Timothy Malisa is a financial advisor with R M Davis Inc in Portland, Maine, holding a Series 65 designation and bringing four years of industry experience. Prior to joining R M Davis in 2022, he spent eleven years at Spinnaker Trust. Outside of his advisory role, Mr. Malisa is a partner in Nedrow Holdings LLC, an investment-related company involved in sourcing and managing certain real estate investment opportunities. R M Davis Inc is an independent, SEC-registered investment adviser serving individuals, high-net-worth families, trusts, pension plans, corporations, and governmental entities. The firm offers customized asset allocation and comprehensive wealth management services, emphasizing a long-term, discipline-oriented investment philosophy with an operational focus on governance and risk management.

Robert Stepleman is a Series 65-licensed financial advisor with Bolton Securities Corporation, bringing 13 years of industry experience. He has worked at Bolton Global Asset Management since 2013 and previously spent 23 years at the Sarasota Herald Tribune. Bolton Global Asset Management serves individual, corporate, institutional, and charitable clients with customized wealth management solutions. The firm employs multiple investment strategies and offers portfolio management on both discretionary and non-discretionary bases, emphasizing a long-term approach while accommodating various trading methods.

Christopher Klimash is a financial advisor at ValMark Advisers, Inc. with 28 years of industry experience. He holds the Series 66 designation and has worked at ValMark Securities, Inc. and ValMark Advisers, Inc. since 2015, as well as RBC Capital Markets since 2009. Klimash also serves as a retirement advisor at Lebel & Harriman, LLP. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm offers diversified, goal-based model portfolios primarily using mutual funds, ETFs, and third-party managers, along with proprietary platforms and sub-advisory services.

Jennifer Lebel is a financial advisor with ValMark Advisers, Inc., holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with ValMark Advisers since 2009 and Valmark Securities since 2007. Outside of her advisory role, she serves on the Board of Directors for the Animal Welfare Society, a nonprofit animal shelter in Kennebunk, ME. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 investment advisory representatives. The firm offers diversified, goal-based model portfolios implemented with mutual funds, ETFs, and third-party managers, alongside proprietary platforms and fee-based planning services.

Kristina Petit is a financial advisor with Bolton Securities Corporation who holds Series 63 and Series 65 licenses and has 13 years of industry experience. She currently serves as vice president of Dow Software, LLC, where she assists with the development and promotion of client-facing software. Her work history includes roles at Bolton Global Capital and Bolton Global Asset Management. Bolton Global Asset Management is a registered investment adviser that provides asset management and financial planning services to individuals, corporations, institutions, and charitable organizations. The firm employs a variety of portfolio management strategies using mutual funds, ETFs, equities, and fixed income, emphasizing a primarily long-term approach with flexibility for other strategies.

Gregory Crupi is a financial advisor at Gradient Advisors, LLC with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Thrive Financial, AlphaStar Capital Management, Assurance Group, and Bankers Life. In addition to his advisory role, he is an owner and insurance agent at Thrive Financial, LLC. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm operates through a network of Investment Advisor Representatives and third-party money managers, using a primarily non-discretionary model that includes fundamental, technical, and cyclical portfolio analysis.

Robert Davis is a CFP® professional at R M Davis Inc with 12 years of industry experience. He worked at HM Payson & Co for four years before joining R M Davis in 2017. R M Davis, Inc. is an independent, SEC-registered investment adviser serving individuals, high-net-worth families, trusts, pension plans, corporations, and some governmental entities. The firm offers customized asset allocations across equities, fixed income, mutual funds, and ETFs, emphasizing a long-term, discipline-oriented philosophy and providing services that include trustee and trust administration as well as personal affairs management.

Timothy Wyand is a financial advisor with Flagship Harbor Advisors, LLC, holding Series 66, Series 65, and Series 63 licenses and bringing 17 years of industry experience. He has worked at Flagship Harbor Advisors since 2020 and previously at Layline Advisors from 2018 to 2020. Outside of his advisory role, he is involved with Three Pines Capital, LLC, a business entity for tax and investment purposes. Flagship Harbor Advisors is an SEC-registered firm serving individuals, charitable organizations, corporations, and retirement plans with investment management, financial planning, and retirement-plan consulting. The firm manages approximately $3.42 billion in discretionary assets through a team of about 60 advisors, employing a mix of mutual funds, ETFs, individual securities, and third-party technology to support client portfolios.

Joshua Rent is a financial advisor with LPL Financial based in Falmouth, ME, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Ameriprise Financial Services, Inc. for nine years before joining LPL Financial and Northeast Planning Associates, Inc., where he currently provides investment advisory services. LPL Financial offers advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households. The firm supports its advisors with in-house research, a variety of investment models, and a platform that integrates advisory and brokerage services alongside insurance and credit products.

Gregory Costantino is a financial advisor with Winthrop Wealth in Portland, ME, holding the CFP® designation and Series 65 and 63 licenses. He has 19 years of industry experience, including prior roles at LPL Financial and Caturano Wealth Management. He is also the Managing Director of Financial Planning Strategies, LLC. Winthrop Wealth provides investment management, financial planning, and wealth management services to individuals, trusts, estates, business entities, retirement plans, and donor-advised funds. The firm employs a long-term, goal-oriented investment process combining in-house management with third-party sub-advisers and serves both retail and institutional clients.

