Jay Johnson is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and six years of industry experience. Prior to joining AE Wealth Management in 2019, he worked at PTMW and spent 16 years at General Electric. He is also involved with Simply Stated Retirement Solutions, where he engages in insurance sales and related financial advisory activities. AE Wealth Management serves a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach that includes model portfolio solutions, discretionary asset management, financial planning, and specialized plan services, supporting a high client load across its extensive advisor network.

Stephen Arthur is a financial advisor with GWN Securities Inc. in Bluffton, SC, holding a Series 66 designation and six years of industry experience. Prior to joining GWN Securities in 2020, he worked at MML Investors Services and MassMutual. Outside of financial services, he has been involved with Giuseppi's Pizza & Pasta as a delivery driver since 2015 and serves on the board of Libraries for Kids International, a nonprofit focused on donating books to African countries. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a broad network of advisors and employs both traditional and legacy market-timing investment strategies.

William Stricklin III is a financial advisor at Valic Financial Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Valic since 2013. Outside of his advisory role, he serves as president of the Vivian's Island Property Owners Association, overseeing board and committee meetings for a small community of 36 property owners. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models to construct client portfolios.

Beverly Holley IV is a financial advisor at Farther with 17 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Investments and its affiliated entities from 2010 to 2025. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily allocating among ETFs, mutual funds, individual equities, and fixed income.

Cole De Marzo is a financial advisor with Guardian Life, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining Guardian Life, he was affiliated with the University of Wyoming and Michigan State University. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage and advisory services to individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients. The firm offers a range of investment advisory programs and financial planning solutions.

Odette Olson is a financial advisor at Morgan Stanley with 11 years of industry experience. She has been with Morgan Stanley since 2018, including her current role at Morgan Stanley Private Bank, N.A., and previously worked at Rappaport Reiches Capital Management. Olson serves as a board member for the Spertus Institute, a nonprofit organization. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services that include structured planning and broad investment offerings.

Katherine Younce is a Financial Advisor with Merrill Lynch Wealth Management, specializing in creating personalized financial strategies that help individuals and families achieve their long-term goals. She focuses on areas such as family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Katherine leverages Merrill's investment insights and Bank of America's comprehensive banking and lending solutions to support both personal and small business financial needs. Katherine holds a Bachelor's Degree from the University of North Carolina at Charlotte and has earned the Personal Investment Advisor (PIA) designation. With a background that includes experience in the mortgage industry, she brings an understanding of the importance of planning for homeownership, retirement, education, and long-term financial security. Her approach aims to simplify complex financial decisions and guide clients toward confidence and clarity in their financial future. Beyond her professional role, Katherine is committed to her family and community. She has been married for 29 years and enjoys spending time with her husband and two daughters. Her personal interests include football, gardening, reading, traveling, and volunteering with local non-profits such as the Boys & Girls Club of North Beaufort County, the Foundation of Educational Excellence, and Hopeful Horizons.

Frank Hayn Jr. is a financial advisor with Merrill in Okatie, South Carolina, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Merrill since 1981 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Kennett is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously spent a decade with Jackson National Life Distributors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Rini is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. He holds the Series 66 designation and has been with Cambridge since 2018, following a two-year retirement period. In addition to his advisory role, he works as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services. The firm offers a variety of investment implementation options through multiple custody platforms and proprietary as well as third-party model strategies.

Patrick Cunningham is a Senior Vice President and Senior Financial Advisor leading The Cunningham Team at Merrill Lynch Wealth Management. Based in Beaufort, South Carolina, he and his team serve clients across more than 25 states. Since 1995, the team has focused on helping individuals, families, and businesses simplify their financial lives through structured planning and disciplined investment management, leveraging the resources of Merrill and Bank of America. Patrick has received multiple recognitions, including being named on Forbes' Best-in-State Wealth Advisors list from 2022 to 2026 and the Best-in-State Top Next Generation Wealth Advisors (under 40) from 2022 to 2024, where he was ranked #1 in South Carolina in 2024. He previously served on Merrill's Next Gen Leadership Council. He holds a Bachelor's Degree from The Citadel and the Personal Investment Advisor (PIA) designation. Patrick has been involved in community organizations such as serving on St. Peter's Catholic Church Finance Council and as President of the Beaufort Chapter of The Citadel Alumni Association. He resides on Lady's Island with his wife, Becky, and their twin boys.

