Andrew Riggle is a CFP® with three years of industry experience, currently affiliated with Cetera. He has worked at PricewaterhouseCoopers and Stambaugh Ness, and is also a financial professional at Riggle Wealth Group, LLC. Riggle serves as an elected board member of the United Way of Adams County. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual investors, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Wendy Livingston is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 24 years of industry experience. Her prior roles include positions at LPL Financial, Cetera Advisor Networks, and PeoplesBank. She is also a financial advisor at Orrstown Bank dba Orrstown Financial Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm utilizes a multi-manager platform allowing advisors to implement a range of portfolio management strategies across various program structures and custodial relationships.

Kyle O'Donnell is a financial advisor at Raymond James Financial with one year of industry experience. Before joining Raymond James, he worked at Becton Dickinson and Cintas. He is also an associate at Integrity Wealth Strategies, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients, using tailored, non-discretionary planning and analytical tools to support client goals.

R Rowland is a financial advisor at Cetera with 24 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Cetera in 2025, he worked at Avantax and 1ST Global Advisors and maintains a CPA practice. He is also the owner of Rowland Financial LLC, providing financial services to clients. Cetera Investment Advisers LLC serves a nationwide network of independent advisors and offers a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with various program options and reported over $256 billion in assets under management.

Jamie Mladenoff is a financial advisor at Edward Jones with 15 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2011. Outside of his advisory role, he organizes youth soccer team schedules and paperwork as a parent manager for a local youth soccer club. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a large nationwide network of advisors and branch offices.

Zane Akin is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and previously worked at Grove Point Advisors, LLC, Grove Point Investments, LLC, H. Beck, Inc., and Baker Financial Group. Outside of his advisory role, he serves as a notary and is involved in non-variable insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research and model portfolios from multiple sources.

Vyotta Hawk is a financial advisor with Ameriprise in York, PA, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliated entities since 2007. Outside of her primary role, she is involved with LPPO, LLC as a financial advisor and investment manager. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team.

Timothy Sutherland is a CFP® professional with 22 years of industry experience, currently advising with Cambridge Investment Research Advisors since 2014. He is also the owner and manager of Harvest Rock Advisors, LLC, where he provides royalty administration and management services related to oil and gas leases. Additionally, he serves as a director on the North Beach Condominium Association Board of Directors. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of portfolio management and model-based strategies.

Michael Washburn is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves as a planning commission member for Lower Allen Township in Camp Hill, Pennsylvania. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services that include coordinated planning and broad investment capabilities.

Denny Breneman is a financial advisor with LPL Financial holding the ChFC® and Series 66 designations and has 23 years of industry experience. He has worked at M&T Securities for 20 years and has been with LPL Financial since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Michael Stein is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years before joining Ameriprise. Outside of his advisory role, he owns and manages Fortiplan LLC, a business related to his Ameriprise activities. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets and offers a range of advisory, brokerage, and insurance solutions through its affiliated companies. The firm’s retirement-income approach includes algorithm-driven recommendations reviewed by a specialized consulting team and emphasizes tax-smart withdrawal strategies and asset management within Ameriprise accounts.

Elizabeth Wolf is a CFP®-credentialed financial advisor with 40 years of industry experience, currently with Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as trustee of her late father's testamentary trust and executor of her aunt's estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management. The firm’s approach is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Neil Crowell is a financial advisor with Cetera, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Voya Financial Advisors and operating DSF Wealth Management Group, a firm through which he provides insurance and financial services. He is also an independent insurance agent and owns East York Financial LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to third-party money managers and varied program structures.

Aaron Gingrich is a financial advisor with LPL Financial holding a Series 66 designation and 13 years of industry experience. He has worked at RBC Capital Markets since 2012 and joined LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, providing both discretionary and non-discretionary portfolio management supported by LPL Research and third-party subadvisors.

Peter Billis is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 28 years of industry experience. He has worked at Cetera and related entities since 2021 and previously worked at LPL Financial, INVEST Financial Corporation, Santander Securities, and Members 1st FCU. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary accounts.

Sheri Gray is a financial advisor with Morgan Stanley in York, PA, holding a Series 63 designation and 19 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has a longer tenure at Citigroup Global Markets dating back to 1986. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeled outcome scenarios. The firm manages approximately $2.74 trillion in client assets and provides planning services primarily in an advisory capacity.

Katie Burton is a financial advisor with Raymond James Financial Services Advisors, holding Series 63 and 65 designations and 12 years of industry experience. Her prior roles include positions at T. Rowe Price Investment Services, H. Beck, and O'Connor Capital Management. Outside of her advisory work, she is employed part-time at Allegro Winery, assisting customers in the tasting room. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning and analytical tools to support client goals through a broad network of advisors and affiliated firms.

Christopher Lehr is a CFP® professional with 27 years of experience in the financial services industry. He has been with Raymond James Financial since 1999 and also operates a non-variable insurance business specializing in long-term care insurance, non-variable life insurance, and fixed annuities. Lehr is based in York, PA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes risk profiling and analytical tools to tailor recommendations and supports both individual and institutional portfolio management through a large advisor network.

Gregory Bianco is a financial advisor with Cetera, holding the ChFC® and Series 66 designations and bringing 16 years of industry experience. He has worked with multiple firms, including Coastal Investment Advisors and True Tax LLC. Outside of his advisory role, he is involved in entrepreneurial coaching and consulting through his ownership of True Advisory Group and serves as coordinator of religious education at the Diocese of Harrisburg-St. Rose of Lima Parish. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Kathy Dempsey is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2007. In addition to advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.