Natalia Donaldson is a Series 66-licensed financial advisor at Lincoln Investment with nine years of industry experience. She previously worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company before joining Capital Analysts and Lincoln Investment in 2024. Donaldson serves as a board member and secretary for Osprey Village, Inc., an organization developing residential communities for adults with developmental disabilities. Lincoln Investment Planning, LLC is an enterprise advisory and broker-dealer serving a diverse client base including individual investors, high-net-worth clients, trusts, charities, and retirement plans. The firm utilizes an in-house Investment Management & Research team and a layered advisory model to provide financial planning, portfolio management, and ERISA fiduciary services.

Stephen Arthur is a financial advisor with GWN Securities Inc. holding a Series 66 credential and seven years of industry experience. He has worked at GWN Securities since 2020 and concurrently at Harbor Light Insurance and Wealth Advisors LLC since 2020. Outside of financial services, he has been involved with Giuseppi's Pizza & Pasta since 2015 as a delivery driver. GWN Securities provides investment advisory services to individual and corporate clients through various managed account and financial planning programs. The firm utilizes both affiliated and unaffiliated sub-advisers with portfolio strategies based on asset allocation and Modern Portfolio Theory, incorporating market-timing and momentum-based approaches in select legacy programs.

Beverly Holley IV is a financial advisor at Farther with 17 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and its affiliated entities from 2010 to 2025. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily allocating among ETFs, mutual funds, individual equities, and fixed income.

Cole De Marzo is a financial advisor with Guardian Life, holding a Series 66 designation and beginning his advisory career in 2025. He has prior experience at the University of Wyoming and Michigan State University. Guardian Life’s subsidiary, Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm delivers a range of advisory solutions including discretionary management, model-based strategies, and digital advisory portfolios, supported by proprietary platforms and third-party providers.

William Ramette is a financial advisor at Rockefeller Financial LLC with 28 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Morgan Stanley in various capacities from 2011 to 2025. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth clients, including families, family offices, and institutions, offering portfolio management, financial planning, and investment banking services. The firm operates a Private Advisor model supported by a consolidated investment platform that delivers a range of discretionary and non-discretionary solutions across multiple asset classes.

Odette Olson is a financial advisor with Morgan Stanley in Hilton Head, SC, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2018 and was previously with Rappaport Reiches Capital Management from 2016 to 2018. Olson serves as a board member for the Spertus Institute, a nonprofit organization in Chicago. Morgan Stanley Wealth Management offers investment advisory and brokerage services to individual and institutional clients, providing tailored financial planning and a range of investment programs supported by firm-approved planning tools and extensive resources.

Katherine Younce is a Financial Advisor with Merrill Lynch Wealth Management, specializing in creating personalized financial strategies that help individuals and families achieve their long-term goals. She focuses on areas such as family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Katherine leverages Merrill's investment insights and Bank of America's comprehensive banking and lending solutions to support both personal and small business financial needs. Katherine holds a Bachelor's Degree from the University of North Carolina at Charlotte and has earned the Personal Investment Advisor (PIA) designation. With a background that includes experience in the mortgage industry, she brings an understanding of the importance of planning for homeownership, retirement, education, and long-term financial security. Her approach aims to simplify complex financial decisions and guide clients toward confidence and clarity in their financial future. Beyond her professional role, Katherine is committed to her family and community. She has been married for 29 years and enjoys spending time with her husband and two daughters. Her personal interests include football, gardening, reading, traveling, and volunteering with local non-profits such as the Boys & Girls Club of North Beaufort County, the Foundation of Educational Excellence, and Hopeful Horizons.

Frank Hayn Jr. is a financial advisor with Merrill in Okatie, South Carolina, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Merrill since 1981 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Kennett is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously spent a decade with Jackson National Life Distributors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Cunningham is a Senior Financial Advisor and Senior Vice President on the Cunningham Team at Merrill Lynch Wealth Management. Based in Beaufort, South Carolina, he leads a second-generation wealth management group serving clients in over 25 states. Since 1995, the Cunningham Team has worked with multiple generations of clients to simplify their financial lives through structured planning, disciplined investment management, and access to banking and lending solutions offered by Bank of America. The team has been recognized on the Forbes Best in State Wealth Management Teams list from 2024 to 2026. Patrick has been listed on several Forbes advisor rankings, including Best in State Wealth Advisors for 2022 through 2026, and Best in State Top Next Generation Wealth Advisors (under 40) for 2022 to 2024, being named #1 in South Carolina for 2024. Previously, he served on Merrill's Next Gen Leadership Council, contributing perspectives from clients and employees under the age of 40 to the firm's strategic conversations. A Beaufort native, Patrick graduated from The Citadel with a Bachelor's Degree and holds the Personal Investment Advisor (PIA) designation. His past community involvement includes serving on St. Peter's Catholic Church Finance Council, acting as President of the Beaufort Chapter of The Citadel Alumni Association, and graduating from Leadership Beaufort. Patrick lives on Lady's Island with his wife Becky and their twin boys.

