David Chua is a financial advisor at Lincoln Investment with 26 years of industry experience. He holds the Series 63 designation and has previously worked at Legend Advisory Corporation and Legend Equities Corporation. Chua serves as a board member of the Batavia City School District Foundation. Lincoln Investment Planning, LLC is a large enterprise firm serving individual and high-net-worth investors, trusts, charities, and retirement plans, with a history of working with educators and 403(b) and 457(b) program participants. The firm offers financial planning, portfolio management, and access to third-party managers through advisor-led and firm-managed model portfolios.

Thomas Pontrello is a CFP®-designated financial advisor with Capital Analysts, bringing 39 years of industry experience. His career includes long tenures at Legend Equities Corporation and Legend Advisory Corporation before joining Lincoln Investment in 2017. Capital Analysts serves a diverse clientele, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, access to third-party managers, and retirement-plan advice through a nationwide network of independent advisors and internal investment research.

Jason Campbell is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes roles at Prudential Insurance Company of America, LPL Enterprise, and MassMutual Financial Group. Outside of his advisory work, he serves as president of a local parent-teacher organization and owns a truck dispatching business. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers a range of financial planning and portfolio management services supported by an in-house investment management and research team, emphasizing advisor-led consulting and fiduciary responsibilities for retirement advice.

Peter Rao is a financial advisor with GWN Securities Inc. and holds a Series 63 designation. He has 37 years of industry experience and has been with GWN Securities since 2004. Outside of his advisory role, he officiates high school and college sports as a referee. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm manages approximately $3.65 billion across more than 37,000 client accounts and offers a range of investment programs including SMA, UMA, and fund-strategist options.

Marion Whitfield is a financial advisor with Lincoln Investment in Amherst, NY, holding a Series 63 designation and bringing 12 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, LPL Enterprise, and Massmutual. Outside of advising, she is also an agent involved in life and health insurance. Lincoln Investment Planning, LLC serves a broad client base including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a history of work in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and access to model portfolios and third-party managers, supported by an in-house investment management and research team.

Robert Stevens is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Key Investment Services since 2005 and previously worked at KeyBanc Capital Markets Inc. from 1999 to 2005. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm uses a multi-provider platform and integrates with KeyCorp affiliates to offer a range of investment, advisory, and ancillary insurance services.

Tyler Guarasci is a financial advisor at Key Investment Services LLC with eight years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at LPL Financial LLC, Northwest Bank, and Massachusetts Mutual Life Insurance Company. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm employs a multi-provider model featuring discretionary implementation by Envestnet and portfolio design by its Chief Investment Office and third-party managers, with a focus on non-discretionary model selection and integration with KeyCorp affiliates.

Jeffrey Mc Cabe is a CFP® professional with 22 years of experience in financial planning and investment advisory. He is currently affiliated with Independent Financial Partners and previously worked at Commonwealth Financial Network and Axa Advisors, Llc. Mc Cabe is also involved with CenterBridge Planning Group, providing financial planning and investment advisory services. Independent Financial Partners delivers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and offers both individualized investment strategies and centralized asset management options.

Kevin Dorr is a financial advisor at Key Investment Services LLC with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with KeyBank and its affiliated firm since 2016. Outside his advisory work, he is a managing member of CASA DE MAMI LLC, an LLC established to manage a residential property jointly owned with his family. Key Investment Services LLC is an SEC-registered investment adviser that offers portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a large network of financial professionals. The firm utilizes a multi-provider platform and integrates with KeyCorp affiliates to provide a range of investment and advisory services, primarily on a non-discretionary basis.

James Miller is a CFP® professional with 36 years of industry experience, currently serving as a financial advisor at Lincoln Investment since 2017. He previously worked at Legend Advisory Corporation and Legend Equities Corporation, where he held advisory roles for over a decade. Miller also holds Series 63 and Series 65 licenses. Lincoln Investment is an enterprise investment advisory and broker-dealer serving a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that develops strategic model portfolios and adaptive investment strategies.

