Mark Youngs is a financial advisor at Ethos Financial Group, LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Ethos Financial Group in 2026, he worked at Alden Investment Advisors LLC, J. Alden Associates, Inc., Realta Investment Advisors, Inc., Realta Equities, Inc., RBC Capital Markets, and Merrill. Outside of his advisory role, he serves as the treasurer for Boy Scout Troop 1204 in Davidsonville, MD. Ethos Financial Group serves individuals, trusts, estates, state and municipal entities, and charitable organizations with discretionary and non-discretionary investment management, financial planning, estate planning, and related consulting. The firm employs a model portfolio approach emphasizing diversified, risk-conscious allocations through various investment vehicles and supplements its process with third-party research and tax-overlay management.

Robert Schilling is a financial advisor with Realta Investment Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at Realta Equities, Inc., Schilling Financial, Retirement Specialists, and United Planners' Financial Services. He also operates as an independent insurance agent, selling fixed, life, and long-term care insurance. Realta Investment Advisors provides advisory and financial planning services to individuals, pension and profit-sharing plans, and institutional clients. The firm offers portfolio management, retirement-plan consulting, and estate planning, using a range of investment vehicles and emphasizing individualized strategies based on client goals and risk tolerance.

Kevin Peterson is a CFP® with 15 years of industry experience, currently serving as an advisor at Mariner Independent. His prior roles include positions at Connect Wealth, Mutual Advisors, LLC, and Valic Financial Advisors. Outside of his advisory work, he coaches the golf team at Broadneck High School in Annapolis, MD. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, access to model portfolios and third-party managers, and specialized retirement plan services through a platform that integrates institutional and retirement resources.

Lancer Cuddy is a financial advisor at Continuum Advisory, LLC with 25 years of industry experience. He has held positions at firms including Morgan Stanley Smith Barney and Citigroup Global Markets. Cuddy serves as power of attorney for his father, managing securities to cover medical expenses. Continuum Advisory provides financial planning, consulting, and discretionary portfolio management to individuals, including high-net-worth clients, and institutional clients such as pension and profit-sharing plans. The firm offers a range of investment options and retirement plan consulting while maintaining a high level of professional integration among its advisors.

Paul Burns is a CFP® and holds a Series 66 license with 14 years of experience in the financial industry. He has worked at Corebridge Financial and Valic Financial Advisors from 2012 to 2024 and currently serves with Mariner Platform Solutions and Connect Wealth. Mariner Independent serves individual and institutional clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm offers a broad range of investment services using firm-built models and customized portfolios, supported by affiliated entities such as a state-chartered trust company and institutional pension consulting affiliate.

John Ebinger is a CFP®, CFA®, and holds a Series 65 license with 17 years of industry experience. He is currently with Modera Wealth Management, LLC, having joined in 2024, and previously worked at Annapolis Financial Services, Lincoln Financial Advisors Corporation, Sherman Wealth Management, and Symmetry Partners. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm’s investment approach is allocation-driven and based on Modern Portfolio Theory, utilizing diversified portfolios supplemented by independent managers, selective funds, private placements, and optional ESG integration.

Jan Lee is a financial advisor with Packerland Brokerage Services, Inc., holding CFP® and CFA® designations and with 29 years of industry experience. Prior to joining Packerland in 2024, Lee worked at Spire Investment Partners and has been affiliated with Baycraft Asset Management since 2002. Lee also operates Baycraft Asset Management, providing tax, financial planning, consulting, and insurance services separate from investment management. Packerland Brokerage Services, Inc. serves individual and institutional clients through a network of 176 advisors and offers a range of advisory services including financial planning, portfolio management, and retirement-plan consulting. The firm utilizes a multi-manager platform and offers both discretionary and non-discretionary account management.

Jason Bogaczyk is a financial advisor with Arkadios Wealth Advisors, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at LPL Financial LLC, Kestra Financial Services, Sandy Spring Investment Services, PNC Wealth Management, and Truist Investment Services. Outside of his advisory work, he is involved with B.A.M. Consulting LLC, a home-based business entity for tax and investment purposes. Arkadios Wealth Advisors is an SEC-registered, multi-team advisory firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm provides customized investment plans utilizing a range of portfolio management strategies and combines fundamental, technical, and cyclical investment analysis.

William Hufnell is a CFP® professional with 13 years of industry experience. He currently works at Modera Wealth Management, LLC and previously spent 29 years at Annapolis Financial Services, LLC/Bay Point Wealth. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach based on Modern Portfolio Theory, using diversified portfolios supplemented by independent managers, private placements, and optional ESG integration.

David Hart is a CFP® professional with 25 years of experience in the financial services industry. He is affiliated with Great Valley Advisor Group, LLC and has previously worked at Maryland Financial Group, Inc. and LPL Financial, LLC. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm focuses on individualized portfolio construction and ongoing oversight, utilizing a combination of in-house strategies and third-party managers across various platforms.

