William Omalley Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and joined Cetera in 2023. Outside of his advisory work, he serves as Secretary of the Endowment Committee for Good Shepherd Church in Downers Grove, IL. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Patricia Marusarz is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial since 2021. Her prior experience includes long tenures at Waddell & Reed, Inc. and various insurance carriers, as well as operating her own business and roles in office management. She serves as a fiduciary trustee for family trusts and is also involved in tax preparation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Gina Messina is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She previously worked at Merrill Lynch for 22 years and has been with J.P. Morgan and First Republic Investment Management since 2019. Outside of her advisory role, she assists with administrative tasks at Vista Realty Group LLC, a real estate company, on weekends. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with broker-dealer and investment adviser registrations to deliver comprehensive investment services.

James Weissman is a financial advisor at Cetera with 38 years of industry experience. His career includes long-term roles at Avantax Investment Services and Avantax Advisory Services, as well as involvement with Butterscotch Foxx LLC. Outside of advising, he is a Reiki Master-Teacher and participates in photography through his minority ownership in a small media business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. It offers a range of investment management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Anthony Harris is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 24 years of industry experience. He has been associated with Cetera since 2013 and owns The Harris Group, LLC, a financial services business that provides investment advisory services and offers fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform offering various portfolio management and financial planning services, supported by a large network of advisors and substantial assets under management.

Timothy Leonchik is a financial advisor at LPL Enterprise with 17 years of industry experience. He holds the Series 63 and Series 65 designations. His career includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, Principal Securities, and Principal Life Insurance Co. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Mark Ramseth is a financial advisor at Morgan Stanley with 12 years of industry experience. His prior roles include positions at Charles Schwab, Fifth Third Securities, and Uber. He holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Marian Makri is a Financial Consultant currently working at Fidelity Investments since 2024. Prior to this role, Marian served as an Investment Consultant at Fidelity Investments from 2022 to 2024, a Financial Solutions Advisor at Merrill Lynch from 2020 to 2022, and a Relationship Manager at Bank of America from 2018 to 2020. Marian's professional focus involves helping clients make well-informed investment decisions tailored to their specific needs. Employing a holistic approach, Marian listens to client concerns and provides comprehensive information on potential investments, including benefits and risks, to develop investment strategies suitable for different life stages, such as before and after retirement. Outside of work, Marian's interests include cooking and baking, family activities, fitness, parenthood, pets, and traveling.

Ajit Gandhi is a financial advisor at LPL Enterprise with 42 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Prudential Insurance Company of America and Pruco Securities, LLC for over two decades. His other business activities include sales of non-variable insurance products, including Medicare Supplement insurance and fixed insurance offerings. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, providing financial planning, consulting, advisory services, and access to a range of brokerage and insurance products through an integrated platform.

Kevin Ehlers is a ChFC® credentialed financial advisor with Ameriprise in Downers Grove, IL, bringing 34 years of industry experience. He has been with Ameriprise and its predecessor entities since 1991. Outside of advisory work, Ehlers serves as vice president on the board of a homeowners association and is involved in independent insurance brokering and tax preparation services. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jessie Barrett is a CFP® professional with 27 years of industry experience, currently serving at Wells Fargo Advisors since 2023. Prior to this, Barrett held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 through 2023. Outside of advising, Barrett is a board member of the Goodfellows Group Partnership, a local philanthropy organization. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. The firm combines advisory services with other financial products and referral channels, delivering tailored recommendations supported by Wells Fargo research and planning tools.

Denis Conlon is a CFP® with 25 years of industry experience. He currently works at OSAIC and has held prior roles at Securities America Advisors, SSN Advisory, and Opus Wealth Partners. Outside of his advisory work, Conlon is an Enrolled Agent who prepares basic tax returns for select clients and family members. OSAIC serves a diverse client base that includes individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct portfolios tailored to client needs.

Michael Breslin is a financial advisor with Cetera in Hickory Hills, IL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has worked at Cetera since 2018 and previously spent over two decades at INVEST Financial Corp. Breslin is also affiliated with Marquette Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a nationwide network of over 10,000 advisors.

Patrick Calhan is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various firms including WealthWave and Transamerica Financial Advisors. Calhan is also involved with the Heartland Institute of Financial Education as a Certified Financial Educator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and other institutions through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary asset management and access to model portfolios and research from multiple sources.

Steve Schroeder is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2016, progressing through roles including Financial Representative and Financial Consultant. Prior to his current role, he served as Senior Financial Consultant at TD Ameritrade from 2018 to 2020. As a Certified Financial Planner (CFP®), Steve partners with individuals and families to develop and implement financial plans and strategies. He focuses on providing support and resources to help clients navigate diverse markets and achieve their goals related to building, preserving, and distributing wealth. Steve lives in the suburbs with his wife and two young boys. He spends his free time coaching youth sports.

Michael Minnis is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities LLC. Minnis serves as a trustee and power of attorney for several family trusts. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a broad range of brokerage and insurance products.

Joseph Zdybel is a financial advisor at Fidelity with Series 66 and Series 63 designations and one year of industry experience. His prior work includes positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Morgan Stanley. He has also been involved in various non-financial roles ranging from publishing to hospitality and sports venues. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research with quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs. The firm is notable for its registration as a commodity pool operator and its advisory role to multiple registered investment companies.

Patricia Marsh is a Certified Financial Planner (CFP®) with 34 years of industry experience, currently serving at Morgan Stanley since 2009. She has been with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is involved in property management and real estate through ownership and partnership positions in several entities based in Homer Glen, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and capital market assumptions.

Thomas Ogrady is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 28 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Principal Life Insurance, and Princor Financial Services. Outside of advisory work, he is a co-owner of Emerald Cube Properties and Smeauxk BBQ LTD, where he participates in monthly meetings as a passive investor. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering both advisory and brokerage services. The firm provides access to model portfolios, third-party asset management, and a range of brokerage and insurance products through an integrated platform.

Darshil Patel is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, his work background includes roles at Groupon, UPS, and Proteintech Group Inc. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.