John Brighton is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in portfolio management and asset allocation, providing clients with personalized strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. John is a qualified Portfolio Manager and manages his strategies on a discretionary basis through the Firm's Investment Advisory Program. John entered the financial services industry in 2000 after earning a Master's Degree in Business Administration from the University of South Carolina. He also holds a Bachelor's Degree from the State University of New York System. His professional designations include Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Hilton Head Island for 26 years, John participates actively in his community through his church and organizations like the Hilton Head Island Recreation Association and the Greater Island Council. He enjoys boating, cooking, and hiking in his personal time.

Brock Mumford is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. His prior work includes roles at Bank of America, Columbia Management, and Ameriprise Financial from 2006 to 2017, followed by positions at Element Funding and Southtown Watersports. He is also associated with Plumtree Financial, LLC, an entity connected to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Bertin Stuckart Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 42 years of experience in the industry. His work history includes positions at Bank of America, Merrill, UBS Financial Services, and Atlantic Investors. He serves as a board member for the United Way of the Lowcountry and the Shell Hall Property Owners Association. Stuckart is also an insurance agent involved in the sale of life, annuities, and long-term care insurance. Cetera Investment Advisers LLC operates a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm provides portfolio management, financial planning, retirement services, and access to third-party managers through a multi-manager platform with a variety of program options.

Brandon Roisman is a CFP® with 45 years of industry experience, currently with Raymond James & Associates, where he has worked since 2013. He holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large brokerage and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and institutional advisory services.

W Clark IV is a Senior Financial Advisor and senior member of The Clark-Troutman Group, a seven-person wealth management team at Merrill Lynch Wealth Management serving clients throughout the United States. He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for six consecutive years as of April 2025. The Clark-Troutman Group has also been named to the Forbes "Best-in-State Wealth Management Teams" for four consecutive years as of 2026. Clark joined Merrill Lynch in 1984 and has developed a client-focused practice dedicated to helping clients achieve their financial goals. His approach emphasizes understanding each client's unique situation and collaborating with his team, along with resources from Merrill, Bank of America, and clients' external professionals, to develop and implement strategies addressing investment and liability management, retirement planning, and trust and estate planning services, with a focus on risk mitigation. He holds a Bachelor's Degree from Bucknell University and holds the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Clark enjoys cooking, golfing, and spending time with his family.

Samuel Kerner is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Morgan Stanley since 2018 and previously spent over two decades with Franklin/Templeton Distributors, Inc. Outside of his advisory role, Kerner is a sole proprietor of a rental property business in Hilton Head Island, SC. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes that utilize approved tools and modeling techniques to support client goals.

Andrew Cook is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. He also serves as a successor trustee in a trust-related capacity outside his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm’s financial planning utilizes structured discovery conversations and firm-approved tools, serving approximately $2.74 trillion in client assets.

Jeffrey Baron is a financial advisor with MassMutual Investors Services, holding the ChFC® designation and a Series 63 license. He has 22 years of industry experience, having worked with MassMutual Investors Services and MassMutual Life Insurance Company since 2015. In addition to his advisory role, he works as a life and health insurance broker. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering collaborative, annual planning engagements supported by proprietary software tools.

Emily Posch is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and one year of industry experience. Prior to joining Cambridge in 2025, she worked in healthcare and business roles including positions at Carda Health and Tenet Healthcare. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of Financial Professionals. The firm offers multiple management platforms, access to third-party advisers, and proprietary model strategies under the Founders Gate Capital brand.

Michael Kaminski is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2016. He is based in Hilton Head, SC. Outside of his advisory work, he serves as president of Gratitude Charlottesville, an organization that hosts events for local veterans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, and specialized planning areas, using proprietary research and tools to develop tailored client recommendations.