Sharon Lenzi is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various capacities since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Charles Mitchell II is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as a trustee for a personal trust in Millsboro, Delaware. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and firm-approved tools.

Lauren Fritz Mariner is a Wealth Management Advisor and First Vice President at Merrill Lynch in the Rehoboth Beach, Delaware office. She also serves as a Senior Portfolio Advisor and holds the Certified Plan Fiduciary Advisor, Personal Investment Advisor, and Retirement Accredited Financial Advisor designations, in addition to being a Certified Divorce Financial Analyst®. Lauren joined Merrill Lynch Wealth Management in 2000 and provides fiduciary advisory services to defined contribution plans while assisting clients with long-term financial strategies including retirement, educational needs, liabilities management, and insurance. Lauren holds a Bachelor's degree from Salisbury State University with a major in Communications. Her practice emphasizes a disciplined approach featuring education and open communication, beginning with a full profile of clients' current situations, goals, risk tolerance, and timelines to provide structure before investment recommendations are made. She actively manages responsibilities such as transfers, titling, consolidation, tracking, reporting, and tax recordkeeping, striving to deliver customized service tailored to clients' needs and schedules. Lauren is involved in various professional and community organizations including Autism Delaware, the Greater Georgetown Chamber of Commerce, Sussex Academy of Arts and Sciences, and Wesley United Methodist Church. She has also contributed to the Miss America Scholarship Program as a local title holder, director, certified judge, coach, and host family for the Distinguished Young Women of Delaware program.

David Crouse is a financial advisor at LPL Financial with 36 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at PNC Investments for 20 years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Teresa Draughon is a financial advisor at Morgan Stanley with 18 years of experience at the firm and holds a Series 66 designation. She is based in Rehoboth Beach, Delaware. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Peter Shelp is a CFP® and ChFC® with 38 years of industry experience. He is currently with Ameriprise Financial Services LLC and previously worked at Janney Montgomery Scott for 28 years. He is co-owner of Premier Planning Wealth Advisors and serves as treasurer on the board of Lewes Crossings HOA. Ameriprise provides retirement-income planning services focused on clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations through a centralized consulting team.

Andrew Brown is a financial advisor with Charles Schwab in Rehoboth Beach, DE, holding a Series 66 designation and two years of industry experience. His prior work includes positions outside finance, such as roles in retail and education. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm's approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by in-house research and a formal alternative investment program.

Zachary Chryst is a Certified Financial Planner (CFP®) with 26 years of industry experience. He is currently with Wells Fargo Advisors, where he has worked since 2020, following nine years at Bank of America and over two decades at Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients who meet a net-worth threshold. The firm offers a broad range of planning services and uses proprietary research and tools to develop customized recommendations.

Christopher Vane is a financial advisor at Morgan Stanley with 32 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He holds Series 63 and Series 65 designations and is based in Rehoboth Beach, Delaware. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both individual and employer-sponsored financial planning services.

Kellianne Papciak is a financial advisor with Merrill holding a Series 66 designation and three years of industry experience. She has worked at Merrill and Bank of America N.A. since 2022 and 2023, respectively. Papciak’s background includes a brief role at the Delaware Center for the Inland Bays and the Cape Henlopen School District in 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brock Hively is a CFP® professional at LPL Financial with 28 years of industry experience. He has worked at RBC Capital Markets since 2012 and joined LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Gary Richman is a financial advisor with Ameriprise in Rehoboth Beach, Delaware, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. His prior experience includes 12 years at LPL Financial and several years with Ameriprise Financial Advisors before joining Ameriprise. Outside of finance, he is involved in managing Bravos, Incorporated, which includes income from singing, and serves as President of the Koinonia Foundation board. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient withdrawal strategies through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Kent Guernsey is a financial advisor at Morgan Stanley with 40 years of industry experience. He has worked with Morgan Stanley since 2009 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he has been involved in the formation and oversight of a homeowners association in Webster, Florida. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and leveraging firm-approved tools and methodologies to support client outcomes.

Darren Harmon is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside investment modeling techniques to support its advisory services.

Christopher Argo is a financial advisor with Charles Schwab & Co., Inc. He holds Series 65 and Series 63 licenses and has five years of industry experience. His work history includes roles at Metz Capital Management LLC and multiple short-term positions prior to joining Charles Schwab. Outside of finance, he has experience volunteering with the Volunteer Income Tax Assistance (VITA) program and has worked in several hospitality-related roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a large-scale, integrated platform offering both non-discretionary and discretionary investment guidance with a focus on multi-asset model portfolios and alternative investments.

Karen Wearden is a financial advisor at LPL Financial with 10 years of industry experience. She holds the CFP®, ChFC®, and Series 66 credentials. Prior to joining LPL Financial in 2024, she worked at Edward Jones from 2015 to 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

William Keetley III is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. His work history includes roles at Fulton Bank, N.A., Raymond James Financial Services Advisors, Inc., and PNC Investments. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting methods that utilize risk profiling and analytical modeling, supporting client implementation through various advisory programs while maintaining specialized municipal and public-finance services.

Jennifer Scott is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, she worked at Global Market Insights Inc. for four years and spent eleven years at Lois James DDS. She is a general member of the Southern Sussex Rotary in Selbyville, DE. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Michael Franchino is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch and Bank of America. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices, managing approximately $1.01 trillion in assets under management.

Jonathan Hodges is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he served seven years at the Naval Supply Systems Command and eight years at the Naval Sea Logistics Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.