Andrew Kelly is a CFP® with five years of industry experience, currently with Continuum Advisory, LLC. He has worked previously at Kelly Financial Advisors and Wealth Management Associates. Outside of his advisory role, he is involved in insurance sales through Kelly Insurance & Investments, Inc. and Kelly Risk Management. Continuum Advisory serves both individual and institutional clients, providing financial planning, consulting, and portfolio management. The firm integrates multiple professional services and utilizes a range of investment vehicles, including mutual funds, ETPs, and separately managed accounts.

Zachary Furshman is a financial advisor at Continuum Advisory, LLC with 10 years of industry experience. He has previously worked at Osaic Wealth, Inc., Triad Advisors, Morgan Stanley & Co., LLC, and Bank of New York Mellon. He holds Series 63 and Series 65 licenses and serves as Treasurer on a community HOA board. Continuum Advisory is a multi-team SEC-registered investment adviser serving individuals, trusts, corporations, and retirement plans with financial planning, consulting, and portfolio management. The firm manages over $1.4 billion in assets and integrates affiliated implementation resources and institutional services, including licensed attorneys and CPAs among its professionals.

Jonathan Gimperling is a CFP® with 27 years of industry experience. He has worked at Lincoln Financial Advisors Corp since 2003 and previously at Scarborough Capital Management, Inc. from 1999 to 2003. Outside of advising, he owns rental property managed by a third party. KCD Financial, Inc. is a multi-team registered investment adviser with 38 advisors and approximately $202 million in regulatory assets under management. The firm serves individuals, including high-net-worth clients, corporate pension and profit-sharing plans, and charitable organizations, offering asset management, financial planning, and portfolio appraisal services using various investment strategies and third-party management programs.

Woodrow Willey Jr. is a CFP® and PFS™ credentialed financial advisor with 29 years of industry experience. He is currently with A.G.P. / Alliance Global Partners and has prior experience at Arete Wealth Management LLC and Sherwood Associates Inc., where he also serves as Vice President involved in tax return preparation and tax planning. Willey is additionally licensed as a fixed life insurance agent. A.G.P. / Alliance Global Partners is a dually registered SEC investment adviser and FINRA-member broker-dealer that serves individual clients, retirement plans, and pooled/institutional vehicles through a multi-team platform. The firm emphasizes a range of investment strategies, including international investing and ETF-based model portfolios, and has notable broker-dealer operations alongside its advisory services.

Loren Glaser is a CFP® professional with 26 years of industry experience, currently serving at WesBanco Securities, Inc. and WesBanco Bank since 2021. His prior experience includes roles at Merrill Lynch, Bank of America, BB&T, and SunTrust. He also holds a position as Vice President and Senior Investment Officer/Portfolio Manager for trust investments at WesBanco Trust. WesBanco Securities, Inc. provides investment advice and portfolio management to individuals, corporations, trusts, estates, and retirement plans, managing approximately $166 million in assets. The firm offers a range of wrap-fee programs and third-party managed solutions, employing diverse analytical methods and investment strategies while maintaining affiliations with a bank, trust company, and insurance agency.

Jon Gasior II is a Series 65 licensed financial advisor at Integrity Advisory Solutions with one year of industry experience. He has been involved with Sinclair Prosser Gasior since 2013 and also owns and operates Gasior Law, LLC, an estate planning law firm. His work includes preparing estate plans and providing investment advice to estate planning clients. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of approximately 100 independent advisors and manages around $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement consulting, and sub-advisory services using a range of investment strategies and third-party platforms.

Michael Marvin is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Apella Wealth in Annapolis, MD. He previously spent over two decades at TAM Financial Advisors. Apella Wealth serves a diverse client base including individuals, high-net-worth families, trusts, retirement plans, and insurance company clients. The firm employs a largely model-driven, quantitative investment approach with a range of managed account solutions and integrates advanced technology and third-party managers in its processes.

Larissa Costello is a financial advisor with Ethos Financial Group, LLC, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. Her prior roles include positions at Alden Investment Advisors, Coastal Equities, Raymond James Financial Services, and Ameriprise Financial Services. Outside of her advisory work, she co-owns an LLC with her family focused on property investment in Texas. Ethos Financial Group serves a diverse client base, including high-net-worth individuals, trusts, and municipal entities, providing investment management and comprehensive financial planning. The firm utilizes model portfolios and a core allocation approach featuring index-based exposures, supplemented by third-party research, tax-overlay management, and limited use of AI for operational support.

John James is a financial advisor at IP Financial Advisory Services LLC with nine years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at firms including Transamerica Financial Advisors and World Financial Group. Outside of advising, he works as an IT Manager at Progressive. IP Financial Advisory Services primarily serves individual retail clients, offering portfolio management, financial planning, managed account programs, and retirement-plan consulting. The firm focuses on non-high-net-worth individuals and integrates investment advisory services with insurance and benefits consulting.

Biswojit Rebeiro is a financial advisor at WesBanco Securities, Inc. with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including LPL Financial, Edward Jones, Bank of America, Merrill, Chase, Wells Fargo Bank, M&T Bank, and Educational Systems Federal Credit Union. WesBanco Securities, Inc. provides investment advisory services to a diverse client base, including individual investors, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm emphasizes tailored investment strategies using fundamental, technical, and charting analysis, delivering customized financial planning and portfolio management through non-discretionary advisor-managed wrap accounts and other managed programs.