Peter Billis is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 29 years of industry experience. He has worked at Cetera and affiliated firms since 2017, with prior experience at LPL Financial and Santander Securities, among others. Outside of his advisory role, he is involved in owning rental properties. Cetera Investment Advisers LLC is an SEC-registered advisory firm that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary account structures.

Sheri Gray is a financial advisor with Morgan Stanley in York, PA, holding a Series 63 designation and 19 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has a longer tenure at Citigroup Global Markets dating back to 1986. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeled outcome scenarios. The firm manages approximately $2.74 trillion in client assets and provides planning services primarily in an advisory capacity.

Katie Burton is a financial advisor at Raymond James Financial with 13 years of industry experience. She has worked at firms including O'Connor Capital Management, H. Beck, Inc., and T. Rowe Price Investment Services. Outside of her advisory role, she works part-time at Allegro Winery in the tasting room. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting supported by advanced analytical tools and maintains specialized programs in municipal finance and SIMPLE IRA advisory services.

Christopher Lehr is a CFP® professional with 27 years of experience in the financial services industry. He has been with Raymond James Financial since 1999 and also operates a non-variable insurance business specializing in long-term care insurance, non-variable life insurance, and fixed annuities. Lehr is based in York, PA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes risk profiling and analytical tools to tailor recommendations and supports both individual and institutional portfolio management through a large advisor network.

Gregory Bianco is a financial advisor with Cetera, holding the ChFC® and Series 66 designations and bringing 16 years of industry experience. He has worked with multiple firms, including Coastal Investment Advisors and True Tax LLC. Outside of his advisory role, he is involved in entrepreneurial coaching and consulting through his ownership of True Advisory Group and serves as coordinator of religious education at the Diocese of Harrisburg-St. Rose of Lima Parish. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Kathy Dempsey is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2007. In addition to advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Joseph Clegg is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 25 years of industry experience. He has worked at Cetera and its affiliate Cetera Wealth Services since 2013. Clegg is the owner and president of Ridgeline Wealth Solutions, a financial services firm, and also sells health and Medicare insurance plans. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and retirement services, utilizing a multi-manager platform with access to affiliated and third-party managers.

Joseph Mahoney Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for eight years and is the owner of Integrity Wealth Strategies. Mahoney also manages Mahoney Properties, an LLC formed to hold his office location in York, PA. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning using risk profiling and analytical tools, and maintains specialized programs for municipal finance and SIMPLE IRA employer consulting.

Keirsten Baker Miller is a financial advisor with LPL Financial, holding a Series 66 designation and currently based in York, PA. She has been active in the industry since 2025, with prior experience at The Financial Advisory Group and Amwins. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive advisor-facing technology and a broad platform of related financial services.

John Spadafora Jr. is a financial advisor with Thrivent Investment Management in York, PA, holding Series 63 and Series 65 licenses and has 31 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial plans without discretionary trading authority. The firm offers ongoing and one-time planning engagements and integrates planning with managed-account programs under a consolidated billing option.

Michelle Quinn is a financial advisor at Edward Jones with 25 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at M&T Securities for 16 years before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Kenneth Shedleski is a financial advisor with LPL Financial, holding a Series 63 designation and 38 years of industry experience. He previously worked at Grove Point Investments, LLC and H. Beck, Inc, among other firms. Outside of his advisory work, Shedleski operates Aspen Home Improvements, a business he has been involved with since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

James Baker is a financial advisor with LPL Financial in Dover, PA, holding CFP® and ChFC® designations and over 30 years of industry experience. His career includes roles at Grove Point Investments, H. Beck, FSC Securities Corporation, and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

John Lowder Jr. is a financial advisor with Raymond James Financial, holding a Series 66 credential and bringing 16 years of industry experience. He has worked with Fulton Financial Advisors since 2017 and has been associated with Raymond James Financial Services Advisors, Inc. since 2014. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning and uses analytical tools to help clients understand potential outcomes, supporting a diverse client base through a large network of advisors.

Jacob Mendoza is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2012 to 2020. Mendoza is a board member of the Kaltreider-Benfer Library in Red Lion, PA. Ameriprise is a large institutional firm that offers retirement-income planning services targeting individuals with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary retirement recommendations, supported by a centralized consulting team.

J Kevin Wertz serves as a First Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1977 and manages portfolios by building personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He also provides advice through the firm's Investment Advisory Program, managing strategies on a discretionary basis when applicable. Kevin holds a Chartered Retirement Planning Counselor™ (CRPC™) designation earned in 2007 and a Bachelor's Degree in Economics from the University of Pittsburgh. His clientele includes affluent families, corporate executives, and successful business owners who seek long-term financial strategies and relationships. He focuses on family wealth management strategies, personal retirement planning, individual and corporate investment strategy, and retirement income. Outside of his professional duties, Kevin enjoys golfing, spending time with his family, and playing table tennis.

Andrews Dadeboe is a financial advisor at Fidelity with four years of industry experience. He holds the Series 63 and Series 65 licenses. Prior to his current role, he worked at Delaware Distributors, L.P., Morgan Stanley, and Frito Lay. Outside of advising, he is a co-founder of Forty1 Sports, a sports agency involved in roster management and athlete relations. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a methodology that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction, offering diversified model portfolios and advisory services.

Colton Kubicki is a Series 66-licensed financial advisor with Ameriprise in York, PA, and has three years of industry experience. He previously worked at Quo Vadimus LLC and has served on the Board of Directors for the Golden Connections Community Center. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing annual advice centered on dependable income sources and tax-aware withdrawal strategies.

David Bruce is a financial advisor with Thrivent Investment Management in York, PA, holding a Series 66 credential and one year of industry experience. Prior to joining Thrivent, he worked at Fedex Freight, Volkswagen, and Freedom Armory. Outside of his advisory role, he owns KEK Design LLC, a business focused on buying and selling sporting goods by appointment, and serves as a deacon at Genesis Church, participating in community ministries. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through its network of financial advisors. The firm offers holistic, goal-based financial analyses and planning that clients can combine with managed-account programs under a consolidated billing option, while keeping planning and investment services distinct.

Audrey Myer is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors since 2025. Her prior experience includes roles at Cetera and Masland & Barrick Advisory. She is a board member and investment committee member for a nonprofit organization and acts as a trustee for a family trust. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports clients through advisory programs and institutional consulting.