Lisa Mandalaywala is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has been with Wells Fargo Clearing since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Justin Odell is a CFP® professional with 25 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He holds a Series 66 license and is based in Linwood, NJ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics to support its diversified investment approach.

Sarah Swofford is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the Lerner Group. Since joining the group in 2012, she has focused on the research and development of investment portfolio strategies and collaborates with her team to create individualized financial plans that include regular portfolio reviews and adjustments based on clients' risk parameters. She also leads the cash flow analysis and modeling efforts within the group. Sarah holds a bachelor's degree in finance from Baruch College and holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). She serves as Chair of the NYC Women's Exchange Mentoring Committee, contributing to professional development and mentorship within her community. Her client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, socially responsible and values-based investing, and women and wealth.

Andrey Letushko is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Sorrento Pacific Financial, Invest Financial Corporation, and MSI Financial Services. Outside of advisory work, he is involved in a direct sales business through AUTO VENDORS LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational technologies and a large network of over 22,800 advisors.

Stephen Callahan is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. Prior to his current role, he worked as a personal trainer and was involved with Russell's Property Improvements. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Stephan Moonesar is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has nearly 14 years of experience serving clients, focusing on wealth planning, asset management, and business development. Prior to joining Merrill Lynch in 2013, Stephan worked on Wall Street in New York City as an equities trader and stockbroker, beginning his career during the 2008 financial crisis. This experience has informed his approach to guiding clients through challenging financial times. Stephan holds a Bachelor's degree in Finance from Fairleigh Dickinson University and holds professional designations including CERTIFIED FINANCIAL PLANNER™ and Certified Plan Fiduciary Advisor®. His expertise includes college education planning, corporate benefits, family wealth management, managing new wealth, personal retirement planning, portfolio management services, and socially responsible investing. Outside of his professional role, Stephan resides in Egg Harbor Township, New Jersey, with his wife and children. He is involved in community organizations such as the Boys and Girls Club and the Atlantic City Rescue Mission, and he volunteers his time in local high schools. Stephan also has an interest in classic and modern automobiles and motorsports.

Richard Cohen is a Certified Financial Planner (CFP®) with 30 years of industry experience. He has been with UBS Financial Services since 2008. Outside of his advisory role, he serves as President of Seashore Gardens Living Center, a religious-based nonprofit nursing home, and is a member of the investment committee at the Jewish Community Center in New Jersey. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Clifford Murray Jr. is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Craig Koehmstedt is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Scott Clayton Sr. is a financial advisor with LPL Financial who holds Series 63 and Series 65 designations and has 34 years of industry experience. His prior roles include positions at Ameriprise Financial Services and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Daniel Koch is a Series 66 licensed financial advisor with 17 years of industry experience. He has worked at OSAIC since 2024, following twelve years at Wells Fargo Advisors and three years at Janney Montgomery Scott. Outside of his advisory role, Koch serves as an ambassador for Gift of Life, speaking at hospitals and schools on organ transplant and donation. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach incorporates model-based asset allocation and portfolio optimization, with access to discretionary and advisor-managed strategies, third-party managers, and proprietary models.

Alexander Clark IV is a financial advisor at UBS Financial Services with 21 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2013. Clark serves as a member of the Absecon City Council, where he communicates municipal policies and programs to residents. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings.

Donna Perez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, Perez serves on the Cumberland County Economic Development Board and the Finance Committee of Inspira Medical Center, and she is a member of the Vineland Public Schools Board of Education. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a mix of brokerage and advisory solutions supported by research and analytics from its investment institute and third-party sources.

Kimberly Kern is a Series 66-licensed financial advisor at Edward Jones with three years of industry experience. She has worked at Edward Jones since 2014. Outside of her advisory role, Kern serves as Vice President of the Linwood Nursery School and is an administrator for the J19 Foundation, where she is involved in event planning, fundraising, and volunteer coordination. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets.

Marcus Treadwell is a Series 66-licensed financial advisor at Wells Fargo Clearing with four years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank, as well as Bank of America and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Brian Macdonald is a financial advisor with Raymond James Financial in Galloway, NJ, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. His prior roles include positions at ALPS Distributors, Arcview Capital, and DWS/DEAWM Distributors. He is also associated with Fulton Financial Advisors, where he is involved in investment sales and service. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports clients through advisory programs while maintaining a unique municipal advisory affiliation.

Robert Mairone is a financial advisor with Equitable Advisors in Linwood, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Equitable Advisors (and its predecessor AXA Advisors, LLC) since 1999. Outside of his advisory role, he serves as co-trustee of a family trust and executor of an estate, and he volunteers with a nonprofit organization focused on mental health awareness and suicide prevention. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines proprietary and third-party advisory programs with fiduciary services delivered through a broad network of investment adviser representatives.

Holli Delgado is a Series 66-licensed financial advisor with Raymond James Financial in Linwood, NJ, having two years of industry experience. Prior to her financial career, she worked for over three decades at Action Uniform Co. Outside of advising, she is employed as an associate at Anchor Financial, a support company in Linwood. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base including individuals, institutional clients, and charitable organizations. The firm provides non-discretionary, tailored advisory services supported by risk profiling and probabilistic modeling, and maintains unique offerings such as municipal advisory services and SIMPLE IRA Employer Consulting programs.

David Shelly Jr. is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Lincoln Investment Planning for six years before joining Charles Schwab in 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, delivering investment guidance through multi-asset model portfolios and alternative investment due diligence.

Joseph Bonczek is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior work includes roles at Wells Fargo Advisors and academic positions at Princeton University and St. Augustine Preparatory School. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.