Julie Clementi is a financial advisor with LPL Financial in Pittston, PA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Her prior roles include positions at Community Bank, First Keystone Bank, Infinex Investments, Valley National Investments, Santander Securities, and Santander Bank. Outside of her advisory work, she serves as a notary for the Eastern Monroe Public Library. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies.

Drew Patton is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation and began his professional career at MassMutual Life Insurance Company in 2024. Patton completed his studies at Niagara University in 2023. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved software and focuses on recommending investment categories and strategies.

Roxanne Flannery is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning supported by proprietary tools and research methods.

Joseph Karcutskie is a financial advisor with Morgan Stanley in Wilkes Barre, PA, holding a Series 63 designation and 28 years of industry experience. His prior work includes roles at Bank of America, Merrill, Wells Fargo, Stifel, and UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process.

Robert King is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools, and offers both direct client planning and Corporate Financial Planning agreements.

Gary Swartz is a financial advisor with Wells Fargo Clearing in Wilkes Barre, PA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a board member of the Luzerne County Planning Commission, where he reviews zoning permits. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines brokerage and advisory solutions supported by extensive research and analytics, serving a broad client base with diverse financial products.

Charles Youngman is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in the field. He specializes in areas such as college education planning, corporate executive services, divorce transition planning, liquidity management, managing new wealth, and retirement income. His practice emphasizes personal client service combined with long-term investment planning, aiming to understand clients' financial goals and provide straightforward advice. Charles holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. He earned a Bachelor's Degree from Shippensburg University. His professional affiliations include serving as a Dallas Borough Councilman and as a member of the Board of Trustees for the Greater Wyoming Valley YMCA. He has been involved in his community through various roles and has a background as a former business owner. His client-focused approach is supported by a disciplined investment management process designed to provide peace of mind to his clients.

Brian Kuhns is a financial advisor with Ameriprise in Scranton, PA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Marianne Lyons is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. She has 33 years of industry experience, including 15 years with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc., and over three decades as a self-employed professional. In addition to her advisory work, she operates as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent professionals, providing a range of portfolio management and model-based solutions tailored to client objectives.

Mary Mcevoy Dockeray is a financial advisor at Morgan Stanley with 36 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and 2015, respectively. She previously worked at Citigroup Global Markets starting in 1993. Outside of her advisory role, she is associated with Netmanage LLC in Shavertown, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Eileen Song is a financial advisor with Edward Jones in Wilkes Barre, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its extensive network of advisors and branches, as well as its affiliated capabilities beyond advisory services.

Mark Carey is a financial advisor with Mass Mutual Investors Services in Kingston, PA, holding Series 63 and Series 66 licenses and possessing 36 years of industry experience. His work history includes over a decade at MML Investors Services and MassMutual, alongside ownership and sales roles at Carey Insurance Agency since 2005. He is also involved with Torquato Drilling Accessories, Inc., overseeing sales and operations. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of programs including asset management and educational seminars.

Edward Katarsky Jr. is a financial advisor with Ameriprise in Wilkes-Barre, PA, holding the CFP® and Series 63 designations and bringing 47 years of industry experience. He has been with Ameriprise and its predecessor firms since 1978. Outside of his advisory role, he serves as Vice-Chairman on the Board of Directors for the Wilkes-Barre Parking Authority. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing advice focused on retirement income planning and tax-aware withdrawal strategies.

Mark Katarsky is a financial advisor with Ameriprise in Wilkes-Barre, PA, holding a Series 66 designation and having 21 years of industry experience. He has worked with Ameriprise and its affiliates since 2004. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning, focusing on dependable income sources and tax-aware withdrawal strategies.

Joseph Aliciene Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 26 years of industry experience. He has extensive experience in accounting and tax preparation, owning and managing multiple related businesses including Aliciene Tax & Financial Solutions LLC and Downs & Aliciene Accountants and Financial Service. Aliciene also serves as treasurer for the Slocum Estates Homeowners Association and is a board member of the Wyalusing Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management and financial planning options, supporting both discretionary and non-discretionary account management.

James Paddock is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 29 years of industry experience. His career includes long-term roles at Guardian Life Insurance Company and Park Avenue Securities. He serves as a committee member and volunteer for the Forty Fort Cemetery Association. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Christine Ambrose is a financial advisor with Ameriprise in Pittston, PA, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its related entities since 2011. Outside of her advisory role, she serves as an agent named in a health care directive or living will. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, algorithm-assisted recommendations primarily focused on assets held in Ameriprise-managed accounts.

Mathew Shaffer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2012 and specializes in estate planning, business succession planning, family wealth preservation, growth, and transition. His client focus includes family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, and small business strategies among others. Mathew holds the CERTIFIED FINANCIAL PLANNER™ certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Certified Exit Planning Advisor designation from the Exit Planning Institute. He earned his bachelor's degree from Dickinson College. His professional designations also include Personal Investment Advisor, Sports & Entertainment, and Sports & Entertainment Accredited Wealth Management Advisor. He is actively involved in his community, serving on the boards of the American Cancer Society, Children's Service Center, and the Wyoming County Chamber of Commerce. Mathew resides in South Abington Township with his wife Nicole and their three children, Jordan, Logan, and Emma. Outside of his professional role, he has interests in baseball, basketball, cooking, football, golfing, refereeing, and spending time with his family.

Deborah Telesz is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and possessing 11 years of industry experience. Her prior roles include positions at Prudential Investment Management Services LLC and Prudential Insurance Company of America. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Anthony Biscotto is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 28 years of industry experience. He previously worked at M&T Securities, Inc. and Met Bank from 1998 to 2019 before joining Wells Fargo Clearing in 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.