Ryan Marier is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Lincoln Financial Advisors Corporation for 12 years. In addition to his advisory role, he is involved as an insurance agent offering various insurance products and owns a financial planning entity that manages his business expenses. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm employs a range of investment strategies supported by proprietary tools and offers integrated brokerage and advisory services, with access to multiple third-party managed account solutions.

Michael Petee is a financial advisor with Ameriprise in Troy, MI, holding a Series 66 designation and six years of industry experience. He has been with Ameriprise since 2019 and previously worked at DishOne and Student Painters. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Aaron Oskey is a financial advisor with LPL Financial in Rochester, Michigan, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Inc., and Firstmerit Bank. Outside of his advisory work, he is an owner and investor in several business entities unrelated to investing, including Christopher Care, Choosing Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Angela Moyer is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 22 years of industry experience. She has previously worked at Ameriprise Financial Services, Inc. for 15 years and spent seven years with Avantax Advisory Services and related entities. Angela also operated D.A.M. Taxes LLC for one year. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Katlyn Taylor is a financial advisor at Equitable Advisors in Troy, Michigan, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining Equitable Advisors, she worked in various roles including bartender at Coyote Joe's. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to deliver customized investment solutions.

Kellie Hueter is a financial advisor with Stifel, holding a Series 66 designation and bringing 20 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2018, following positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Stifel serves a wide range of clients, including individuals, institutional entities, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which employs forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

William Jeffrey Jr. is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 65 credentials and offering 38 years of industry experience. He has been with LPL Financial since 1995. Jeffrey is also a Notary Public and is involved in managing a firm that provides non-variable insurance products and tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, combining a broad range of advisory and non-advisory financial services.

William Degnan is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, totaling over two decades at the firm. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered solutions and third-party asset managers.

Joshua Elkin is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and previously worked at Charles River Laboratories and Western Michigan University. Outside of finance, he has experience in fitness and wellness and landscaping. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Scott Kavanaugh is a financial advisor at Fidelity with 20 years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services since 2005, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it offers specialized services such as fund advisory and model portfolio delivery.

Eric Nichols is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., MORGAN STANLEY SMITH BARNEY llc, Wells Fargo Clearing, and WELLS FARGO Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling in its financial planning process.

Ryan Kus is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and 19 years of industry experience. He has worked with Cetera and its affiliated entities since 2021 and previously served at Voya Financial Advisors. Kus is president of Horizon Advisers, a firm that provides financial services and educational content through Horizon Adviser University, and he is involved in the sale of fixed insurance products through independent agencies he leads. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various discretionary and non-discretionary portfolio management options, including model portfolios, third-party managers, and customized strategies, supported by a nationwide network of over 10,000 advisors.

Paul Gekiere is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2000 and joined Merrill in 2004. In his role, Paul focuses on assisting affluent individuals, families, and business owners in pursuing their financial goals through comprehensive wealth management strategies. His areas of expertise include family wealth management, personal retirement planning, retirement income, estate planning services, investments, tax minimization strategies, and wealth transfer. Paul emphasizes a service-based approach that involves thorough financial profiling to understand each client’s long-term goals and concerns. Leveraging the global resources of Merrill, he provides customized financial advice designed to help clients build, manage, and preserve wealth for current and future generations. Paul holds a bachelor's degree from Central Michigan University and a master's degree in finance from Baker College. He lives in Clarkston with his three children and enjoys spending time with family and friends. His personal interests include golfing and traveling for his children's sports teams, as well as biking, football, and skiing. Professional Designation: Personal Investment Advisor (PIA).

Ashleigh Duffy is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, she held roles at Oakland University and managed small businesses including Elementz Salon. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Anthony Bonanni is a financial advisor with OSAIC based in Auburn Hills, MI. He holds the CFP® certification and Series 66 license, and has seven years of industry experience. Prior to joining OSAIC, he worked at Woodbury Financial Services and has been involved with Alidade Capital since 2017. Outside of his advisory role, he owns an accounting and tax preparation practice focused on small businesses and is a board member on his local homeowners association. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of integrated brokerage and advisory services, utilizing firm-supported asset-allocation tools and offering access to multiple investment products and third-party managers.

Tyrone Thorpe is a financial advisor with LPL Enterprise in Troy, MI, holding a Series 66 credential and nine years of industry experience. His prior roles include positions at Morgan Stanley, Northwestern Mutual, MassMutual, and Prudential. Thorpe is also the owner of Quae Capital LLC, an investment-related firm operating in Farmington Hills, MI. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm utilizes model-driven investment approaches, offers access to third-party asset managers, and facilitates insurance product sales through affiliated entities.

Scott Prechtel is a financial advisor at Equitable Advisors with 37 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prechtel has worked at Equitable Advisors since 1999 and has prior experience at Axa Advisors. Outside of his advisory role, he is a partner at Aspen LLC and holds an administrative role in managing LRS Management LLC. Equitable Advisors serves a diverse clientele including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Jordin Ryan is a financial advisor with Merrill in Bloomfield Hills, MI, holding Series 63 and Series 65 credentials and with 24 years of industry experience. He has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Smith is a financial advisor at LPL Enterprise with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Smith serves as secretary on the board of a nonprofit organization in Troy, Michigan. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and offers a range of financial planning, asset management, and insurance-related services.

Maral Thomas is a financial advisor at Stifel with 20 years of industry experience and holds a Series 66 designation. Her career includes roles at Merrill, Bank of America, Oppenheimer, and Stifel Nicolaus & Co Inc. Stifel serves a broad range of clients including individuals, institutional entities, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates a proprietary methodology developed by its Investment Strategy Group that uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning analyses.