Janet Ross is a CFP® with 33 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2005. She maintains a life insurance license in New York, allowing her to offer related products when appropriate. Outside of her advisory role, she is also a Mary Kay consultant and a licensed notary. GWN Securities is an SEC-registered investment adviser and broker-dealer that provides discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm operates a large network of advisors and offers a range of managed-account programs, including traditional asset-allocation and legacy market-timing strategies.

Thomas Griffin is a financial advisor at HSBC Securities (USA) Inc. with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Securities and related entities since 2010, with prior experience at Citigroup and Key Investment Services. Outside of his advisory role, Griffin volunteers as an assistant coach for a travel soccer team in Buffalo, NY. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary platforms. The firm uses five model risk profiles and incorporates strategic and tactical asset allocation with ongoing fund due diligence and monitoring, offering both onshore and offshore investment options.

Jacob Kantor is a financial advisor at Key Investment Services LLC with five years of industry experience. He holds the Series 66 and Series 63 licenses. His prior work experience includes roles at KeyBank, MML Investors Services LLC, MassMutual Life Insurance Company, and New York Life Insurance Co. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients. The firm utilizes a multi-provider model and integrates with KeyCorp affiliates to offer a range of investment and advisory services.

Christian Thompson is a financial advisor with HSBC Securities (USA) Inc., holding a Series 66 designation and one year of industry experience. He has prior experience with Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of his advisory role, Thompson is also a social media influencer on TikTok, creating content unrelated to his professional work. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various client-directed and discretionary options. The firm’s investment approach combines strategic and tactical asset allocation with ongoing fund due diligence, serving a diverse client base with a range of risk profiles.

Mary Juliet Manavalan is a registered representative with HSBC Securities (USA) Inc. and has 12 years of industry experience. She also serves as a bank officer for HSBC Bank USA, N.A., an affiliate of HSBC Securities, where she engages in the sale of bank-related products and services. Manavalan has been with HSBC Securities since 2014 and HSBC Bank since 2015. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides various program types, including client-directed and fully discretionary options, with investment advice supported by HSBC Global Asset Management and ongoing fund monitoring by affiliated specialists.

Thomas Youngman is a financial advisor with Guardian Life in Buffalo, NY, holding a Series 63 designation and 19 years of industry experience. He has been with Guardian Life since 2011. Outside of his advisory role, he serves as Vice Chair of Membership, PR, and Branding on the board of the Wanakah Country Club. Guardian Life’s Park Avenue® Wealth Management provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and digital advisory solutions tailored to client needs.

Jacob Kuebel is a financial advisor at Empower Advisory Group with two years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors, LLC. Outside of finance, his background includes roles in community organizations and educational institutions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders. The firm’s integrated service model leverages proprietary and third-party methodologies focused on long-term portfolio returns and is closely tied to Empower’s recordkeeping and administrative platforms.

Pamela Hintermeier Abati is a financial advisor with VOYA Financial Advisors, Inc., holding a Series 63 designation and bringing 38 years of industry experience. She has been with VOYA Financial Advisors since 2014 and operates a tax preparation business that she has run since 1980. Additionally, she is an independent insurance agent specializing in fixed life and health insurance products. VOYA Financial Advisors, Inc. serves individual clients, including high-net-worth individuals, as well as pension plans, charitable organizations, and corporate clients. The firm offers a range of financial planning and portfolio management services through a large network of advisors, employing both in-house and external strategies supported by technology-enabled tools.

Gregory Holgate is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 designations and 21 years of industry experience. He has been with HSBC Securities since 2009. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach includes both client-directed and fully discretionary portfolios, utilizing model risk profiles and a combination of strategic and tactical asset allocation supported by affiliated and third-party providers.

Thomas Naples is a financial advisor with Guardian Life and holds a Series 66 designation. He has three years of industry experience and has previously worked at Park Avenue Securities. Outside of his advisory role, he is involved in insurance sales with Guardian Life. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, businesses, and organizations. The firm offers a range of financial planning and investment management solutions, combining advisor-led and model-based strategies with access to insurance and alternative investment products.

