Joseph Alnutt is a financial advisor with LPL Financial in Rome, NY, holding a Series 66 designation and three years of industry experience. He has worked at AmeriCU Credit Union and Primerica prior to joining LPL Financial. Outside of advising, his background includes roles in the food service industry, such as managing at Trappers Pizza Pub and Stingers Pizza Pub. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by technology tools and a broad platform that oversees over $819 billion in discretionary assets.

Mark Lewandrowski is a CFP®-credentialed financial advisor with Ameriprise in Mebane, NC, bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in horse boarding and hay sales through Maple Ridge Farms and participates in finance committee budgeting and strategic planning for the United Way of the Mohawk Valley. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm serves clients with at least $1,000,000 in net investable assets and integrates advisory, brokerage, and insurance solutions through its broad institutional platform.

Theresa Flemma is a CFP® professional with 41 years of industry experience, currently with Robert W. Baird & Co. since 2018. Prior to joining Baird, she spent 29 years at M. Griffith, Inc. She is part of The DDK Group at Robert W. Baird & Co., which serves individuals, families, pensions, corporations, and institutional clients through a range of financial planning and portfolio management services tailored to client goals and risk tolerances.

James Chase is a financial advisor with Mass Mutual Investors Services in Oriskany, NY, holding Series 63, 65, and 66 licenses and having 13 years of industry experience. He has previously worked at LPL Financial, NBT Bank, Wells Fargo Clearing Services, and Key Investment Services. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of investment programs including wrap and money-manager services.

Constance Smith is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has worked with Prudential Insurance Company of America since 2011 and started with LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm primarily uses model-driven investment approaches developed by its research department and third-party strategists, offering services such as financial planning, access to third-party asset managers, and insurance product facilitation.

William Matteson is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and bringing 23 years of industry experience. He has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Outside his advisory role, he is an agent in health and group life insurance and co-manages a communal office space under a long-term lease agreement. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm structures planning engagements as collaborative annual relationships using firm-approved analytic tools to develop written recommendations while implementation remains optional and client-directed.

Donna Kratzenberg is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. She has worked with Prudential Insurance Company of America since 1988 and joined LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and institutional entities. The firm’s investment approach is typically model-driven, offering financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Thomas Balch is a financial advisor with Morgan Stanley in Utica, NY, holding Series 63 and Series 65 designations and bringing 38 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he serves as a board member on the Village of Clinton NY Zoning Board of Appeals. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm‑approved tools and a structured discovery process.

Peter Franz is a financial advisor with LPL Financial in Clinton, NY, holding a Series 66 designation and 19 years of industry experience. He has previously worked at Merrill and Cadaret, Grant & Co., and he has been involved with Mohawk Valley Capital Management since 2009. In addition to his advisory work, Franz provides tax preparation and accounting services through his CPA practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by its network of investment adviser representatives using a range of discretionary and non-discretionary strategies.

Gregory Morra is a financial advisor at Ameriprise with 43 years of industry experience. He has been with Ameriprise and its related entities since 2005. He serves as Vice Chair on the board of directors for RCIL, a nonprofit organization in Utica, NY. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, emphasizing assets held in Ameriprise Managed Accounts.

Charles Batson is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 39 years of industry experience. His career includes roles at Choice Investments since 2007 and Cadaret, Grant & Co., Inc. from 2007 to 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jason Champion is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Mass Mutual and its affiliated firms since 2005 and operates Champion Financial Services alongside his roles at these companies. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.

Melissa Bower is a financial advisor with LPL Financial based in New Hartford, NY. She holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to joining LPL Financial in 2025, she worked at Cadaret, Grant & Co., Inc. for 18 years and has been associated with Choice Investments since 2007. Outside her advisory role, she is involved in a real estate rental business in Lake Placid, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a diverse range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

David Chlus is a financial advisor at Morgan Stanley with 38 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs and tailored financial planning. The firm uses structured planning tools and models outcomes with methods such as Monte Carlo simulations while offering broad retail and institutional investment services.

Zachary Bowerman is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. for four years. In addition to his advisory role, he is involved with Van Meter Tax Services, Inc. and Van Meter & Van Meter, LLC, which provide tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various model portfolios and third-party asset managers.

Alec Firsching is a financial advisor at Robert Baird & Co. with a Series 66 designation and two years of industry experience. Prior to joining Baird, he worked in pharmacy at Tufts Medical Center and pursued medical studies. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, using a range of investment strategies and overlays to meet client goals and risk tolerances.

Schuyler Dombroske is a CFP® professional with 31 years of industry experience, currently affiliated with LPL Financial since 2019. His prior experience includes roles at Mohawk Valley Capital Management, Cadaret, Grant & Co., Inc., Ridgeway Conger Advisory Services, and Merrill. Outside of his advisory work, he serves as president of the Salt City Dart League and contributes as a staff writer for INSIDERBASEBALL.COM. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, and other institutions. The firm supports a broad range of investment strategies through a large network of advisors and integrates various financial activities, including insurance and credit services, alongside its advisory platform.

Michael Hennessy is a financial advisor with LPL Financial in Clinton, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at Cadaret, Grant & Co., Wells Fargo Clearing, A. G. Edwards & Sons, HSBC Securities, and Merrill. He also operates MJ Hennessy & Associates and Mohawk Valley Capital Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, utilizing both proprietary research and third-party subadvisors.

Allen Belmont is a financial advisor at Edward Jones in Yorkville, NY, holding a Series 66 credential with 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Salvatore Valente is the principal of The Valente Group LLC in Herkimer, NY, holding Series 63 and Series 65 licenses with five years of industry experience. He has been with The Valente Group since 2013 and serves as Chief Marketing Officer at Heidelberg Group, Inc., where he negotiates contracts with trade partners. Valente also maintains a licensed insurance practice in life and health insurance. The Valente Group provides individualized financial planning and portfolio management for individuals, high-net-worth clients, and business entities. The firm emphasizes tailored asset allocations focused on value, safety, quality, and risk control, managing approximately $19 million in client assets primarily on a non-discretionary basis.