John Brighton serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in portfolio management and asset allocation, offering clients personalized financial strategies that incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. John is a qualified Portfolio Manager who may manage strategies on a discretionary basis through the Firm's Investment Advisory Program. John entered the financial services industry in 2000, following the completion of a Master's Degree in Business Administration from the University of South Carolina and a Bachelor's Degree from the State University of New York System. He holds several professional designations including Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A 26-year resident of Hilton Head Island, John is active in his community through participation in organizations such as the Hilton Head Island Recreation Association and the Greater Island Council. He is also committed to community involvement through his church. John's personal interests include boating, cooking, and hiking.

Hannah Myers is a Financial Consultant at Fidelity Investments, where she has been working since 2026. Prior to her current role, she served as a Planning Consultant from 2024 to 2026 and as a Workplace Planning Consultant from 2023 to 2024 at the same firm. She holds insurance licenses in Arkansas and California. In her professional capacity, Hannah focuses on helping individuals and families develop clear, personalized financial strategies aimed at achieving greater stability, confidence, and long-term success. She emphasizes making financial planning approachable and empowering, aligning each plan with her clients' unique goals and circumstances to provide actionable guidance that simplifies decision-making. Outside of her professional work, Hannah enjoys family activities, movies, music, pets, reading, and volunteering.

Bertin Stuckart Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 42 years of industry experience. He has worked with firms including Bank of America and Merrill, and he is currently involved with Atlantic Investors and Summit Financial Group. Outside of his advisory roles, he serves on the boards of the United Way of the Lowcountry and the Shell Hall Property Owners Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and consulting services through a multi-manager platform that supports customized and model-based investment strategies.

Brandon Roisman is a CFP® with 45 years of industry experience, currently with Raymond James & Associates, where he has worked since 2013. He holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large brokerage and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and institutional advisory services.

W Clark IV is a Senior Financial Advisor and senior member of The Clark-Troutman Group, a seven-person wealth management team at Merrill Lynch Wealth Management serving clients throughout the United States. He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for six consecutive years as of April 2025. The Clark-Troutman Group has also been named to the Forbes "Best-in-State Wealth Management Teams" for four consecutive years as of 2026. Clark joined Merrill Lynch in 1984 and has developed a client-focused practice dedicated to helping clients achieve their financial goals. His approach emphasizes understanding each client's unique situation and collaborating with his team, along with resources from Merrill, Bank of America, and clients' external professionals, to develop and implement strategies addressing investment and liability management, retirement planning, and trust and estate planning services, with a focus on risk mitigation. He holds a Bachelor's Degree from Bucknell University and holds the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Clark enjoys cooking, golfing, and spending time with his family.

Andrew Cook is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. He also serves as a successor trustee in a trust-related capacity outside his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm’s financial planning utilizes structured discovery conversations and firm-approved tools, serving approximately $2.74 trillion in client assets.

Jeffrey Baron is a financial advisor with MassMutual Investors Services, holding the ChFC® designation and a Series 63 license. He has 22 years of industry experience, having worked with MassMutual Investors Services and MassMutual Life Insurance Company since 2015. In addition to his advisory role, he works as a life and health insurance broker. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering collaborative, annual planning engagements supported by proprietary software tools.

Emily Posch is a Series 65-licensed financial advisor with Cambridge Investment Research Advisors, where she has worked since 2025. She has one year of industry experience and previously held roles at Carda Health, Recora, Tenet Healthcare, and AlphaGraphics Savannah. Outside of her advisory work, she is involved with Carda Health, a healthcare-related enterprise. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing various custody platforms and both proprietary and third-party investment strategies.

Michael Kaminski is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2016. He is based in Hilton Head, SC. Outside of his advisory work, he serves as president of Gratitude Charlottesville, an organization that hosts events for local veterans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, and specialized planning areas, using proprietary research and tools to develop tailored client recommendations.