James Gomez is a financial advisor with HSBC Securities (USA) Inc. based in Buffalo, NY, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been dual-hatted as a Bank Officer for HSBC Bank (USA) N.A., an affiliate of his current firm, engaging in the sale of bank-related products alongside his role as a registered representative. His entire career has been with HSBC entities since 2016. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, featuring client-directed and discretionary options. The firm employs a structured investment process with multiple risk profiles and collaborates with affiliated and third-party providers for asset management, fund selection, and administrative services.

Dominic Velardi is a financial advisor with Lincoln Investment in Buffalo, NY, holding Series 63 and Series 65 credentials and 40 years of industry experience. His prior work includes roles at Legend Advisory Corporation and Legend Equities Corporation spanning over two decades. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm utilizes an in-house Investment Management & Research team to develop strategic model portfolios and adaptive strategies, offering a combination of advisor-led consulting and firm-managed investment options.

Sebastian Diaz is a CFP® and Series 66-licensed advisor with Guardian Life, based in Buffalo, NY. He has four years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Prior to entering financial services, he worked in education and healthcare. Guardian Life, through its subsidiary Park Avenue® Wealth Management, offers brokerage and advisory services to individuals, businesses, and nonprofit organizations. The firm combines advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment solutions.

Chase Czachorowski is a financial advisor with Guardian Life, holding a Series 66 designation and two years of industry experience. His background includes roles at Park Avenue Securities and DoorDash, along with earlier experience in sports and education. Guardian Life’s subsidiary, Park Avenue Securities, offers brokerage and advisory services to individual, corporate, retirement, and nonprofit clients. The firm combines advisor-led discretionary management with model-based strategies and provides access to proprietary and third-party investment solutions.

Arvin Reyes is a financial advisor with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with HSBC Securities and HSBC Bank USA N.A. since 2014. HSBC Securities (USA) Inc. offers managed account programs for a diverse client base, including individuals, retirement accounts, charities, and corporations. The firm’s investment approach uses model risk profiles combined with strategic and tactical asset allocation developed with HSBC Global Asset Management, providing both discretionary and client-directed portfolio management options.

Jonathon Neyerlin is a financial advisor at Empower Advisory Group with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various firms including Delta Academy of Trading and Aeon Fund. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm emphasizes long-term portfolio returns and annual rebalancing through an integrated model connected to Empower’s recordkeeping and administrative platforms.

Donna Barth is a financial advisor at Key Investment Services LLC with 25 years of industry experience. She holds Series 63 and Series 65 licenses. Barth has been with Key Investment Services and its affiliates since 2016. Key Investment Services LLC is an SEC-registered investment adviser offering portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional clients through a network of financial professionals. The firm utilizes a multi-provider model with discretionary and non-discretionary management options and integrates services from KeyCorp affiliates in areas such as investment banking and municipal advisory.

Joseph Ahmed is a financial advisor with Guardian Life who holds a Series 66 designation and has five years of industry experience. He previously worked at Park Avenue Securities and served 21 years with the City of Buffalo Police Department. Outside of advising, Ahmed is involved in public speaking through Copchat Training Services LLC. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments.

Michael Pratt is a CFA® charterholder and holds Series 63 and Series 65 licenses, with 14 years of experience in the financial advisory industry. He has worked at Private Advisor Group, LLC since 2019 and previously spent 10 years with Pratt Collard Buck Advisory Group. He operates under the Pratt Collard Buck Advisory Group name within Private Advisor Group. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions including proprietary and third-party platforms. The firm employs a fiduciary advisory model, utilizing a range of investment strategies and third-party managers to align with client goals and risk tolerances.

Derek Malis is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 63 designation and 12 years of industry experience. He has worked at Park Avenue Securities since 2014 and with Guardian since 2013. Outside of his advisory role, he operates as an independent insurance broker offering insurance products separate from Guardian. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary wrap programs and third-party advisory solutions.