Lisette King is a financial advisor with Merrill, holding a Series 66 designation and 17 years of industry experience. She worked at Morgan Stanley for three years before joining Merrill in 2018. Outside of her advisory role, she operates a small retail business selling vintage, new, and handmade items through a local antique mall and online. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Timothy Feola is a financial advisor with MassMutual Investors Services, holding a CFP® designation and Securities Series 65 and 63 licenses. He has three years of industry experience, including roles at Key Investment Services LLC and AE Wealth Management, LLC. Outside of his advisory work, he is involved with Alto Financial Group, where he sells and services life insurance and annuity contracts. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management through collaborative, annual engagements that use firm-approved analytical tools.

Amanda Englert is a financial advisor with Merrill in Greensburg, PA, holding a Series 66 designation and 13 years of industry experience. She has worked at Merrill since 2016 and previously held positions at Wells Fargo Clearing and Morgan Stanley. Outside of her advisory role, she is a co-owner of JMCCC LLC, a limited liability company managing a beachfront vacation rental property in Myrtle Beach, South Carolina. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Mark Lyons is a financial advisor at LPL Enterprise with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC. since 2004. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and various insurance and trust services through affiliated entities.

Eric Martin is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2002 to 2020. Martin serves on the boards of the Lake Colony Homeowners Association and Caring for Kids - The Carrie Martin Fund. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven modeling and tax-efficient strategies to deliver customized recommendation reports through a centralized consulting team.

Staci Vitali is a financial advisor at LPL Enterprise with six years of industry experience. She holds the Series 66 designation. Prior to joining LPL Enterprise in 2024, she worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her financial career, Vitali has been involved with Vitali's Greenhouses since 2005. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a network of investment adviser representatives. The firm primarily uses model-driven investment implementation and offers services including financial planning, access to third-party asset managers, and participation in wrap programs.

Brett Kovach is a financial advisor with Mass Mutual Investors Services in Greensburg, PA, holding a Series 66 designation and 19 years of industry experience. He has been with Mass Mutual and its subsidiary MML Investors Services since 2012. Outside of his advisory work, Kovach is also licensed as a sales agent for individual life, group life, and fixed annuity products. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning engagements using firm-approved software tools and offers various specialized planning programs.

Frederick L. Haas is a Wealth Management Advisor at Merrill Lynch Wealth Management and a managing director with the Thompson - Haas Group. Since joining Merrill in 2014, Fred has focused on organizing the financial lives of families and businesses, particularly serving health care professionals, business owners, and retirees. His expertise includes family wealth management strategies, personal retirement planning, and small business strategies, supported by comprehensive financial planning, investment management, trust and estate planning, loan management, and generational support services. Fred holds multiple professional credentials, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), and Certified Private Wealth Advisor® (CPWA). He earned his bachelor's degree from the University of Kentucky. Dedicated to ongoing professional development, Fred uses his knowledge to educate clients and help them make sound financial decisions tailored to their unique needs. Residing in Greensburg, Pennsylvania, Fred lives with his wife, Natalie, and their two children. He is actively involved in his community as the current president of the board of directors for Big Brothers Big Sisters of the Laurel Region, where he also serves as a Big Brother. In his personal time, Fred enjoys running, golfing, hiking, and spending time with his family.

Brian Simon is a financial advisor at LPL Enterprise with 23 years of industry experience. He has held roles at Prudential Insurance Company of America since 2003 and at Pruco Securities, LLC from 2003 to 2024. He holds a Series 66 designation and is based in Pittsburgh, PA. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and also offers affiliated trust custody, insurance sales, and collateralized lending programs.

Joshua Staph is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with Cambridge Investment Research Advisors, where he has worked since 2026. Prior to this, he was employed at JP Morgan Chase Bank and JP Morgan Securities from 2020 to 2025, and at Edward Jones from 2017 to 2020. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm offers both discretionary and non-discretionary management through various platform programs and maintains proprietary model strategies under the Founders Gate Capital brand.

