Frank Hayn Jr. is a financial advisor with Merrill in Okatie, South Carolina, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Merrill since 1981 and has also worked at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Kennett is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Merrill and Bank of America since 2021 and previously spent a decade with Jackson National Life Distributors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Cunningham is a Senior Vice President and Senior Financial Advisor leading The Cunningham Team at Merrill Lynch Wealth Management. Based in Beaufort, South Carolina, he and his team serve clients across more than 25 states. Since 1995, the team has focused on helping individuals, families, and businesses simplify their financial lives through structured planning and disciplined investment management, leveraging the resources of Merrill and Bank of America. Patrick has received multiple recognitions, including being named on Forbes' Best-in-State Wealth Advisors list from 2022 to 2026 and the Best-in-State Top Next Generation Wealth Advisors (under 40) from 2022 to 2024, where he was ranked #1 in South Carolina in 2024. He previously served on Merrill's Next Gen Leadership Council. He holds a Bachelor's Degree from The Citadel and the Personal Investment Advisor (PIA) designation. Patrick has been involved in community organizations such as serving on St. Peter's Catholic Church Finance Council and as President of the Beaufort Chapter of The Citadel Alumni Association. He resides on Lady's Island with his wife, Becky, and their twin boys.

John Brighton serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in portfolio management and asset allocation, offering clients personalized financial strategies that incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. John is a qualified Portfolio Manager who may manage strategies on a discretionary basis through the Firm's Investment Advisory Program. John entered the financial services industry in 2000, following the completion of a Master's Degree in Business Administration from the University of South Carolina and a Bachelor's Degree from the State University of New York System. He holds several professional designations including Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A 26-year resident of Hilton Head Island, John is active in his community through participation in organizations such as the Hilton Head Island Recreation Association and the Greater Island Council. He is also committed to community involvement through his church. John's personal interests include boating, cooking, and hiking.

Brock Mumford is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes positions at Bank of America, Columbia Management, and Ameriprise Financial from 2006 to 2017, as well as roles at Element Funding and Southtown Watersports. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Hannah Myers is a Financial Consultant at Fidelity Investments, where she has been working since 2026. Prior to her current role, she served as a Planning Consultant from 2024 to 2026 and as a Workplace Planning Consultant from 2023 to 2024 at the same firm. She holds insurance licenses in Arkansas and California. In her professional capacity, Hannah focuses on helping individuals and families develop clear, personalized financial strategies aimed at achieving greater stability, confidence, and long-term success. She emphasizes making financial planning approachable and empowering, aligning each plan with her clients' unique goals and circumstances to provide actionable guidance that simplifies decision-making. Outside of her professional work, Hannah enjoys family activities, movies, music, pets, reading, and volunteering.

Bertin Stuckart Jr. is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 42 years of industry experience. He has worked with firms including Bank of America and Merrill, and he is currently involved with Atlantic Investors and Summit Financial Group. Outside of his advisory roles, he serves on the boards of the United Way of the Lowcountry and the Shell Hall Property Owners Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and consulting services through a multi-manager platform that supports customized and model-based investment strategies.

Brandon Roisman is a CFP® with 45 years of industry experience, currently with Raymond James & Associates, where he has worked since 2013. He holds Series 63 and Series 65 licenses. Raymond James & Associates, Inc. is a large brokerage and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and institutional advisory services.

W Clark IV is a Senior Financial Advisor and senior member of The Clark-Troutman Group, a seven-person wealth management team at Merrill Lynch Wealth Management serving clients throughout the United States. He has been recognized on the Forbes "Best-in-State Wealth Advisors" list for six consecutive years as of April 2025. The Clark-Troutman Group has also been named to the Forbes "Best-in-State Wealth Management Teams" for four consecutive years as of 2026. Clark joined Merrill Lynch in 1984 and has developed a client-focused practice dedicated to helping clients achieve their financial goals. His approach emphasizes understanding each client's unique situation and collaborating with his team, along with resources from Merrill, Bank of America, and clients' external professionals, to develop and implement strategies addressing investment and liability management, retirement planning, and trust and estate planning services, with a focus on risk mitigation. He holds a Bachelor's Degree from Bucknell University and holds the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Clark enjoys cooking, golfing, and spending time with his family.

