James Ballor is a financial advisor with Charles Schwab who holds Series 63 and Series 66 credentials and has 31 years of industry experience. His prior work includes roles at TD Ameritrade, JP Morgan Securities, Mariner Wealth Advisors, and several banking institutions. Outside of his advisory work, he teaches jiu jitsu instruction on a part-time basis. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a mix of non-discretionary and discretionary investment options supported by strategic asset allocation and an integrated operational structure.

Michael Loftus is a financial advisor with LPL Enterprise in Downers Grove, IL, holding Series 66, 65, and 63 registrations and has five years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities, LLC, Wasmer Schroeder/Charles Schwab, and Metolius Capital LLC. He also holds a non-variable insurance license and dedicates part of his time to insurance-related activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products, utilizing an integrated platform that combines advisory programs with active sales of financial products.

Jose Lopez is a financial advisor at Cetera with 38 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cetera and its affiliated entities since 2013. Outside of his advisory role, Lopez serves as president of the FBI-Chicago Citizens Academy Alumni Association, a nonprofit organization, and is a board member of Roots and Wings - Alas y Raices, which provides programs and services to undocumented foreign individuals. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and supports multiple investment program structures, managing over $256 billion in assets.

Kenneth Demarco is a financial advisor at Cetera with 32 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Cetera in 2025, he worked for Avantax Insurance Agency, LLC and Avantax Investment Services, Inc. for about a decade. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a large network of independent advisors and provides access to both affiliated and third-party managers across multiple program structures.

Peter Pashos Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 40 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Wells Fargo Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research.

Leonard Johnson is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Ameriprise in Oakbrook Terrace, IL. His prior work includes roles at Ameriprise Financial Services, Inc. and SagePoint Financial. Outside of his advisory work, he serves on the Board of Directors for Collaborative Divorce Illinois and owns LTJ Mediation, a divorce mediation service. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Kiara Aldana is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2022 and is also associated with Seagraves Financial Group. Prior to her advisory career, she held various roles in both financial and non-financial sectors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management along with model portfolios and research from internal and third-party sources.

Carrie French is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 24 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Michael Fornero is a financial advisor with LPL Financial in Downers Grove, IL, holding Series 63 and Series 65 credentials and having 33 years of industry experience. His prior work includes roles at Commonwealth Financial Network and several mortgage firms. He is also involved in American Pacific Mortgage Corp (Preferred Rate Lending), which operates in mortgage and real estate services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Brooks Lanoue is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill in 2008 and specializes in providing wealth management strategies tailored to the unique needs of high-net-worth families, including retirement planning for corporate executives and cash flow management for entrepreneurs. His expertise extends to areas such as tax minimization, legacy planning, alternative investments, securities-based lending, personal liability, and home finance management. Brooks holds a Bachelor's Degree from Northern Arizona University with a dual major in Finance and Marketing. He is a CERTIFIED FINANCIAL PLANNER® professional and also holds the Chartered Retirement Planning Counselor™ designation. He resides in Chicago's western suburbs with his wife and two daughters. Outside of his professional work, Brooks is actively involved in the martial arts community and enjoys outdoor activities.

Anna Higgins is a financial advisor with LPL Financial in Hinsdale, IL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Her prior work includes long-term roles at Wintrust Bank, N.A., Painewebber Inc., and Howe Barnes Investments, Inc. She is also involved with Sessions through outside employment unrelated to investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolio options.

Kimberly Poulos is a financial advisor with Primerica Advisors in Oakbrook Terrace, IL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Primerica Advisors since 1995 and previously worked at Brennan Financial Group. Outside of advisory work, she is involved in part-time referrals for home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm offers model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Carlos Cruz is a financial advisor at Morgan Stanley in Oak Brook, IL, with eight years of industry experience. He previously worked at The Vanguard Group and maintained a self-employed advisory practice. Outside of his advisory role, Cruz is involved in property management as a rental property owner. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies.

Ane Mari Pintilie is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and eight years of industry experience. She has worked at JPMorgan Chase Bank, N.A. and Wells Fargo Clearing Services LLC during her career. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Stephen Smith is a financial advisor with UBS Financial Services in Hinsdale, IL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS since 1993. Outside of his advisory role, he is the proprietor of Sadie George LLC, a real estate venture in Mountain Village, Colorado. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm utilizes proprietary research and model-based strategies to tailor financial plans to client goals and risk tolerances.

Teresa Rivera is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. Prior to joining LPL Financial in 2021, she worked at Bartolini's Restaurant & Catering, Tupperware, Thomas Hentschel, various insurance carriers for W&R Insurance Agencies, and Waddell & Reed Inc. Rivera also operates Rivera Financial Investments, a business entity related to tax and investment activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing a range of model portfolios and research resources.

Molly Coleman is a financial advisor at UBS Financial Services with 38 years of industry experience. She holds the Series 63 and Series 66 designations and has been with UBS since 2007. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven investment solutions tailored to clients’ goals and risk tolerances.

Mohamad Husari is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has six years of industry experience, including prior roles at Merrill Edge and Uber. Outside of finance, he is the founder of Nventechs LLC, a company that coordinates between clients in Kuwait and developers in the U.S. to deliver customized mobile apps and websites. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm uses a combination of quantitative asset-allocation modeling and centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Tyler Moy is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work experience includes roles at Fidelity Investments, Northwestern Mutual, and a community position with the Bloomingdale Park District. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Roshan Patel is a financial advisor at Equitable Advisors in Oak Brook, IL, holding Series 65 and Series 63 licenses with one year of industry experience. His prior work includes roles at Primerica and Hatch Staffing, and he has been involved with Dream Occasions, an outside business activity operating since 2016. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and partnerships with third-party asset managers.