Richard Rose is a financial advisor with LPL Financial who holds Series 63, 65, and 66 licenses and has 51 years of industry experience. His prior roles include positions at Triad Advisors and Tower Square Securities. In addition to his advisory work, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a wide range of financial planning and investment solutions through a large network of investment adviser representatives.

Michelle Kish is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in helping high-net-worth families and individuals develop customized, flexible wealth management strategies. Michelle's approach emphasizes personalized service and comprehensive planning that includes retirement planning, estate and insurance planning, education planning, and liability management. She collaborates with other professionals such as CPAs and attorneys to ensure alignment with clients' long-term goals. Michelle earned a Bachelor's Degree from the Pennsylvania State University System and holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her experience and credentials support her analytical approach combined with empathy, enabling her to build trust with clients and address both financial and personal aspects affecting their wealth. Residing in her hometown of Murrysville, Pennsylvania, Michelle is active in her community, serving on the board of the Franklin Regional Athletic Association and participating with the Leukemia & Lymphoma Society. She enjoys spending time with her two children, Brody and Brooklyn, and her personal interests include skiing, attending sports events, reading, traveling, biking, boating, running, swimming, and watching movies.

Matthew Wirtz is a CFP® professional with 19 years of industry experience, all spent at Edward Jones since 2007. He holds a Series 66 license and is based in Irwin, PA. Outside of his advisory role, he owns an LLC focused on real estate investments. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment options, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Hayden Pascoe is a financial advisor with LPL Enterprise holding a Series 66 credential and three years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of advising, he is involved in selling Medicare advantage and supplement plans through Health Benefits Group. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists.

Maryanne Eckels is a financial advisor at Stifel with 33 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Stifel since 2009, following a prior role at Painewebber Incorporated. Outside of her advisory role, she serves as a Trustee of the Endowment for the Boy Scouts of America Westmoreland Fayette Council. Stifel provides a range of brokerage and investment advisory services to individuals, institutions, and charitable organizations. The firm’s investment approach is supported by proprietary methodologies developed by its Investment Strategy Group, offering clients analysis and guidance across asset allocation, retirement, insurance, and estate planning.

Shane Downey is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA). Mr. Downey earned a Bachelor's Degree from the United States Military Academy and a Master's Degree from George Mason University.

Julie Heckmann is a Wealth Management Advisor at Merrill Lynch Wealth Management with nearly three decades of experience in the industry. She specializes in retirement planning and focuses on creating sustainable retirement income strategies and structuring portfolios around these objectives. Julie's approach integrates clients' values and objectives to align financial planning with their life goals. She holds several professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Income Certified Professional® (RICP). Julie earned her bachelor's degree from Grove City College. Her expertise supports the development of custom income solutions that are resilient to market volatility and sophisticated portfolio strategies. In addition to her professional work, Julie is involved in community service with the Westmoreland County Food Bank. She enjoys cooking, bicycling, traveling, and spending time with her family.

John Duncan Jr. is a Series 65-licensed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2017. He has 15 years of industry experience and is also the principal of Duncan Insurance Group, Inc., operating since 1983. Duncan serves on several local boards, including the Keystone Insurers Group, Norwin Chamber of Commerce, and Norwin School District Community Foundation, and he is president of the Norwin Public Library Board of Trustees and a private hunting camp. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple platform options.

Patrick Mcgrogan is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, MassMutual, and MetLife Securities. Outside of advisory work, he is involved with The Rock Financial Services Westmoreland LLC, a business entity formed for joint management of office-related expenses and tax preparation. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm employs a model-driven investment approach, using portfolios developed by LPL’s Research Department and third-party strategists, and offers access to various financial planning, asset management, and insurance products.

Edward Kavo is a CFP® professional with 49 years of experience in the financial industry. He has been with Cambridge Investment Research Advisors since 2011 and previously worked at Walnut Street Securities and Walnut Street Advisers. He serves as a board member of the Christ United Methodist Church Prime Time program. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.