Sean Van Etten is a financial advisor at Stifel with three years of industry experience. He holds a Series 66 designation and has previously worked at Western Governors University, Cellular Sales, and TELICS. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment analysis uses a proprietary methodology developed by its Investment Strategy Group, combining forward-looking capital market assumptions with probabilistic modeling to support asset allocation and financial planning.

Jacob Conley is a financial advisor at LPL Financial with nine years of industry experience. He holds the CFP® and Series 63 designations. Prior to joining LPL Financial and the affiliated Sonder Wealth Group in 2026, he worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company from 2016 to 2026. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research to support diversified investment strategies.

Joseph Antonelli Jr. is a CFA® charterholder and holds Series 65 and Series 63 licenses, with 38 years of industry experience. He is currently affiliated with Cetera and has worked with firms including Private Advisor Group and LPL Financial. Outside of his advisory roles, he serves as secretary for the Stone Ridge Condo Association in Roseland, VA. Cetera Investment Advisers LLC operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and retirement services to individuals, corporate, charitable, and institutional clients through a large nationwide network of independent advisors.

Daniel Buckman is a financial advisor with Raymond James Financial Services, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at Truist Investment Services and operated his own firm, Buckman & Company. Buckman serves on the boards of the Spotsylvania Education Foundation and the Lloyd F. Moss Free Clinic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools to model potential outcomes and supports its clients through a broad advisor network with specialized municipal and SIMPLE IRA services.

John Dean is a CFP® professional with 30 years of experience in financial advisory. He has been with Raymond James Financial since 2009 and worked previously at Dean & Masloff Financial Group. Dean is a co-owner of Dean-Reichard, LLC, a support company affiliated with Clarity Wealth Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Thomas Fullman is a financial advisor with Merrill in Charlottesville, VA, holding Series 63 and Series 65 credentials and 17 years of industry experience. He has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Susan Owens is a CFP® professional with 16 years of experience in financial advising. She is currently with Mass Mutual Investors Services and MassMutual Life Insurance Company, having held prior roles at firms including USAA Financial Advisors and First Command Advisory Services. Owens also co-owned Night Water Industries, LLC from 2017 to 2022. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships that focus on goal analysis and written recommendations.

Scott Patterson is a Wealth Management Advisor based in Charlottesville, VA, affiliated with Merrill Lynch Wealth Management. He graduated from the United States Naval Academy and served 33 years in the United States Navy, attaining the rank of Captain. Throughout his military career, his assignments included Chief of Staff (Reserves) for training with the Joint Staff, Operational and Contingency Planner for the US European Command, Force Protection Officer for the 6th Fleet in the Mediterranean Sea, multiple Department Head and Executive Officer roles on ship and shore commands, and command of three Navy Reserve units. Additionally, he served as a Command Financial Specialist, assisting military personnel in understanding financial matters and the impact of investments and debt on their goals. Scott brings over twenty-five years of experience in the financial services industry to his clients, supporting their retirement, investment, college, and business planning needs. His approach involves thoroughly understanding clients' current financial situations, embracing their financial goals, and providing wealth management strategies tailored to alleviate financial challenges. He holds the Personal Investment Advisor (PIA) designation and is a member of the US Naval Academy Alumni Association. Beyond his professional work, Scott is involved in community activities such as volunteering as a soccer coach for SOCA and serving as a Nation Chief in the YMCA Indian Princess Program, which fosters self-esteem and positive relationships among elementary school girls. He and his wife enjoy bicycling and live in Keswick, VA, with their children.

Laura Fraser is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2018. Prior to that, she held positions at Ftn Financial Securities Corp and Ftn Financial Capital Markets. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Feola is a financial advisor with Ameriprise in Charlottesville, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Feola is involved in business ownership through OFG LLC, where he serves on the executive, investment, and marketing committees. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, providing detailed, written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Kristen Hardy is a financial advisor with Ameriprise in Charlottesville, VA, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise since 2001, including the current firm entity since 2020. Outside of her advisory work, she is a high school softball coach for Albemarle County Public Schools and serves as Chief Operations Officer and co-owner of OFG, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that focuses on dependable income sources and tax-aware withdrawal strategies. Their retirement income service involves a collaborative, non-discretionary approach using proprietary research and algorithmic tools within a defined investment universe.

Darren Kinsey is a CFP® professional with six years of industry experience, currently affiliated with LPL Financial in Keswick, VA. His prior roles include positions at Cetera Wealth Services LLC, Private Advisor Group, LLC, and Wilkinson Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and brokerage solutions incorporating both discretionary and non-discretionary management, supported by model portfolios, third-party subadvisors, and advanced technology tools.