Jean Prawel is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Mcdonald Investments Inc. and Key Investments Services LLC, both spanning over two decades. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform with over 260 advisors managing more than $12.5 billion in assets and is noted for its specialized retirement-plan advisory and pension consulting capabilities.

Richard Massaro Jr. is a financial advisor at Key Investment Services LLC with 24 years of industry experience and holds the Series 66 designation. He has worked with Key Investment Services since 2016 and previously with LPL Financial and HSBC Securities (USA) Inc. The firm provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. Key Investment Services utilizes a multi-provider platform integrating discretionary and non-discretionary management, supported by affiliated entities including KeyBank and KeyBanc Capital Markets.

Benjamin Kopp is a financial advisor with Principal Financial Services in Amherst, NY, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His career includes roles at Principal Securities Inc, Principal Life Insurance Company, Valic Financial Advisors, and Massachusetts Mutual Life Insurance Company. He is a co-owner of PKM Employee Services LLC, an entity established to facilitate payments to private staff. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory approach emphasizes direct advisory programs, financial planning, and access to third-party money manager solutions under both adviser and promoter arrangements.

Mark Burr is a financial advisor with Independent Financial Partners, holding Series 63 and Series 65 designations and 19 years of industry experience. He previously worked at Commonwealth Financial Network and Axa Advisors. Burr is also involved with CenterBridge Planning Group, focusing on portfolio and investment management. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform and features a decentralized advisory model, with specialized retirement-plan advisory and pension consulting capabilities.

Robert Hamilton is a financial advisor at Key Investment Services LLC in North Tonawanda, NY, holding Series 63 and Series 66 licenses with 17 years of industry experience. His career includes multiple roles at Key Investment Services LLC and KeyBank spanning from 2016 to the present. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm offers multi-provider model-based advisory products with custodial and trade execution services, integrating resources from KeyCorp affiliates and third-party managers.

Christopher Midecke is a financial advisor with Principal Financial Services in Amherst, NY, holding a Series 63 designation and 15 years of industry experience. He has been with Principal Securities and Principal Life Insurance Company since 2016. Outside of his advisory role, Midecke coaches a traveling soccer team for the Clarence Soccer Club. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed accounts.

Robert Carlone is a financial advisor with TIAA-CREF in Amherst, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with TIAA-CREF since 2011. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals often connected through employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes between point-in-time planning and ongoing discretionary management, using both model portfolios and customized portfolios managed under client-approved investment policies.

Furqan Hassan is a financial advisor at Citizens Securities, Inc. in Amherst, NY, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company, among other firms, from 2016 to 2024. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory program and managed accounts, combining discretionary and non-discretionary business within its bank-owned structure.

Samuel Terrazzino is a CFP®-credentialed financial advisor with 29 years of industry experience. He is currently with Equity Services, Inc. and National Life Group, having previously worked at MassMutual and MSI Financial Services. Outside of his advisory roles, Terrazzino owns and operates Childress Performance Center, a gym and fitness business. Equity Services, Inc., operating as ESI Financial Advisors, offers financial planning, consulting, and asset management services to individuals and institutional clients. The firm uses multiple advisory platforms and third-party asset managers, combining long-term investment strategies with options for shorter-term trading.

Kathleen Flynn is a financial advisor with Eagle Strategies (NY Life) based in Getzville, NY. She holds Series 65 and Series 66 licenses and has 17 years of industry experience. Her work history includes roles at Clarity Group, Inc., Longevity Financial, and New York Life Insurance Company. Flynn serves as a board member for Town Square for Aging, a nonprofit focused on the needs of the aging population in Western New York, and is involved with the Center for Entrepreneurial Leadership Alumni Association. Eagle Strategies serves a diverse client base, including individual investors, institutional clients, and retirement plans, providing financial planning, investment management, and advisory services. The firm emphasizes tailored solutions through multiple program types and manages a majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.