Laura Lamond is a financial advisor at UBS Financial Services with 21 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Merrill Lynch for 12 years before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Paul Triano is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and over 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and was previously with Metlife Securities from 2014 to 2017. Outside of his advisory role, he serves as a board member and coach for Ridgefield Girls Softball. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts and educational seminars, focusing on collaborative financial planning and goal analysis.

Ryan Mctigue is a financial advisor at Fisher Investments with 12 years of industry experience. He holds the Series 66 designation and has worked at Fisher Investments since 2017, following a year at Ameriprise Financial Services. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equities, fixed income, and blended mandates. The firm employs a centralized investment approach managed by an Investment Policy Committee and incorporates tax-aware strategies and risk management techniques in its portfolios.

Ernest Escobar is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JP Morgan Securities and JP Morgan Chase Bank. Outside of his advisory role, he is co-owner of BE Method, LLC, an e-commerce business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Jenna Cuenca is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and six years of industry experience. Her career includes roles at Charles Schwab Bank, Charles Schwab, TD Ameritrade, and TD Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and sophisticated modeling tools. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning arrangements.

Stephanie Kokot is a Series 66-licensed financial advisor with 11 years of industry experience. She has worked at Merrill and Bank of America, N.A. before joining UBS Financial Services in 2017. She is based in Paramus, NJ. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to client goals.

Kristen Koluch is a financial advisor at Raymond James & Associates with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Raymond James since 2015 and Merrill since 2003. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning and non-discretionary investment consulting through various advisory programs.

Nancy Legg is a financial advisor at Morgan Stanley in Paramus, NJ, holding a Series 66 designation with 14 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate structured planning tools and market simulations.

Yechezkel Kasnett is a financial advisor at Cetera with eight years of industry experience. He has worked at various Cetera entities since 2015 and previously spent eleven years with Michael S. Frohlich. Outside of his advisory role, Kasnett teaches Talmud to adult learners each morning. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party investment managers.

Craig Bartlett is a CFP® professional with 31 years of industry experience. He currently works at OSAIC and previously spent 30 years with Lincoln Financial Advisors Corporation. Bartlett has authored a chapter on generational wealth planning in an educational book and manages several business entities related to financial planning, insurance, and consulting. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm employs various tools such as asset-allocation models and automated rebalancing and offers access to third-party managers and unified managed accounts.

Bradley Dawson is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Konica Minolta, HomeGoods Inc., and the University of North Carolina at Wilmington. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and research.

Ryan O'neil is a Wealth Management Advisor with Merrill Lynch Wealth Management and The Whaley Cornwell Group, a position he has held since 2012. He provides wealth management services to a select group of clients, including successful individuals, multi-generational families, corporate executives, small business owners, and foundations/non-profit organizations. His work focuses on developing long-term financial strategies tailored to meet retirement and legacy goals, as well as addressing unforeseen personal and business financial challenges. Ryan's areas of expertise include education planning, services for endowments, foundations, and non-profits, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management, socially responsible and ESG investing, tax minimization, and retirement income. He emphasizes a transparent and disciplined approach to wealth management, fostering client relationships based on trust, service, and commitment. He earned a Bachelor of Arts degree in Economics and Business from Lafayette College, where he also served as captain and quarterback of the football team. In 2017, Ryan attained the CERTIFIED FINANCIAL PLANNER4 certification, awarded by the Certified Financial Planner Board of Standards, Inc. He resides in Wyckoff, New Jersey, with his wife and two children. His personal interests include basketball, football, golfing, running, and spending time with his family.

Viviana Pardo is a financial advisor with UBS Financial Services in Paramus, NJ, holding a Series 66 designation and 10 years of industry experience. She has been with UBS Financial Services since 2013. Outside of her advisory work, she owns Get It Together, LLC, a bookkeeping and filing services business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor client plans. The firm operates with institutional trading capabilities alongside wealth management services.

Phillip Kostantas is a financial advisor with Wells Fargo Clearing in Vero Beach, FL, holding Series 63 and Series 65 designations and 27 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Scottrade the same year. Outside of his advisory role, he holds a 50% ownership interest in CHRISAPHIL LLP, a bookkeeping business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sean Martin is a financial advisor at J.P. Morgan Securities with two years of industry experience and holds a Series 66 designation. His prior roles include employment with Equitable Advisors and various sports and recreation-related ventures. Outside of finance, he is involved in sports management through Martin Sports Ventures LLC and ULAX, LLC, which organizes a men's lacrosse league, and he works as a ski instructor at Campgaw Mountain Ski Area. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to deliver non-discretionary advice.

Agnes Cahill is a financial advisor with Charles Schwab, holding a Series 66 credential and 23 years of industry experience. She has worked at multiple Schwab entities since 2013 and previously at TD Ameritrade from 2021 to 2024. Outside of advising, she co-owns a home in Nantucket with her husband, which is occasionally rented during the summer months. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by centralized custody and operational infrastructure.

Sudip Mukherjee is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has worked at UBS since 2017, following a 14-year tenure at MBIA Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor investment plans. The firm offers a broad range of services including portfolio management, financial planning, and capital markets activities.

Andrew Prisco is a financial advisor with Wells Fargo Advisors, holding the CFP® designation and Series 66 license, with 22 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he owns a significant interest in PRONOMIC WEALTH MANAGEMENT, LLC, a separate financial planning practice. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services including retirement, education, and specialized planning areas. The firm combines proprietary research and planning tools to develop tailored recommendations delivered through discrete planning engagements.

Matthew Wolferman is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Merrill Lynch and Bank of America, spanning 18 and 13 years respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, corporations, and charitable organizations. The firm provides a range of advisory programs and consulting services, utilizing various model portfolios and research resources.

James Warta is a financial advisor with UBS Financial Services in Paramus, NJ, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and advisory services including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment solutions.