Loucas Kalliantasis is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior work includes roles at M&T Securities, Inc. and LPL Financial. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee advisory programs and managed account offerings. The firm emphasizes client-directed model selection with ongoing monitoring and provides access to third-party discretionary managers, supported by its affiliation with the KeyCorp group and related financial entities.

Richard Telfair is a financial advisor at Lincoln Investment with 26 years of industry experience. He holds a Series 63 designation and has worked at Lincoln Investment since 2017. Prior to that, he was with Legend Advisory Corporation and Legend Equities Corporation for a combined total of 24 years. Lincoln Investment is a large enterprise investment advisory and broker-dealer serving individual and high-net-worth investors, trusts, charities, and retirement plans, including a long history with educators and 403(b) and 457(b) program participants. The firm provides financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that constructs model portfolios and adaptive strategies.

Nicholas Ljiljanich is a financial advisor at Lincoln Investment with Series 63 and Series 65 licenses and one year of industry experience. Prior to his current role, he has been involved with Santora's Pizza Pub & Grill since 2020 in addition to his work history in educational and retirement community settings. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management through model portfolios, and advisor-led consulting, backed by an in-house Investment Management & Research team and access to third-party managers.

Michael Wamp is a financial advisor at Hightower Advisors with nine years of industry experience. He holds Series 63 and Series 65 designations and has been with Hightower Advisors since 2017. Additionally, he is the managing partner of LakeWater Capital LLC, an SEC-registered investment advisory firm, where he oversees firm management and operations. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. Its advisory model focuses on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with services including portfolio management, financial planning, and retirement plan consulting.

John Palermo is a financial advisor at Hightower Advisors with a Series 65 credential. He has been with Hightower Advisors since 2026 and has prior experience in education, having worked at Vanderbilt University, McQuaid Jesuit High School, and Bay Trail Middle School. Hightower Advisors provides investment advisory and planning services to a diverse group of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offering a range of portfolio management and planning services.

Jordan Honan is a financial advisor at Key Investment Services LLC with 18 years of industry experience. He holds a Series 66 designation and has been with Key Investment Services and its predecessor entity since 2014. Outside of his advisory role, Honan serves on the finance committee of St. John Vianney Church, which focuses on managing the church’s debt and cash flow. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee programs, model portfolios, and separately managed accounts. The firm operates within the KeyCorp group and emphasizes client-directed investment choices supported by ongoing monitoring and due diligence of third-party managers.

Lisa Petronio is a financial advisor at TIAA-CREF with 17 years of industry experience and holds a Series 66 designation. She has previously worked at firms including Global Retirement Partners, LPL Financial, Strategic Retirement Partners, Kestra Advisory, and Walsh Duffield Companies. Petronio serves on the boards of Goodwill of WNY, a social enterprise supporting workforce development, and Child & Family Services, a human services nonprofit. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals with ties to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm separates one-time planning services from ongoing portfolio management and acts as adviser to the TIAA Donor Advised Fund.

Paul Di Nicolantonio is a CFP® with three years of industry experience, currently serving as a financial advisor at Hightower Advisors. His prior roles include positions at Dopkins Wealth Management, Snowden Lane Partners, and M&T Bank. He has also been involved with organizations such as Canisius College and the Lockport Family YMCA. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, pension plans, and charitable organizations. The firm uses a manager selection and multi-manager approach, offering access to affiliated and third-party managers, discretionary and non-discretionary portfolio management, and a range of investment vehicles and strategies.

Thomas Digiacomo is a financial advisor with Equity Services, Inc. in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has been with Equity Services, Inc. and National Life of Vermont since 1993. Outside of his advisory work, he is active in youth sports as a youth ice hockey head coach and manager and performs professionally as a guitarist. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine predominantly long-term strategies with options for shorter-term trading and works with a network of investment adviser representatives and third-party asset managers.

