David Sharpe is a financial advisor with Mass Mutual Investors Services in Fairfield, NJ, holding a Series 66 designation and over 23 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and also has a long tenure at CitiStreet starting in 2004. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Thomas Threlfall is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley and its private bank since 2019, following eight years at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to support client goals.

Kenneth Angelo is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 63 license and bringing 40 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves as a trustee for the Theresa Angelo Testamentary Trust and is involved in managing mortgage investments through a partnership connected to a property sale. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a broad range of capital markets services through a large network of financial advisors.

Terrence Klein is a financial advisor with Equitable Advisors in Ridgewood, NJ, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with Equitable Advisors since 2014, including time when the firm operated as AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a variety of third-party asset managers. The firm uses a client intake process to tailor services based on goals, risk tolerance, and time horizon, and operates a hybrid referral and implementation model that leverages external program sponsors and allows certain advisors to act as portfolio strategists.

Martin Ehrenreich is a financial advisor at UBS Financial Services with Series 63 and Series 65 designations and 51 years of industry experience. He has been with UBS since 1992. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, providing a broad range of capital markets and research-driven solutions.

Lauren Ricca is a CFP® professional with 18 years of industry experience currently affiliated with LPL Financial. Her prior roles include positions at AllianceBernstein LP, Sanford C. Bernstein, Wells Fargo, Kestra Advisory, Maltin Wealth Management, and TIAA-CREF. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Dom Palmeri is a Financial Consultant at Fidelity Investments, a position he has held since 2021. In his role, he works with clients to understand their short and long-term financial goals, assisting in building financial plans and implementing strategies to help achieve those goals. He emphasizes trust, dedication, and open communication as key components of the client-advisor relationship.

Eric Schwartz is a financial advisor with Equitable Advisors, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he has been involved with UAAD Hanabonim of Queens for 25 years. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party managers. The firm employs a hybrid referral and implementation model, utilizing external platforms such as LPL and TAMPs to deliver advisory and brokerage services.

Steven Bermack is a financial advisor at Edelman Financial Engines with 24 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior roles include positions at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary management and non-discretionary online advice.

Todd Stanard is a financial advisor with LPL Financial in Morristown, NJ, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His prior experience includes 18 years at Lincoln Financial Advisors Corp and leadership roles in Aspire Performance, LLC and FHC Real Estate LLC. He is also involved with FHC Wealth Advisors, LLC and OmniGrowth Wealth Partners in business capacities related to tax and investment. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by model portfolios and research from internal and third-party sources.

Thomas Mc Cabe is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation with six years of industry experience. He joined Morgan Stanley in 2017 after two years at Ameriprise. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery conversations and firm-approved tools to model outcomes, serving clients primarily in an advisory capacity.

Lisa Fiorito Mackessy is a financial advisor at Merrill with 23 years of industry experience. She previously worked for Citigroup Global Markets Inc and Citi Private Bank for 14 years. Outside of advisory work, she owns Mindful Sweets LLC, a holding company for private investments in the consumer natural food sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frank Buttacavoli is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services. Outside of advising, he manages timeshare points that he occasionally rents when not in use. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipalities. The firm offers financial planning and investment consulting with a range of portfolio management styles and is noted for its municipal advisory services.

Michael James is a financial advisor with UBS Financial Services in Franklin Lakes, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform that includes custody, underwriting, and capital markets solutions.

Danielle Scepkowski is a financial advisor with Cetera possessing 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Allied Wealth Partners and Securian Financial Services. Danielle has been with Cetera and its affiliated entities since 2023. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

John Wapelhorst is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Charles Schwab Bank, The Vozza Agency, and involvement with Rutgers University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across multiple asset classes.

Elizabeth Kennedy is a financial advisor at Edward Jones with 12 years of industry experience. She holds the Series 66 designation and previously worked at Bank of America/Merrill Lynch. Outside of finance, she owns a second home in the Catskills. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Daniel Kramer is a financial advisor at Raymond James & Associates with 32 years of industry experience. He has worked at Raymond James since 2018, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is involved with rental real estate investment. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and charitable organizations—offering financial planning, consulting, and institutional solutions with a range of portfolio management styles and affiliated research.

Jilmmy Zevallos is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 licenses. He has 11 years of industry experience, having previously worked at Merrill Lynch, Bank of America, and JP Morgan. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software and collaborative planning processes to deliver written recommendations and offers specialized programs including estate-settlement and employer-sponsored planning.

Christopher Kuber is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Ameriprise Financial Services, Northwestern Mutual, and State Farm. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs supported by firm-approved planning tools and investment research.