David Barrett is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has worked with Cetera Investment Advisers since 2016 and with Cetera Financial Specialists LLC since 2005. Outside of his advisory work, he serves as the executor of his parents' wills. Cetera Investment Advisers is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes both affiliated and third-party managers.

Lissette Figueroa is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 14 years of industry experience. She previously worked at UBS Financial Services for five years before joining Wells Fargo in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Peter Santiago is a financial advisor with Morgan Stanley in Purchase, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. Prior to joining Morgan Stanley in 2025, he spent 21 years with Prudential Insurance Company of America and PRUCO Securities, LLC. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client engagements and corporate financial planning agreements.

Robert Valdivieso is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and 22 years of industry experience. He has worked at Morgan Stanley since 2016, with previous positions at UBS Financial Services, UBS International Inc., and Merrill. Outside of his advisory role, he is a sole proprietor of a rental property business in Miami, Florida. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning, with approximately $2.74 trillion in client assets under management. The firm employs a structured financial planning process supported by firm-approved tools and utilizes proprietary modeling techniques to support client decision-making.

Steven Gwon is a financial advisor at Stifel with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2007. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, providing both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to guide investment analysis and asset allocation.

William Robins is a Client Experience Advisor at Merrill Lynch Wealth Management, specializing in holistic strategic planning and client relations. He provides clients with a comprehensive understanding of financial solutions available through Merrill and Bank of America, serving as a singular point of contact across the enterprise. His role involves maintaining close contact with clients to deliver efficient, best-in-class service and leveraging resources such as the Chief Investment Office to guide investment decisions. Robins' expertise encompasses a broad range of financial planning areas, including college education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management, special needs planning strategies, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and the Personal Investment Advisor (PIA) designation, underscoring his commitment to acting in his clients' best interests. He earned a Bachelor's Degree from New York University. Outside of his professional life, Robins engages in activities such as basketball, biking, cooking, golfing, hiking, music, skiing, spending time with family, traveling, and writing. His personal philosophy centers on helping clients uncover what matters to them and their families to create strategies for their financial goals.

Mark Ellis is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services and Citi. Outside of his advisory role, Ellis serves as an arbitrator in investment and finance matters. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process leverages structured tools and modeling techniques, offering advisory services without individual security recommendations as part of standalone plans.

Melanie Powell is the Resident Director and Wealth Management Advisor at Merrill Lynch, where she oversees advisory services and risk management for the West Nyack, New York office. She also holds positions as Vice President and Senior Financial Advisor at Merrill. Melanie has been in the financial services industry since 2008 and joined Merrill Lynch Wealth Management in 2010. Her professional focus includes implementing wealth management strategies that emphasize portfolio construction designed to reduce risk and minimize taxes, with client focus areas spanning managing new wealth, personal retirement planning, socially responsible and ESG investing, special needs planning, tax minimization, and retirement income. Melanie holds a Bachelor of Science in Economics with a concentration in Finance from the State University of New York at Oneonta. She has earned several professional designations including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). As part of her community involvement, Melanie has volunteered with organizations such as the Center for Food Action and Habitat for Humanity and is a past president of the Broadacres Women's Golf League. Melanie values working one-on-one with clients to develop personalized financial strategies aimed at helping them pursue their long-term goals. She takes pride in sharing investment knowledge with the community, including holding classes to educate women investors about different investment options.

Eliezer Gewirtzman is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 10 years of experience in the industry. He has been with Mass Mutual Investors Services since 2016 and has additional experience at MassMutual Life Insurance Company dating back to 2011. Outside of his advisory work, he serves as board president of Yedei Chesed, Inc., an organization supporting developmentally disabled individuals, and is a partner in a firm that provides speech language therapy services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and investment management services to individuals, business owners, trusts, and charitable organizations. The firm uses a collaborative approach with client-specific analysis tools and provides various planning programs, including recent additions like standalone Divorce Planning.

Mario Tripicchio is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and investment research.

Peter Sclavo is a financial advisor with LPL Financial in Eastchester, NY, holding Series 63 and Series 65 licenses and having 20 years of industry experience. He has been with LPL Financial since 2010. Outside of his advisory role, he operates Peter Sclavo LLC, where he provides tax preparation services and is a licensed real estate broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing a range of investment strategies supported by technology and research tools.

Tyler Kay is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 66 designation and three years of industry experience. His background includes positions at Ameriprise and DoorDash, as well as roles related to sports organizations such as USA Hockey and the Metropolitan Golf Association. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on structured financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and its Estate Planning Strategies Group.

Alexandra Allen is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and previously worked for Raem Capital for nine years before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert O'Herlihy is a financial advisor with Wells Fargo Advisors in Hackensack, NJ, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he is the owner of Blue Horseshoe Holdings and serves as a trustee for Blue Horseshoe Holdings 401K. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients who meet a net-worth threshold, using Wells Fargo research and planning tools to develop and deliver financial recommendations.

Casey Smyth is a financial advisor at J.P. Morgan Securities in Greenwich, CT, with 11 years of industry experience. He holds the Series 65 and Series 63 licenses and has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations, incorporating an ESG eligibility framework and leveraging broader derivatives and commodities capabilities.

Jacqueline Cicale is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has been with the firm since 1985 and has partnered with Judith for over 37 years. Jacqueline specializes in portfolio strategy, focusing on creating wealth for both business clients and individuals. Her expertise includes designing strategies to manage cash flow, lending, corporate retirement plans, and stock option plans for business clients. For individual and family clients, she constructs investment portfolios aligned with their specific goals and regularly reviews and adjusts these portfolios in response to changes in global markets. Jacqueline holds a Bachelor's Degree from Mercy College of Health Sciences and holds the Professional Investment Advisor (PIA) designation. Over the years, she has been recognized multiple times by Forbes, including listings on the "Best-in-State Wealth Advisors," "Top Women Wealth Advisors Best-in-State," and "Best-in-State Wealth Management Teams" for several consecutive years. These recognitions reflect her sustained experience, client retention, and adherence to industry best practices.

Marc Goldstein is a financial advisor with Morgan Stanley in Purchase, NY, holding a Series 63 designation and 34 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Ann Miller is a financial advisor at Morgan Stanley Wealth Management with 23 years of industry experience. She has worked at Morgan Stanley since 2016 and spent one year at Citigroup Global Markets prior to that. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes and firm-approved tools to support its financial advisors.

Andrew Pinto is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Lacrosse Unlimited and Northwestern Mutual. Outside of his advisory roles, he has teaching experience at Pace University and earlier worked with Cozy Noses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and strategies to support its clients’ financial goals.

Forrest Close is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings over 30 years of experience in the financial industry, including 25 years on the floor of the New York Stock Exchange. Forrest is a member of the GC Group at Merrill Lynch, which focuses on assisting multigenerational families with maintaining their lifestyles and making informed decisions about the growth and preservation of their wealth. Forrest holds the Series 7, 63, and 65 FINRA registrations, as well as the Certified Divorce Financial Analyst® designation. He earned his B.A. in Economics from Columbia University. In his role, Forrest manages custom investment strategies and selects from a broad range of model portfolios and third-party investment strategies, often managing these strategies on a discretionary basis through the firm's Investment Advisory Program. Outside of his professional work, Forrest is active in his community. He has served as President of the Board at Trackside, the Wilton CT Teen Center, and is involved with the Wilton Presbyterian Church. In his free time, he enjoys spending time with his wife and two daughters, engaging in activities such as tennis, skiing, and spending time at the beach.