Charmaine Kaes is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. Her prior roles include positions at PEAK Brokerage Services, LLC and Cambridge Investment Research, Inc. Outside of advising, she is president and owner of Compensation Services, Inc., a pension administration business. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm employs model-based portfolio management and a mix of fundamental, technical, and charting analysis, working with affiliated platforms and third-party managers.

Donald Buckley is a CFP® professional affiliated with The AmeriFlex Group, with 17 years of experience in the financial services industry. He has held roles at several firms, including Cambridge Investment Research, Inc. and American Portfolios Financial Services, Inc. Outside of advising, he is an associate attorney at Stamm Law Firm. The AmeriFlex Group provides investment advice and related services to individuals, corporations, employee benefit plans, and charitable organizations, offering tailored portfolio management and consulting through a network of advisory affiliates.

Gwendolyn Bork is a financial advisor at Capital Analysts with 10 years of industry experience. She holds a Series 66 designation and has worked at firms including Lincoln Investment Planning, Custom Wealth Strategies, Commonwealth Financial Network, and Wells Fargo Advisors Financial Network. Outside of advising, she is a published author and participates in several community roles such as president of an addiction prevention nonprofit and town council member. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, utilizing an in-house investment team and proprietary screening processes, with access to third-party managers and various advisory arrangements.

Kayla Boron is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining Blackridge and its affiliate Peak Brokerage Services in 2021, she worked in various roles including positions at InstaCart and Seneca Buffalo Creek Casino. Outside of advising, she serves as an assistant for a nonprofit college planning organization, Send Your Kids to College. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations via a network of investment adviser representatives. The firm utilizes model-based portfolio management and offers estate-planning support through an online platform, managing most client accounts on an affiliated turnkey asset management platform.

Thomas Pontrello is a financial advisor with Capital Analysts in Getzville, NY. He holds the CFP® and Series 63 designations and has 39 years of industry experience. His prior roles include positions at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, retirement plans, trusts, foundations, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary portfolio management with access to third-party managers and employs an in-house investment management and research team to guide its investment decisions.

Russell Gaiser is a CFP® with five years of industry experience, currently serving at Independent Solutions Wealth Management, LLC. His prior roles include positions at Peak Brokerage Services, Blackridge Asset Management, and healthcare organizations such as Roswell Park Comprehensive Cancer Center. Outside of advising, he contributes personal finance columns to The Street, teaches Social Security optimization courses, and is a book author through Beyond Break Even, LLC. Independent Solutions Wealth Management is an SEC-registered firm managing approximately $1.54 billion in client assets. It serves individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts, employing a strategic asset allocation process with “Best in Breed” manager selection across broad risk profiles.

James Cecchini II is a CFP®-credentialed financial advisor with 35 years of industry experience. He is currently with Capital Analysts and has previously worked at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of his advisory career, he operates UNIQUE CAR GUY, LLC, a business focused on buying and selling automobiles. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers both discretionary and non-discretionary portfolio management supported by an in-house Investment Management & Research team and provides a range of services including advisor-managed models, third-party manager access, and ERISA retirement plan advisory.

Joseph Schrutt is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 65 licenses and possessing five years of industry experience. He has worked at Blackridge since 2022 and previously held roles at PEAK Brokerage Services, LLC, and One Life America. He also operates a business under the name Xecutive Wealth Strategies. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations through a network of investment adviser representatives. The firm employs a mix of fundamental, technical, and charting analysis and manages most client accounts via an affiliated turnkey asset management platform using model portfolios tailored to clients.

Anthony Szefler is a financial advisor with Independent Solutions Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing five years of industry experience. He has previously worked at Blackridge Asset Management and is involved with The Financial Guys and Peak Brokerage Services. Szefler operates from Williamsville, NY. Independent Solutions Wealth Management is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm focuses on strategic asset allocation and manager selection across a broad range of risk profiles and offers portfolio management, tactical strategies, and private placement services.

James Miller is a financial advisor at Capital Analysts with 36 years of industry experience. He holds the CFP® designation and Series 63 and 65 licenses. His prior firms include Lincoln Investment and Legend Advisory Corporation. Miller also maintains an insurance broker role from before his time at Legend Advisory Corporation. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, foundations, and corporate clients, providing discretionary and non-discretionary portfolio management through various programs and advisory services. The firm employs an in-house Investment Management & Research team that uses proprietary screening methods and offers multiple portfolio options tailored to client needs.

