Daniel Howard is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory work, Howard is involved with Miracle Hill Ministries, a foster care organization based in Greenville, SC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and fiduciary services through a large nationwide network of advisors and branch offices.

Kathryn Premraj is a CFP® professional affiliated with LPL Financial and holds a Series 63 license. She has seven years of industry experience, including four years at Cetera Advisor Networks and three years at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning services, and retirement plan consulting with discretionary and non-discretionary management options supported by internal and third-party research.