Brandon Monahan is a CFP® and holds a Series 66 license with eight years of industry experience. He is currently with Janney Montgomery Scott, where he has worked in various capacities since 2019. Before joining Janney, he was employed at Bank of America and Merrill and has experience working with the Commonwealth of Pennsylvania and Salisbury University. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Benjamin Damsgaard is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and two years of industry experience. His prior roles include positions at First National Bank of Pennsylvania, Cetera, and Equitable Advisors, LLC. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm implements portfolios using model allocations invested exclusively in selected T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and regular plan reviews.

Raymond Duncan II is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and two years of industry experience. He has worked at several firms including Northwestern Mutual Wealth Management Company and Phoenix Insurance Services. Prior to entering financial services, he held roles in education and the foodservice industry. T. Rowe Price Advisory Services provides retirement-focused financial planning and discretionary investment management to individual investors and households. The firm uses a model portfolio approach invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations to support retirement income planning.

Lewis Brown III is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has 28 years of industry experience. Prior to joining T. Rowe Price in 2020, he worked at Merrill and Bank of America from 2016 to 2020. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily through T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, providing financial plans and ongoing reviews supported by an online planning tool and telephone access to advisors.

Chad Baker is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 7 years of industry experience. He has been with T. Rowe Price since 2016. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households and employs strategies such as tax-aware rebalancing and Monte Carlo simulations for financial planning.

Lauren Greenbaum is a Series 66-licensed financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. Her prior roles include positions at M&T Bank and Loyola University Maryland. T. Rowe Price Advisory Services offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management supported by an online planning tool and financial advisor access. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing asset-location strategies, tax-aware rebalancing, and Monte Carlo simulations for retirement income projections.

Elisabeth La Belle is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and five years of industry experience. She previously worked at Baird and Raymond James Financial Services and has experience outside finance, including roles with the US Equestrian Federation and editorial positions with Town-Crier/Wellington The Magazine. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing tax-aware strategies and interactive online tools to deliver personalized retirement plans and ongoing account management.

Gregory Dale Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. in Owings Mills, MD. He holds Series 63 and Series 66 licenses and has seven years of industry experience, all with T. Rowe Price except for prior employment at Best Buy. Outside of his advisory role, he works as a notary public and delivers goods for DoorDash. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management, primarily serving individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations for retirement income planning.

Adam Kwiatkowski is a financial advisor at T. Rowe Price Advisory Services, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 designations and has worked exclusively with T. Rowe Price since 2015. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing portfolios exclusively with selected T. Rowe Price mutual funds and ETFs using a goals-based approach and advanced tax-aware strategies.

Michael Novak is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 11 years of industry experience, including over a decade with T. Rowe Price. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and discretionary investment management to individual investors and households. The firm utilizes model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning with online tools and financial advisor support.

Dalkeith Thomas is a financial advisor at T. Rowe Price Advisory Services, Inc. with one year of industry experience. His background includes roles at T. Rowe Price Investment Services, Family Dollar Stores Inc, Bank of Jamaica, and the University of the West Indies. T. Rowe Price Advisory Services provides retirement-focused financial planning and investment management to individual investors and households, using model portfolios invested in proprietary T. Rowe Price mutual funds and ETFs with a combination of nondiscretionary planning and discretionary management.

Kyle Miller is a Series 66-licensed financial advisor with nine years of industry experience, currently with Empower Advisory Group. His prior roles include positions at GWFS Equities, Bank of America, Merrill, and Insight Global. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Shane Bernard is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 11 years of industry experience. Bernard has worked at T. Rowe Price since 2013 in various roles. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary goals-based planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm’s approach includes tax-aware rebalancing and Monte Carlo simulations to support financial planning and account management for individual investors and households.

Russell Jensen is a financial advisor with PNC Wealth Management in Sykesville, MD, holding a Series 66 designation and one year of industry experience. His prior work includes roles at PNC Bank and Greenmount Station. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only digital portfolio offering that uses algorithm-driven risk assessments and approved model strategies executed via mutual funds and ETFs.

Lori Lopez is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and one year of industry experience. Prior to joining T. Rowe Price, she worked at Door Dash, MECU Credit Union, Pier 1 Imports, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs tax-aware strategies and Monte Carlo simulations within its planning tools, serving clients primarily through an efficient enterprise model.

James Maher Jr. is a financial advisor at T. Rowe Price Advisory Services, Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at firms including Rec Room and SCO Wealth Management. Outside of his advisory role, he works as a bartender at Towson Tavern/Rec Room in Towson, MD. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines technology-driven planning tools with access to financial advisors and employs tax-aware strategies and Monte Carlo simulations for retirement income projections.

Tiffany Crosley is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds a Series 66 designation and has four years of industry experience. Her previous roles include positions at J.P. Morgan Chase Bank, J.P. Morgan Securities, Merrill, and New York Life Insurance Company. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households focused on retirement goals. The firm combines goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs, supported by an online planning tool and telephone access to advisors.

Thomas Bracken is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining T. Rowe Price, he worked at Winters Run Golf Club and Auburn University. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides goals-based financial planning and discretionary investment management focused on retirement for individual investors and households. The firm employs model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, supported by online tools and access to financial advisors.

Andre Brown is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has three years of industry experience. Prior to joining T. Rowe Price, he worked at Bank of America and Merrill. Brown's background also includes academic experience at George Mason University and roles outside finance. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management for individual investors and households. Their approach combines goals-based planning, tax-aware portfolio management using proprietary mutual funds and ETFs, and annual financial reviews delivered through both advisor support and online tools.

Dante Chestnut is a CFP® professional with eight years of industry experience. He has worked at T. Rowe Price Advisory Services, Inc. since 2017 and previously spent four years at Beltway Companies. He holds Series 63 and Series 66 licenses. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management for individual investors and households, utilizing proprietary mutual funds and ETFs. The firm combines nondiscretionary planning with discretionary portfolio management and emphasizes tax-aware strategies and model allocations tailored to client goals.