Alexander Garfield is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2022. His prior experience includes roles at Charles River Development, TD Ameritrade, and APFS Wealth Management. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized supervision and custody arrangements.

Patrick Doran is a financial advisor at Fisher Investments with 17 years of industry experience. He holds a Series 66 designation and previously worked at Columbia Management Investment Distributors and various John Hancock entities. Fisher Investments serves a global client base including institutional investors and high-net-worth individuals, providing discretionary portfolio management across equities, fixed income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research and implements tax-aware and risk management strategies.

John Rensink is a financial advisor at Edward Jones in Woburn, MA, holding Series 63 and Series 66 licenses with five years of industry experience. Prior to joining Edward Jones, he worked at MSCI and State Street. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, managed account options, and affiliated investment products. The firm operates under a fiduciary standard and supports its services through a large network of advisors and branch offices nationwide.

Christine Schwartz is a CFP®-certified financial advisor with Charles Schwab, based in Burlington, MA, and has four years of industry experience. Her work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., as well as earlier positions in education and athletics-related organizations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary advisory services, utilizing multi-asset model portfolios and a structured alternative investment review process.

Mariya Dimitrova is a financial advisor with Edward Jones in Chelmsford, MA, holding a Series 66 designation and three years of industry experience. She previously worked at Fidelity Investments for six years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Sondos Abedallah is a financial advisor at Merrill with five years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Bank of America, Citizens Bank, J.P. Morgan Chase Bank, and Santander Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Michael Russo is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior roles include work in tutoring, hospitality, legal support, and caregiving. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Peter Karle is a financial advisor with Morgan Stanley in Concord, MA, holding a Series 63 designation and bringing 24 years of industry experience. He has been with Morgan Stanley since 2020, following a 19-year tenure at Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm provides tailored financial planning using structured discovery conversations and firm-approved tools, with a focus on advisory services rather than individual security recommendations.

John Kelly is a financial advisor at Ameriprise with 37 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he is involved as an LLC member of EMK Advisors LLC for office-related activities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Christopher Maniscalco is a Series 66-registered financial advisor with Cambridge Investment Research Advisors in Westford, MA, bringing one year of industry experience. Prior to his current role, he worked at LPL Enterprise and has held roles in transportation and delivery services. Outside of advising, he is engaged in rideshare and delivery work for companies including Instacart, Uber, and Spark. Cambridge Investment Research Advisors serves a broad client base—including individuals, retirement plans, charitable organizations, and trusts—providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers a range of investment solutions, including proprietary and third-party model strategies, with both discretionary and non-discretionary management options tailored to client objectives.

Jared Fong is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Columbia Management Investment Distributors, Inc., Litmus, and SnapApp. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mark Lozier is a Series 66-licensed financial advisor with nine years of industry experience. He is currently with Merrill and has previously worked at Fidelity and Workers Credit Union. Outside of his advisory work, Lozier owns a sole proprietorship providing personal and household services in Merrimack, New Hampshire. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies for a range of individual and institutional clients.

Antoine Meehan is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Brown Brothers Harriman and MFS LLC. He is also involved with Meehan Financial Services, an entity related to his LPL business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Olivia Gierlich is a Wealth Management Advisor at Merrill Lynch Wealth Management, working with a select group of families, retirees, corporate executives, business owners, and entrepreneurs in the Boston area. She focuses on understanding and connecting with her clients to create customized financial strategies that align with their goals and simplify their financial lives. Olivia collaborates with clients' tax advisors and estate attorneys to develop coordinated approaches to complex financial challenges. Her expertise includes portfolio management, personal retirement planning, executive compensation, divorce transition planning, socially responsible and ESG investing, and family wealth management strategies. She utilizes advanced probability planning software to construct individualized financial roadmaps and offers personalized advice to address the diverse financial concerns of her clients. Olivia earned a bachelor's degree from the Massachusetts Institute of Technology in Management Science/Finance with a minor in International Politics. She holds professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, Olivia resides in Cambridge, MA, and is active in her community through involvement with MIT's Alumni Association and the Pi Beta Phi Bostonian Alumnae Club. Her personal interests include traveling, reading, playing softball, and exploring new culinary experiences.

Leon Fridmar is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with clients across the United States, from New England to Seattle, California to Florida, to develop personalized financial strategies aimed at pursuing their long-term goals. Leon has extensive experience in serving successful families and business owners, focusing on simplifying financial lives and making informed financial decisions. His areas of expertise include corporate executive services, family wealth management strategies, managing new wealth, tax minimization, and retirement income. His investment strategy emphasizes capital appreciation while managing risk through a diverse selection of global investments. He holds a Bachelor's Degree from Skidmore College and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Leon is conversationally fluent in Russian. He resides in Needham, Massachusetts with his wife, Caroline, their three daughters, and their dog. Leon participates in community volunteering and enjoys various personal interests such as snowboarding, running, basketball, chess, golfing, skiing, table tennis, tennis, reading, and watching movies.

Ryan Shorey is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he partners with local families to develop, implement, and monitor financial plans. He approaches financial planning with an emphasis on education, aiming to provide clients with a clear understanding of their financial strategies. Ryan's experience at Fidelity Investments spans back to 2006, including roles as Investment Consultant, Financial Representative, and Inside Wholesaler. This extensive tenure has provided him with a broad perspective on financial services and client needs. Outside of his professional work, Ryan enjoys spending time with his family and gardening.

Matthew Crimmings is Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2018. In this role, he partners with individuals, families, and institutions to develop personalized financial plans aimed at managing wealth and striving for financial security. Matthew has been with Fidelity Investments since 2009, progressing through roles including Financial Representative, Investment Consultant, and Financial Consultant. He leverages Fidelity's resources to address a broad range of financial topics such as retirement and college planning, tax-efficient investing, equity compensation, charitable giving, and estate planning considerations.

Timothy Goode is a Planning Consultant at Fidelity Investments, where he has been serving since 2024. In this role, he partners with individuals and families to develop personalized financial plans that address their unique goals and financial needs. His approach emphasizes building strong relationships and maintaining trust and communication with clients and their families. Timothy's experience at Fidelity Investments spans several roles, including Financial Representative from 2021 to 2024 and Financial Customer Associate from 2020 to 2021. This progression reflects his growing expertise in financial planning and client service within the company. Outside of his professional responsibilities, Timothy enjoys baseball, fishing, football, golf, and spending time with his pets.

Connor Demore is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing four years of industry experience. His prior roles include positions at JP Marvel Wealth Management and Suffolk University. Outside of advisory work, he is involved in mortgage and real estate services with Coldwell Banker Realty Belmont. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary research and third-party strategies, supported by extensive operational tools and a large network of over 22,800 advisors.

Ethan Spada is a Financial Consultant at Fidelity Investments, a role he has held since 2021. In this capacity, he partners with clients to create, develop, and implement comprehensive financial plans tailored to their unique goals and needs. Ethan emphasizes developing deep relationships with his clients to understand their lifestyle and legacy objectives. He has been with Fidelity Investments since 2017, progressing through roles including Customer Relationship Advocate (2017-2018), Financial Representative (2018-2019), and Investment Consultant (2019-2021). This experience has contributed to his expertise in financial consultation and investment advising.