Sachin Srinivasa is a financial advisor at J.P. Morgan Securities with the Series 66 designation. He has been with J.P. Morgan since 2024, including roles at J.P. Morgan Private Bank and JPMORGAN Chase Bank, N.A. Prior to joining J.P. Morgan, he worked at HIMCO and Liberty Mutual and attended NYU Stern School of Business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Laura Madonna is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill since 1996 and holds the Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Peter Gray is a financial advisor at Stifel with 48 years of industry experience. He has been with Stifel since 2007 and holds Series 63 and Series 65 licenses. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations by offering brokerage and investment advisory services such as fee-based financial planning and model-driven asset allocation. The firm uses proprietary investment methodologies developed by its Investment Strategy Group to support client decision-making.

Oskar Agaronov is a financial advisor with J.P. Morgan Securities in Stamford, CT, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2019 and previously spent six years at E1 Asset Management, Co. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through a structured, non-discretionary process.

Susan Daley is a financial advisor at Morgan Stanley with three years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2022. Prior to her current role, she was employed at Symbiosys Consulting LLC and DocFinity by OIT. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations as part of its financial planning process.

Daniel Borgia is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2020. Prior to his current role, he worked at The Beach Deli and was involved with GNY Stars Ice Hockey. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Marina Ruiz De Gauna Frances is a Series 66 licensed advisor with J.P. Morgan Securities, based in Greenwich, CT. She has three years of industry experience, including prior roles at UBS Financial Services and JPMorgan Chase Bank. Her background also includes positions at Greenwich Country Club and Manhattanville College. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by centralized due diligence.

William Senzer is a financial advisor at Osaic with 42 years of industry experience. He holds a Series 63 designation and has previously worked at LPL Financial and Royal Alliance Associates. Outside of his advisory role, he owns an LLC created for construction work, though he does not currently receive compensation from it. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple platforms. The firm provides integrated brokerage and advisory services with various investment options and uses firm-supported tools for portfolio construction and management.

Veronica Casanova is a financial advisor at RBC Capital Markets with 22 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services for 15 years. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients by offering a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm customizes investment strategies according to client risk profiles and employs a combination of in-house and third-party managers.

Armando Olivieri III is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America N.A. since 2020. His prior roles include positions at Acuris, Guidepoint, and Omnicom, as well as a period of unemployment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, alongside trading, account administration, and custody support.

Mary Grygier is a financial advisor at Morgan Stanley with two years of industry experience. She holds Series 66 and Series 63 licenses and has worked primarily with Morgan Stanley since 2023. Prior to her advisory role, she has experience at Colgate University and Ridgewood Country Club. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies without individual security recommendations as part of standalone plans.

Alexander Palios is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the CFP® and Series 66 designations. Palios serves as a board member for Project Purple, a charitable nonprofit based in Seymour, Connecticut. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and Corporate Financial Planning agreements.

Thomas Oakes is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 and Series 63 licenses. Prior to joining Morgan Stanley, he worked at Buckman, Buckman & Reid, Inc., San Blas Securities, and Paulson Investment Company, LLC. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a range of advisory programs and financial planning services that incorporate firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning solutions.

Maria Maus is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Cetera Wealth Services since 2013 and joined Cetera in 2023. In addition to her advisory role, she works as an independent insurance agent specializing in fixed annuities and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving a nationwide network of independent advisors and a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management services and access to third-party managers through a multi-manager platform with over $256 billion in assets under management.

Benjamin Kozera is a financial advisor with Morgan Stanley in Greenwich, CT, holding a Series 66 designation and having 11 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Kozera serves as a board member of The Susie Foundation, a charity focused on children, youth, economic assistance, and medical causes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets through a structured discovery process and firm-approved planning tools.

Marie Pascale is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Citigroup Global Markets since 2003. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and committee-driven return estimates.

Jared Di Pietro is a financial advisor at Morgan Stanley with Series 63 and Series 66 licenses. He has held positions at several firms, including JPMorganChase and Prosek Partners, and began his current role in 2025. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning services supported by proprietary planning tools and a structured discovery process.

Henriette O'Connor is a financial advisor with RBC Capital Markets holding a Series 63 designation and 39 years of industry experience. She previously worked at UBS Financial Services for 13 years before joining RBC Capital Markets in 2025. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs tailored to clients’ risk profiles, utilizing a combination of in-house and third-party investment managers along with discretionary and non-discretionary portfolio management services.

Jaime Guzman Jr. is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 15 years of experience in the banking and finance industry. He partners with a dedicated team to address complex financial challenges faced by families and businesses, emphasizing a comprehensive approach that includes investment and liability management. Jaime leverages the research and investment capabilities of Merrill and banking resources of Bank of America to provide personalized financial strategies tailored to clients' priorities and goals. His areas of expertise encompass college education planning, family wealth management, personal retirement planning, portfolio management, socially responsible investing, tax minimization, and retirement income strategies. Jaime holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jaime earned his High School Diploma from North Bergen High School and is fluent in English and Spanish. Beyond his professional commitments, he engages in community involvement with organizations such as City Relief and Meals on Wheels. Jaime's personal interests include baseball, cooking, drawing, pickleball, reading, spending time with his family, and traveling. He also contributes to his community by co-leading a Men’s networking group at his church in Wayne, New Jersey.

Michael Defilippis is a financial advisor with LPL Financial, holding Series 66 and Series 63 licenses and 17 years of industry experience. His prior roles include positions at Morgan Stanley, E*TRADE, and Fidelity Investments. LPL Financial serves a broad client base including individuals, retirement plans, banks, and corporations, providing financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives. The firm offers diversified investment strategies supported by research from LPL Research and third-party subadvisors.