John Bussa is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 65 and Series 66 credentials and previously worked for Lincoln Financial Advisors for 24 years. Outside of his advisory role, he operates a consulting business through BFP Media, LLC. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management.

Sherrie Ingham is a financial advisor with Ameriprise in Troy, MI, holding the ChFC® designation and Series 63 and 65 licenses. She has 25 years of industry experience, including roles at Concorde Asset Management and L.M. Kohn & Company. Outside of her advisory work, she is involved in business ownership and serves as COO of TLC Management. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Shelley Graunke is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides services through structured planning processes supported by firm-approved tools.

Phillip Rosiek is a Financial Consultant currently working at Fidelity Investments. He has been in this role since 2019 and has previously held positions as an Investment Consultant at Fidelity Investments from 2014 to 2019, and as a Financial Consultant II at PNC Bank from 2006 to 2014. With over 15 years of experience, Phillip has served as a trusted advisor to many multi-generational families. He approaches financial planning as a partnership, co-creating wealth plans tailored to provide a roadmap towards financial peace of mind. His commitment to clients includes evolving relationships that adapt as clients and their families experience life changes. Outside of his professional work, Phillip has personal interests in biking, reading, and soccer.

Steven Briggs is a Wealth Management Advisor with over 40 years of experience, all of which have been with Merrill Lynch Wealth Management. He specializes in serving clients including business executives, owners, and professionals, focusing on investment advisory, cash management, and life cycle planning services. Steve leads The Briggs Group alongside financial advisor Jennifer Mains and client service associate Amy Irish, providing a comprehensive approach to clients' financial well-being. Throughout his career, Steve has developed many long-term client relationships that often span generations. He is recognized for his commitment to addressing a wide range of client needs such as estate planning, customized lending, and long-term care expenses. His approach includes ongoing client contact and adapting strategies to meet evolving financial goals. Steve holds multiple professional designations including CERTIFIED FINANCIAL PLANNER®, Certified Investment Management Analyst® (CIMA®), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor of Arts degree from Vanderbilt University and graduated from Culver Military Academy. He is a member of the Sigma Nu Fraternity and is involved with the Furniture Bank of Southeastern Michigan. Steve resides in Orchard Lake, Michigan, with his two grown children.

Stacy Celestini is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. She has worked at Bank of America, N.A. since 2021 and has been with Merrill since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Mark Ligeski is a financial advisor at Edelman Financial Engines with 12 years of industry experience. He holds Series 63 and Series 65 designations and has worked at various affiliated firms since 2016. Edelman Financial Engines offers technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutions. The firm uses a committee-driven modeling process combined with planner delivery and online tools, providing both discretionary and non-discretionary advice with an emphasis on diversified model portfolios and long-term strategies.

John Daugherty is a CFP® with 31 years of experience in financial services, currently serving at Morgan Stanley since 2021. His previous roles include positions at Wells Fargo Clearing and Wells Fargo Advisors. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by the Global Investment Committee’s return estimates and simulations.

Robert Shiner is a financial advisor with Osaic Wealth, Inc. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. His prior experience includes roles at Sagepoint Financial, Inc., Ohio National Financial Services, and Austin Manning Inc. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

James Zann is a Series 65-credentialed financial advisor at Cetera with five years of industry experience. He previously worked for Avantax Advisory Services for five years and has been associated with Polk and Associates PLC since 2012. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporations, charities, and institutions through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform that includes affiliated and third-party model portfolios and various program structures.

Nicholas Patterson is a CFP® professional with seven years of industry experience, currently serving at Mass Mutual Investors Services since 2020. His prior work includes roles at Cambridge Investment Research and in automotive and fluid power industries. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, offering collaborative, annual planning engagements that utilize firm-approved analytical tools and focus on investment strategy recommendations.

Lauren Kosten is a financial advisor with Morgan Stanley in Belmont, MI, holding Series 66 and Series 63 licenses and possessing 11 years of industry experience. She has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and employer-sponsored financial planning agreements.

Samuel Impastato is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with affluent individuals, families, and business owners to help them pursue their short- and long-term financial goals. Samuel specializes in retirement planning for small business owners and their employees, offering a personalized suite of retirement plan solutions including support for 401(k) sponsors’ investment options, education, and plan services. His client focus areas include divorce transition planning, family wealth management strategies, legacy planning, LGBT wealth planning, and tax minimization among others. Samuel holds a Bachelor of Business Administration in Finance and Economics from Michigan State University. He has earned multiple professional designations including the Certified Plan Fiduciary Advisor® (CPFA®), Chartered Retirement Planning Counselor™ (CRPC™), and Retirement Benefits Consultant (RBC) credentials. These qualifications support his expertise in delivering retirement and wealth management services tailored to his clients' needs. In addition to his professional work, Samuel serves as the Strategic Alliance Partnership Chair on the board of the Entrepreneurs’ Organization (EO) in Detroit. He is a member of the Detroit Athletic Club and Red Run Golf Club. Samuel is also actively involved in community service, having served as past president of the Kiwanis Club of Troy, a nonprofit dedicated to helping underprivileged children. He resides in Royal Oak with his wife and three sons and enjoys activities such as golf, fishing, football, running, soccer, swimming, and volleyball.

David Collins is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. He has been with Thrivent and its predecessor, Thrivent Financial for Lutherans, since 2002. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors, providing goal-based analyses and written recommendations across various financial topics. The firm separates planning services from managed accounts and emphasizes ongoing plan reviews without discretionary trading authority.

Jennifer Vannatter is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Angel Mcfarland is a financial advisor at Thrivent Investment Management with two years of industry experience. Mcfarland holds a Series 66 designation and previously worked at UWM and the Michigan Department of Transportation. Outside of advising, Mcfarland also works as an Uber driver. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers comprehensive, goal-based planning across various financial topics, delivering recommendations without implementation, and allows clients to integrate planning with managed accounts under a consolidated billing option.

Jacob Mcguckin is a financial advisor with Equitable Advisors in Troy, Michigan, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Equitable Advisors since 2011 and previously with Axa Advisors. Outside of his advisory role, he participates in life settlements through Afshar Group on a volunteer basis. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement plan consulting, and various asset-management programs. The firm delivers services through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Shahriar Faraji is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His work history includes roles at Michigan First Credit Union, Inland Securities Corporation, and TD Ameritrade, among others. Outside of finance, he has worked as a server at an IHOP restaurant. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Jordan Fujarski is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 66 and Series 63 licenses and five years of industry experience. His career includes roles at Northwestern Mutual and Morgan Stanley Private Bank, N.A. Prior to entering financial services, he held positions outside the industry, including with Extravagante Valet and Shores Car Care. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Brandon Moore is a financial advisor with LPL Financial based in Bloomfield Hills, MI, holding a Series 66 designation and eight years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Inc. and Triad Advisors, Inc. He is also involved as a speaker for White Glove Workshops, a seminar series based in Birmingham, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a variety of investment strategies and technology tools.