Scott Mazuzan is a CFP® professional with 11 years of industry experience, currently serving at F.L. Putnam Investment Management Company since 2016. He previously worked at Gather Financial Planning in 2015. F.L. Putnam serves a diverse client base including individuals, families, and institutional investors such as foundations and family offices. The firm employs a team-based approach to investment management, offering customized strategies across equities, fixed income, and alternative investments, with options for sustainable investing and tax-aware rebalancing.

Jeremiah Tucker is a financial advisor at Independent Wealth Network, Inc. with five years of industry experience. He holds Series 63 and Series 66 designations and has prior experience at Charles Schwab, Bank of America, Merrill, and Foreside Fund Services. Outside of his advisory work, he has worked as a bartender at O'Reilly's Cure. Independent Wealth Network serves individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and corporations, providing wealth management, financial planning, and consulting services. The firm employs a variety of portfolio strategies and utilizes both third-party models and direct discretionary authority in managing client assets.

Michael Dow is a financial advisor with Bolton Securities Corporation, holding Series 63 and Series 65 credentials and 35 years of industry experience. He has been associated with Bolton Global Asset Management since 2007 and Bolton Global Capital since 2005. Dow is co-owner of Dow Capital Management, LLC, an entity created to operate securities and investment advisory services. Bolton Global Asset Management provides asset management and financial planning to individual, corporate, institutional, and charitable clients. The firm offers portfolio management using a variety of investment vehicles and emphasizes a primarily long-term approach while allowing flexibility for shorter-term strategies.

Benjamin O'Connor is a financial advisor at F.L. Putnam Investment Management Co. in Portland, ME, with 13 years of industry experience. He holds Series 63, 65, and 66 licenses and has previously worked at UBS Securities LLC, UBS Financial Services, Jefferies LLC, and J.P. Morgan Securities. F.L. Putnam serves a diverse client base including individuals, families, and institutions, offering customized investment management and advisory services using a team-based approach across equities, fixed income, and alternative investments. The firm integrates macroeconomic and security-level research and employs both internally managed strategies and third-party managers.

Rebecca Burchill is a ChFC® credentialed financial advisor with 28 years of industry experience. She is currently with ValMark Advisers, Inc. and has held roles at Valmark Securities, Inc. and Lebel & Harriman. Burchill serves as President of the Maine Estate Planning Council, a professional organization of lawyers, accountants, and financial advisors. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based portfolios using mutual funds, ETFs, and third-party managers, with oversight and rebalancing performed regularly.

John Downing is a CFA® charterholder with 23 years of industry experience, currently serving as an advisor at Advisory Services Network since 2013. He holds a Series 63 license and is based in Falmouth, ME. Outside of his advisory role, he serves on the investment sub-committee for Sweetser, overseeing advisor performance and investment policy adherence for their endowment. Advisory Services Network supports individuals, families, corporations, charitable organizations, and employer retirement plans through a network of over 200 independent advisors. The firm offers portfolio management, financial planning, and investment consulting services, managing approximately $8.6 billion in client assets with a range of investment strategies and implementation options.

Caleb Rand is a financial advisor with ValMark Advisers, Inc., holding a Series 66 credential and currently based in Falmouth, ME. He has one year of industry experience, with prior roles at Lebel & Harriman Retirement Advisors and Bank of America. Outside of finance, he has experience in the food and service industry and worked at the University of Maine. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisory representatives. The firm offers diversified, goal-based portfolios primarily using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and extensive due diligence and back-office services.

Melissa Paione is a financial advisor with ValMark Advisers, Inc. in Falmouth, Maine, holding the Series 66 designation and two years of industry experience. She previously worked at Cornerstone Wealth Planning and LPL Financial LLC. ValMark Advisers provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth investors, retirement plan sponsors, and institutional entities. The firm’s investment approach emphasizes diversified, goal-based model portfolios and asset allocation, with implementation primarily through mutual funds, ETFs, and separate-account managers.

John Knox is a CFA® charterholder with 23 years of industry experience, currently serving as an advisor at Advisory Services Network since 2013. He holds a Series 63 license and is based in Falmouth, ME. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of approximately 208 independent Investment Adviser Representatives. The firm provides portfolio management, financial planning, investment and retirement-plan consulting, and third-party manager selection, overseeing about $8.6 billion in client assets.

Zeke Hall is a financial advisor at Voya Financial Advisors, Inc. with 12 years of industry experience. He holds a Series 66 designation and has worked at Voya since 2020. Prior to that, he was employed by Financial Benefits Services Corp and Raymond James Financial Services for five years. Hall is also active as an independent insurance agent specializing in fixed insurance products. Voya Financial Advisors serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers financial planning, portfolio management, and consulting services through multiple program structures, emphasizing recommendation-based advice with a significant portion of assets managed on a non-discretionary basis.