Andrew Cook is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. He also serves as a successor trustee in a trust-related capacity outside his advisory role. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients. The firm’s financial planning utilizes structured discovery conversations and firm-approved tools, serving approximately $2.74 trillion in client assets.

Jeffrey Baron is a financial advisor with MassMutual Investors Services, holding the ChFC® designation and a Series 63 license. He has 22 years of industry experience, having worked with MassMutual Investors Services and MassMutual Life Insurance Company since 2015. In addition to his advisory role, he works as a life and health insurance broker. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering collaborative, annual planning engagements supported by proprietary software tools.

Emily Posch is a Series 65-licensed financial advisor with Cambridge Investment Research Advisors, where she has worked since 2025. She has one year of industry experience and previously held roles at Carda Health, Recora, Tenet Healthcare, and AlphaGraphics Savannah. Outside of her advisory work, she is involved with Carda Health, a healthcare-related enterprise. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing various custody platforms and both proprietary and third-party investment strategies.

Michael Kaminski is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2016. He is based in Hilton Head, SC. Outside of his advisory work, he serves as president of Gratitude Charlottesville, an organization that hosts events for local veterans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, and specialized planning areas, using proprietary research and tools to develop tailored client recommendations.

Thomas Kudarauskas is a financial advisor with OSAIC who holds Series 63 and Series 65 designations and has 36 years of industry experience. Prior to joining OSAIC in 2024, he spent 17 years at Woodbury Financial. He is also associated with CKM Capital Group, where he has been involved in the sale and servicing of fixed indexed annuities and non-variable insurance products. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, providing brokerage and investment advisory services through a broad network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios, and it offers access to third-party money managers and wrap programs.

John Sumner III is a CFP® with 26 years of industry experience and has been with Raymond James & Associates for 11 years. He serves as a finance and investment committee member for St Helena's Anglican Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets under management. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and consulting with a range of portfolio management styles and affiliated research.

Erica Webber is a Series 66 licensed advisor with Edward Jones, based in Okatie, SC, and has seven years of industry experience. She has been with Edward Jones since 1998, working continuously at the firm for over two decades. Outside of her advisory role, she is the owner of The Plucky Couple, LLC, a real estate business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages over $1 trillion in assets through a broad network of advisors and offers a range of advisory programs, investment strategies, and affiliated financial services.

Christopher Spires is a financial advisor with Raymond James & Associates in Bluffton, SC. He holds Series 63 and Series 65 licenses and has 28 years of industry experience, including 18 years with Raymond James. He serves on the advisory board of Coastal Carolina Hospital. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and municipal entities. The firm offers a range of financial planning and consulting services, employing various portfolio management styles supported by affiliated research and model managers.

Heather Venrick is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. She has worked at South Carolina Bank & Trust and LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Clay Corkern is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. Prior to his current role, he worked with The Prudential Insurance Company of America and Pruco Securities LLC. He has also held various positions outside the financial sector, including experience in the food service industry. LPL Enterprise serves a diverse client base ranging from individual and high-net-worth clients to retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a combination of advisory and brokerage services, utilizing model portfolios, third-party asset management, and a broad range of financial products through an integrated platform.

Robert Haug serves as a Branch Leader at Fidelity, a position he has held since 2025. Prior to this role, he gained experience as a Team Leader for Investment Solutions at Fidelity from 2021 to 2025 and briefly served as an Interim FC Leader in 2022. Before joining Fidelity, Robert worked as a Wealth Management Banker at US Bank from 2018 to 2021. His professional focus centers on understanding clients' unique financial needs through active listening and empathy. Robert emphasizes building strong relationships and creating an environment conducive to discussing financial goals. He prioritizes transparency and education to ensure clients are well-informed about their options and views financial planning as an ongoing process that requires regular reviews to adapt to changes. Robert aims to be a reliable partner to his clients, guiding them to pursue their long-term financial goals with confidence.