of his advisory work, he is involved with US Coachways Inc, a company in the automotive and transportation sector. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and offers a wide range of retail and institutional investment options.

James Carlo is a financial advisor with Wells Fargo Clearing in Florham Park, NJ, holding a Series 66 designation and 13 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Nicholas Martin is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has held several roles within the company, including Investment Consultant from 2021 to 2023, Relationship Manager from 2019 to 2021, and Financial Representative from 2018 to 2019. Nicholas is a CERTIFIED FINANCIAL PLANNER™ professional. He focuses on helping clients navigate all facets of their financial plans by delivering personalized planning experiences tailored to their specific needs and goals. His approach emphasizes building trusting relationships with clients and their families to prioritize what is most important and take necessary steps toward achieving their financial objectives. Outside of his professional work, Nicholas enjoys family activities, fishing, fitness, football, golf, and running.

James Kiely is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in wealth management for high-net-worth clients. With a career in the financial industry beginning in 1983, he focuses on managing risk across investments, retirement, and wealth transfer while coordinating closely with clients' legal and tax advisors. James serves a select group of affluent individuals, including business owners, entrepreneurs, and professionals, providing strategies that address succession, liquidity events, and intergenerational wealth transfer. James holds a Bachelor’s degree in Economics from Rutgers University and has earned multiple professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is committed to a disciplined, risk-managed approach to financial planning that supports clients' long-term goals such as retirement income, tax minimization, legacy planning, and family wealth management. Residing in Mountain Lakes with his wife and three daughters, James is involved in his community through his role on the Board of Governors of the Lakeland Hills YMCA. His personal interests include boating, football, hiking, scuba diving, traveling, and spending time with his family.

Thomas Cifelli is a financial advisor at Morgan Stanley with 39 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Outside of his advisory role, he is a part owner of a real estate business in New Jersey. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Babajide Oluyemi is a financial advisor with LPL Financial in Whippany, NJ, holding Series 63 and Series 66 credentials and 32 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory work, he is involved with Overcomers Wealth Management LLC, a non-investment-related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Panagiotis Tsilios is a financial advisor at Primerica Advisors with nine years of industry experience. His background includes roles at Color Street, LLC, PFS Investments Inc., Primerica Financial Services, and Thomas and Betts. He also owns a tax preparation business called Mail In My Return. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm manages approximately $15.5 billion in assets through nearly 3,700 advisors and employs model-driven investment strategies supported by third-party managers and custodians.