Stephen Grisko is a wealth advisor at Independent Solutions Wealth Management, LLC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Blackridge Asset Management, PEAK Brokerage Services, LPL Financial, and Five Star Bank. In addition to his advisory role, he is an insurance broker/agent for National Life. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans. The firm offers discretionary and non-discretionary portfolio management using mutual funds, ETFs, individual securities, and third-party managers across a five-tier risk spectrum, incorporating both fundamental and technical analysis in its investment process.

John Klingensmith is a financial advisor at Hilltop Securities Inc. with 14 years of industry experience. His prior roles include positions at UBS Financial Services and RBC Capital Markets. Outside of finance, he serves as a Reserve Deputy Sheriff with the Erie County Sheriff's Office during the NFL season. Hilltop Securities serves individual and institutional clients through a range of investment advisory and broker-dealer services. The firm offers open-architecture platforms, managed account programs, and municipal bond strategies, combining custody, banking, and market-making capabilities.

David Constantino is a Series 66-licensed financial advisor with 11 years of industry experience. He has worked at Lincoln Investment since 2017 and held roles at Legend Advisory Corporation and Legend Equities Corporation from 2014 to 2019. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, foundations, and corporate clients. The firm’s investment decisions are guided by an in-house Investment Management & Research team using proprietary screening tools, offering discretionary and non-discretionary portfolio management through various programs tailored to client needs.

Leonardo Mesa is a CFP® with 29 years of industry experience, currently serving as a financial advisor at F L Putnam Investment Management Co. since 2024. Prior to this, he spent 15 years at Arbor Capital Management Corp. F L Putnam Investment Management Co. serves a diverse client base including individuals, high-net-worth clients, foundations, endowments, schools, and religious organizations. The firm employs a strategic asset allocation framework across equities, fixed income, and alternative assets, offering customized portfolios with internally managed strategies and third-party managers.

Charles Sperrazza Jr. is a financial advisor with Blackridge Asset Management, LLC, holding 39 years of industry experience. He has been with Blackridge since 2021 and has also been associated with Peak Brokerage Services, LLC since 2015. Outside of his advisory roles, he is involved in acting with Gravesend, LLC. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, and institutions through a network of investment adviser representatives. The firm uses model-based portfolio management and offers access to third-party money managers and estate-planning support, with most client accounts managed on an affiliated turnkey asset management platform.

Lauren Muscato is a financial advisor at Independent Solutions Wealth Management, LLC with four years of industry experience. She holds a Series 66 designation and has previously worked at PEAK Brokerage Services and the University of Buffalo. She is also involved in wealth management under the name The Financial Guys. Independent Solutions Wealth Management LLC is an SEC-registered advisory firm serving individuals, high-net-worth clients, corporate pension and profit-sharing plans, and trusts. The firm manages approximately $1.54 billion in client assets and employs a strategic asset allocation and manager selection approach, offering services including mutual fund, ETF, and stock portfolio management, as well as tactical portfolio strategies.

Murray Richardson is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. He is the owner and president of C.D. Financial, Inc., an S-corporation offering insurance products including life insurance, fixed annuities, and long-term care. Richardson also serves as secretary for Mathewson McCarthy Baseball, a nonprofit organization, and is a board member of the nonprofit Bornhava, where he participates in fundraising initiatives. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates and investment representatives. The firm offers customized portfolio management, financial planning, third-party manager selection, and retirement plan consulting with a variety of wrap and non-wrap solutions.

Lawrence Mcgowan is a financial advisor at F.L. Putnam Investment Management Co. with five years of industry experience. He previously spent 29 years at Arbor Capital Management, Corp. F.L. Putnam serves a diverse range of individual and institutional clients, offering discretionary and non-discretionary investment management, financial planning, OCIO advisory, separately managed accounts, family office solutions, and consulting. The firm employs a strategic asset allocation framework with internally managed strategies and third-party managers across various asset classes and is the adviser to the AOG Institutional Fund.

Cullen Mcgloin is a financial advisor at Principal Advised Services with 19 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with the Principal Financial Group and its affiliated entities since 2010. Principal Advised Services provides investment advice and related services mainly to retirement plan participants and retail IRA clients. The firm offers both non-discretionary recommendations and a discretionary wrap-fee investment management program, utilizing third-party methodologies and proprietary models supported by its affiliation with Principal Financial Group.

Magdalena Jaworska is a CFA® charterholder with 15 years of industry experience. She joined F.L. Putnam Investment Management Company in 2024 after an 18-year tenure at Arbor Capital Management Corp. F.L. Putnam serves a diverse range of individual and institutional clients, offering investment management, financial planning, OCIO advisory, family office solutions, and consulting services. The firm combines internally managed and third-party strategies across multiple asset classes within a strategic asset allocation framework, and it is noted for its management of the AOG Institutional Fund and ownership of Darwin Trust Company.