Robert Howard is a financial advisor at Equity Services, Inc. with four years of industry experience. He holds the Series 65 designation and has worked at firms including Knights of Columbus Insurance and National Life Group. Outside of his advisory role, he serves on the board of Special Angler Inc., a nonprofit providing access to fishing tournaments for individuals with special needs. Equity Services, Inc., operating as ESI Financial Advisors, offers financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, and charitable organizations. The firm employs multiple advisory platforms and third-party asset managers, combining long-term strategies with options for shorter-term trading, and has both discretionary and non-discretionary client programs.

Robert Fry is a financial advisor with Commonwealth Financial Network in Roanoke, VA, holding the CFP® designation and Series 63 and 65 licenses. He has 22 years of industry experience, including roles at Metlife Securities, Massachusetts Mutual Life Insurance Company, and Mass Mutual Investors Services. Fry is also the owner of Fry Financial Planning, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs, wealth management, and retirement plan consulting, supporting affiliated advisors with operations, trading, technology, and compliance services.

Charles White is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 66 designation and six years of industry experience. His work history includes roles at LPL Financial LLC, Equitable Advisors, AXA Advisors LLC, and Summit Springs, Inc. He also served with the Boy Scouts of America, Blue Ridge Mountains Council. White serves on the board of Summit Springs, Inc., a for-profit organization. Independent Advisor Alliance works with a diverse range of clients, including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting services. The firm combines a network of advisory representatives with access to brokerage services through LPL Financial and utilizes technology platforms to enhance portfolio management and estate planning.

Matthew Barrette is a financial advisor with Integrated Wealth Concepts LLC in Roanoke, VA, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked with Integrated Wealth Concepts since 2021 and previously held roles at LPL Financial and Level Four Advisory Services. Barrette has involvement in insurance-related activities, including non-variable insurance products and acting as an agent for fixed insurance lines. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios primarily using mutual funds, ETFs, equities, and fixed income with a combination of internal management and third-party asset managers.

Rachel Mccray is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 11 years of industry experience. She has worked at Commonwealth Financial Network across multiple periods since 2018 and previously held roles at Sage Creek Planning and Investments, Mass Mutual Investors Services, MassMutual Life Insurance Company, and MetLife Securities. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services including wealth management and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Michaela Frantz is a financial advisor at Janney Montgomery Scott with nine years of industry experience. She holds a Series 66 designation and previously worked at RBC Capital Markets and UBS Financial Services. Frantz has been with Janney since 2025. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients and offers brokerage services, financial planning, and multiple advisory programs supported by both in-house and third-party portfolio management.

William Davis is a financial advisor with Davenport & Company LLC in Roanoke, VA, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. He has worked at Davenport since 2020 and previously spent 11 years with Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he manages a beach house rental on Bald Head Island, NC. Davenport & Company serves individual and institutional clients, including banks, pension and profit-sharing plans, trusts, estates, nonprofits, and corporations. The firm offers asset management, retail brokerage, fixed income, public finance, and investment banking and advisory services.

Danielle Ponce is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has three years of industry experience and has previously worked at FIRDT BANK and Gorski Enterprises LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver its AMC Advantage manager-selection program and fiduciary support.

Xinrui Wu is a financial advisor at Equity Services, Inc. with a Series 65 designation and one year of industry experience. Prior to joining Equity Services, Wu worked at National Life Group and the American Society of Clinical Oncology. Wu's background also includes roles in education at the University of Virginia, YORK School, and Wuhan Foreign Languages School. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and combines long-term investment strategies with options for shorter-term trading, utilizing both discretionary and non-discretionary management approaches.

Peter Milward is a financial advisor at Davenport & Company LLC with 44 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Davenport since 2007, following a seven-year tenure at UBS Financial Services. Davenport & Company serves individual and institutional clients with a range of services including asset management, retail brokerage, fixed income, public finance, and investment banking. The firm’s asset management is supported by portfolio manager teams, an Investment Policy Committee, and a Manager Research team that oversees various strategies across separately managed accounts, mutual funds, ETFs, and unified managed accounts.

