Susan Hassan is a Wealth Management Advisor at Merrill Lynch Wealth Management with over two decades of experience in the industry. She specializes in comprehensive wealth strategies, working closely with clients to establish Wealth Outlook Plans that address various life stages, including college and retirement planning, legacy, and estate services. Her approach involves identifying individual financial goals and analyzing assets to create personalized investment strategies that accommodate clients' specific needs. She emphasizes consistent account reviews to adjust for changing life circumstances and aims to protect investments from market fluctuations. Susan holds the Chartered Financial Consultant (ChFC) designation and is also a Personal Investment Advisor (PIA) and Retirement Income Certified Professional (RICP). She earned her bachelor's degree from Quinnipiac University with a concentration in Financial Planning. Residing in Toano, Virginia, Susan participates in community activities including serving as Board Chair for The Arc of Greater Williamsburg and as a Girl Scout Troop Leader. She also facilitates Momentum for Women, a women's networking group.

Daniel Carlile is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been associated with TowneBank and Raymond James since 2012. Carlile has no notable outside business activities beyond serving as a non-owner in support roles related to team brand names. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance advisory work uncommon among large institutional advisors.

John Wall is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds a Series 66 designation and has held roles at Atlantic Union Bank, Middleburg Investment Services, and Union Bank and Trust. He also serves as a trustee for Wall, Preston. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning supported by advanced analytical tools and distinctive municipal advisory services.

Charlene Harvey is a financial advisor with Merrill in Williamsburg, VA, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. She has been with Merrill since 2010. Outside of her advisory role, she assists with bookkeeping at a family-owned auto repair business, Harvey Auto & Transmission Repair LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tammy Jenner is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies managed by internal teams and third-party style managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Douglas Cash Jr. is a financial advisor with 28 years of industry experience, currently affiliated with LPL Financial since 2011. He holds Series 63 and Series 66 designations and has worked concurrently at Citizens and Farmers Bank since 1999. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm provides a range of financial planning and advisory programs with access to model portfolios, third-party research, and diverse investment strategies.

Samuel Drewry III is a Series 66-licensed financial advisor with Edward Jones in Williamsburg, VA, where he has worked since 2023. He has three years of industry experience and previously held positions at Colonial Farm Credit and Bank of Lancaster. Outside of his advisory work, Drewry serves as a First Sergeant in the Virginia Army National Guard and is the Director of the Praise Band at First United Methodist Church in Williamsport, PA. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and supporting an extensive network of financial advisors and branch offices nationwide.

Richard Pietsch is a financial advisor with LPL Financial in Williamsburg, VA, holding a Series 66 designation and 19 years of industry experience. He has been with LPL Financial since 2008. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and incorporating research from LPL Research and third-party subadvisors.

Patrick Faulkner is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 2012 and TowneBank since 2014. Outside of his advisory work, he owns and operates The James River Gardens, Inc., a landscaping and event space business in Charles City, VA. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, and institutions. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a broad advisor network, with specialized offerings in municipal and public finance.

John Holshouser is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, previously working at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a board member of the Young Men's Club of Danville, where he participates in meeting attendance and event planning. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options, notably integrating insurance-related vehicles and bank deposit sweep programs.

Iris Porush is a financial advisor with Raymond James Financial in Williamsburg, VA, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. She has been affiliated with Raymond James and Legacy Financial Group, LLC since 2009. Porush serves as a board and committee member of the Williamsburg Community Foundation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individual and high-net-worth clients, corporations, charitable organizations, and institutional investors. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through unique affiliations.

Jordan Salary is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to Merrill, he worked at Bank of America and has experience in various roles including education and small business ownership. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Nathan Hansen is a financial advisor at Edward Jones with nine years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2016. Prior to joining Edward Jones, he worked at Ferguson Enterprises Inc. for one year. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, supported by a network of over 23,700 financial advisors and more than 15,000 branch offices nationwide.

Constance Starkovs is a financial advisor at Fidelity with six years of industry experience. She holds the Series 66 designation and has previously worked at Equitable Advisors and AXA Advisors. Starkovs also has experience outside of advisory roles, having served with the Central Park Homeowners Association and at the USF Muma College of Business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it offers services such as discretionary portfolio management, fund advisory, and model portfolio delivery.

Cindy Hanke is a financial advisor at OSAIC with 18 years of industry experience. She holds a Series 66 designation and previously worked at Lincoln Financial Advisors and Nationwide Investment Services Corporation. OSAIC serves a broad range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs various asset-allocation tools and third-party platforms to construct diversified portfolios, managing accounts on both discretionary and non-discretionary bases.

Charles Mott is a financial advisor with Morgan Stanley, holding a Series 66 designation and 21 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Prior to his financial career, he served as a captain in the U.S. Navy. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies.

Brent Baumberger is a financial advisor at Stifel with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel since 2007. Baumberger serves on the board of directors for the New Horizons Educational Foundation, a regional organization focused on training future-ready students. Stifel serves a broad range of clients, including individuals, institutions, charitable organizations, and municipal entities, providing both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to deliver asset allocation and planning analyses.

John Snead is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Outside of his advisory role, he co-manages a family trust as a successor trustee. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Clifton Savage is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses, and is based in Williamsburg, VA. He has been associated with Primerica Financial Services, PFS Investments Inc., and RS Andrews since 2025. Outside of his advisory roles, he is the owner of Good and Faithful Business Coach, LLC. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-delivery strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

David Clemens is a Series 66-licensed financial advisor with Morgan Stanley, based in Williamsburg, VA, and has 24 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning that uses firm-approved tools and models to support client decision-making.