James Cosgriff IV is a CFP® professional at Independent Financial Partners with seven years of industry experience. He has worked previously at Securities America Advisors and Dopkins Wealth Management, LLC. Outside of his advisory role, he owns a wealth management firm and a tax preparation service that serves his own clients. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent representatives. The firm provides a decentralized advisory model with specialized retirement-plan consulting and coordinated trustee services.

Jacob Glofka is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 32 years of industry experience. He worked at Metlife Securities Inc. from 1993 to 2017 before joining Mass Mutual Investors Services in 2017. Glofka previously owned an LLC that is currently inactive. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using collaborative, goal-based approaches supported by firm-approved analytical tools.

Jeffrey Gelormini is a financial advisor with OSAIC who holds a Series 63 designation and has 15 years of industry experience. His prior roles include positions at Cetera Investment Services LLC and Foresters Advisory Services LLC. He is the owner of Nova Wealth, an LLC under which he conducts business with OSAIC, and also works as a life insurance agent assisting clients with their insurance needs. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios that include a broad range of investment products.

Richard Gibson Jr. is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. for eight years. Outside of his advisory role, he is involved in insurance sales and service through L&M Group. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and nonprofits. The firm provides integrated brokerage and advisory services utilizing advanced portfolio construction tools, third-party money managers, and various managed account solutions.

Brendan Gawel is a financial advisor at MassMutual Investors Services with a Series 66 designation and three years of industry experience. His prior work includes roles at MassMutual Life Insurance Co., Pruco Securities LLC, and MML Investors Services, LLC. Outside of advising, he serves as a part-time assistant football coach at D'Youville College. MML Investors Services, LLC operates as a subsidiary of MassMutual and provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning using firm-approved analytical tools and offers specialized programs such as divorce planning and estate settlement services.

Matthew Burwick is a financial advisor at OSAIC with 16 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Securities America Advisors and Securities America, Inc. for 13 years. Outside of advising, he serves on the boards of a cancer nonprofit and a Jewish community center and owns a retail business specializing in soap and hygiene products. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers and managed-account solutions.

Ronald Sciandra is a financial advisor with Primerica Advisors in Amherst, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1993 and previously worked with the Mid-Atlantic District Exchange and Erie-Niagara Sunrise Exchange. Outside of advisory services, he is involved in sales of loan products and referrals for home security and automation services through affiliates of Primerica. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that primarily uses model-based strategies managed by unaffiliated asset managers and supported by custodial and trade execution services from Pershing.

Sarah Blankenship is a Series 66-licensed financial advisor with MassMutual Investors Services, where she has worked since 2013. She has 13 years of experience in the financial services industry. Outside of her advisory role, she is involved with PowHERhouse Money Coaching, providing wealth and business coaching, and serves as treasurer for Power of the Pack Inc., a nonprofit focused on women's empowerment. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, delivering tailored recommendations through collaborative, annual planning engagements.

Matthew Wright is a financial advisor with LPL Financial and holds a Series 63 designation. He has 12 years of industry experience, having previously worked at Cadaret, Grant & Co., Inc. for seven years and Lincoln Financial Advisors for three years. Wright is based in Niagara Falls, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Robert Kupiec is a financial advisor at Thrivent Investment Management holding a Series 66 designation. His experience includes roles at Thrivent Financial since 2025 and prior positions at Seneca Gaming Corp. and Instacart. Outside of finance, he has been involved with the Transit Valley Country Club and operated a business called Extra Crispy LLC. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive written recommendations on various financial planning topics without implementation. The firm uses holistic, goal-based analyses and allows clients to combine planning with managed accounts through a consolidated billing option called “WealthPlan.”

Jeffrey Wohlfahrt is a financial advisor at Mass Mutual Investors Services with 11 years of industry experience. He has held positions at Massachusetts Mutual Life Insurance Company and Moshides Financial Group since 2015. He holds Series 63 and Series 66 licenses. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual collaborative relationships using firm-approved analytical tools.