Hannah Coulling Beckley is a financial advisor at Commonwealth Financial Network with one year of industry experience. She holds the Series 66 designation and has prior experience at Deloitte & Touche LLP. Outside of advising, she is involved in tax preparation through Tax Strategies, Inc. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, allowing advisors discretion in portfolio construction alongside managed model portfolios and various program options.

Thomas Davis is a financial advisor with Integrated Wealth Concepts LLC in Roanoke, VA. He holds Series 63 and Series 66 licenses and has 40 years of industry experience. His prior work includes roles at LPL Financial and Level Four Advisory Services. Outside of his advisory work, he has been involved in non-variable insurance sales and acts as a referring agent for group and individual health insurance. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios with a mix of mutual funds, ETFs, equities, and fixed income using primarily a long-term approach supplemented by shorter-term trading for rebalancing or cash needs.

Larranne Wood is a financial advisor with Truist Advisory Services in Roanoke, VA, holding Series 63 and Series 65 licenses and nine years of industry experience. She has worked at SunTrust Investment Services since 2017 and has been affiliated with SunTrust Bank since 2012. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, implementing advice through discretionary manager relationships and consulting supported by AI-enabled research tools and supervisory oversight.

Bryan Rich is a financial advisor at Brookstone Capital Management LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Brookstone since 2019. Prior to that, he was with Horter Investment Management and serves as president of Secure Financial Group, Inc., where he consults on insurance, annuities, and precious metals. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a broad client base including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, delivering primarily discretionary investment management through model portfolios, unified managed accounts, and separately managed accounts.

Stephanie Fralin is a financial advisor with Commonwealth Financial Network in Roanoke, VA, holding Series 63 and Series 66 credentials and 27 years of industry experience. Her prior work includes roles at Sage Creek Planning and Investments, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services along with operational, trading, technology, compliance, and practice-management support. The firm offers multiple program structures and model portfolios managed through a disciplined due-diligence process.

Harry Hamilton III is a financial advisor at Davenport & Company LLC in Roanoke, VA, holding Series 63 and Series 65 licenses with 41 years of industry experience. He has been with Davenport & Company since 1996. Davenport serves individual and institutional clients, including banks, pension and profit-sharing plans, trusts, estates, nonprofits, and corporations, offering a range of services such as asset management, retail brokerage, fixed income, public finance, and investment banking and advisory services. The firm’s investment approach includes dedicated portfolio manager teams, an Investment Policy Committee, and a Manager Research team that manage strategies across various account types and mutual funds.

Mackenzie Abbate is a Series 65-registered financial advisor at Equity Services, Inc. with three years of industry experience. Prior to joining Equity Services, Abbate worked at National Life Group and Knights of Columbus in various advisory and insurance roles. Outside of advisory work, Abbate is involved with The Abbate Foundation as a volunteer member and serves as president of The Millennial Brothers LLC, an organization focused on promoting financial literacy. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that blend long-term strategies with options for shorter-term trading, often utilizing third-party asset managers and model portfolios.

Edward Bartlett is a financial advisor at Janney Montgomery Scott with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Janney and Wells Fargo Advisors. Outside of his advisory role, he serves as a volunteer team manager for VA United FC, coordinating rosters and communications. Janney Montgomery Scott is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage services, financial planning, consulting, and multiple wrap/advisory programs.

Joshua Gallegos is a financial advisor with Commonwealth Financial Network in Roanoke, VA. He holds the CFP®, ChFC®, and Series 66 designations and has eight years of industry experience. His prior roles include positions at FocusOne Integrated Financial Planning, Equitable Advisors, and Ameriprise Financial Services, Inc. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their individual and institutional clients. The firm provides a wide range of managed-account programs, access to third-party asset managers, and comprehensive back-office support.

Harvey Allison is a financial advisor with Eagle Strategies (NY Life) based in Roanoke, VA, holding a Series 63 designation and over 26 years of industry experience. He has worked with NYLIFE Securities Inc. and New York Life Insurance Co. since 2004 and has been self-employed since 1979. Outside of his advisory role, he owns and operates a turkey and cattle farm. Eagle Strategies serves a diverse client base, including individual and institutional investors, with financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through various program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.