Bryan Vides is a Financial Advisor based in Charlottesville, Virginia, affiliated with Merrill Lynch Wealth Management. He has more than 17 years of experience within the financial industry, including ten years serving in Merrill's downtown Los Angeles market and international division in San Diego, California. Prior to his current role, Bryan worked with ultra-high net worth clients at Wells Fargo Advisors in Beverly Hills. Born and raised in Los Angeles, California, Bryan spent three years in Central America before attending California State University Los Angeles, where he earned a bachelor's degree in Business with a major in Finance. He holds Series 7 and Series 66 FINRA registrations, state insurance licenses, and a Real Estate Broker license, which has supported his work advising clients in commercial real estate alongside financial investments. Bryan enjoys spending time with his wife Ana, their three children, and their pets. He is an avid cyclist, runner, and collector of classic cars. He volunteers at the Church of Incarnation, where he provides baptism classes to parents.

Glenn Bannan is a Wealth Management Advisor with over 25 years of experience in the financial services industry, including more than 15 years at Merrill Lynch Wealth Management. He serves individuals and families in the Charlottesville community and surrounding areas, delivering personalized financial guidance across multiple areas such as investments, retirement and college savings, insurance, healthcare planning, estate strategies, and tax considerations. Glenn began his career with UBS in Atlanta in 1997 and later served as a Vice President at Deutsche Bank, where he specialized in assisting families transitioning from private business ownership to holding restricted stock in public companies. He holds a Bachelor's degree from West Virginia University and professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is also a member of the Central Virginia Estate Planning Council. In addition to his advisory role, Glenn has been involved in community activities such as leading financial literacy classes for middle school students with the Boys & Girls Clubs of Central Virginia and serving as a board member of the United Way of Greater Charlottesville from 2013 to 2015. Outside of work, Glenn enjoys playing pickleball, tennis, and golf, and spends time with his family in Charlottesville.

Carol Ham is a financial advisor with Merrill, holding Series 63, 65, and 66 licenses and with 29 years of industry experience. She has worked at Merrill since 1995 and Bank of America, N.A. since 2009. Ham serves as a trustee for Westminster Canterbury of the Blue Ridge, a life care community offering various levels of senior living and care services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Fulton is a financial advisor with UBS Financial Services in Charlottesville, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with UBS since 2002. He serves as Chairman of the Endowment Committee for the Rosarian Academy Charitable Trust and is a board member of the Cathleen McFarlane Foundation, which provides financial grants to homelessness, addiction, and animal aid organizations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial plans and portfolio management.

Brian Coffing is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he develops personalized financial strategies and provides strategic advice to individuals, families, business owners, and charitable foundations. He collaborates regularly with a team of firm specialists to address complex financial needs. Brian earned a bachelor's degree in economics from the University of Virginia in 2002. Before joining Merrill Lynch Wealth Management in 2013, he managed a small business in the motorsports industry. He holds Series 7 and Series 66 FINRA registrations, Life and Health Insurance licenses, and is designated as a Personal Investment Advisor (PIA). Outside of his professional work, Brian engages in activities such as tennis, sailing, basketball, and exploring the Blue Ridge Mountains with his Jack Russell terrier.

Scott Solak is a financial advisor with Edward Jones in Charlottesville, VA, holding Series 63 and Series 66 designations and 14 years of industry experience. Prior to joining Edward Jones in 2025, he spent 10 years at S&P Global Market Intelligence. He serves as the Treasurer on the board of the Forest Lakes Community Association in Charlottesville. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Glenn Catalano is a CFP® professional with 39 years of industry experience, currently serving at Ameriprise Financial Service, LLC since 1986. He holds a Series 63 license and is based in Crozet, VA. Outside of his advisory role, he acts as a FINRA arbitrator in Washington, DC. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing tailored written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to generate recommendations, with a focus on assets held in Ameriprise Managed Accounts.

Julianne De Varennes is a financial advisor at Raymond James Financial with two years of industry experience. She holds a Series 66 designation and has prior experience with firms including LPL Enterprise, Pruco Securities, and Atlantic Union Bank. Outside of advising, she manages weekly bingo operations for fundraising activities supporting local fire and rescue squads. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and is notable for its municipal advisory affiliation and recent development of SIMPLE IRA Employer Advisory & Consulting Services.