Kayla Fortanel is a financial advisor with Principal Financial Services, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Ameriprise and Freedom Planning Partners. Outside of advising, she serves as treasurer for the Chattanooga Medical Group Management Association and is a board member of The Hope House. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money managers through various advisory and promoter arrangements.

Celeste Friend is a CFP® professional with 24 years of experience in the financial services industry. She is currently with Voya Financial Advisors, Inc. and has previously worked at firms including Valic Financial Advisors and Bellwether Investment Group. Outside of advisory services, she also holds a position as an independent insurance agent. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer firm serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a blend of in-house and third-party investment strategies, emphasizing client-centered, often non-discretionary account management.

Darius Gallaher is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and bringing six years of industry experience. He has worked with Bankers Life Securities since 2020 and has been associated with Bankers Life & Casualty since 2017, where he also serves as a unit field trainer. Gallaher is involved in insurance sales and training activities outside of his advisory role. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, non-discretionary consulting, and retirement plan services. The firm employs fundamental, technical, and cyclical analysis to develop tailored asset allocations and portfolio management strategies aligned with clients' goals and risk tolerances.

Kyle Hodnett is a financial advisor at Bankers Life Advisory Services, Inc. with six years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Kyle also serves as an insurance agent and unit sales manager, where he manages and trains a team of agents and is appointed to write business for Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm uses a combination of fundamental, technical, and cyclical analysis methods to create tailored asset allocations and manages portfolios across various securities with periodic reviews and rebalancing.

Bobby Futch is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 designation and 14 years of industry experience. He has previously worked at Patton Albertson Miller Group, LLC for nine years and is currently associated with both Foundations Investment Advisors and Guardian Investment Advisors. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis along with model portfolios and asymmetric rebalancing, supported by a large network of affiliated offices and a range of investment and advisory services.

Julie Wilson is a financial advisor with Benjamin F. Edwards & Company, Inc. She holds Series 63, 65, and 66 licenses and has 31 years of industry experience. Her prior roles include positions at UBS Financial Services and Wells Fargo Clearing. Benjamin F. Edwards & Company is an integrated broker-dealer and registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, investment management consulting, brokerage services, and certain M&A advisory services.

Joseph Pollak is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and bringing 27 years of industry experience. He has worked at Benjamin F. Edwards since 2011, following prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension plans, charitable organizations, and corporations. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, investment management, brokerage, insurance products, and M&A advisory services.

Sandra Dittus is a Certified Financial Planner™ (CFP®) and Personal Financial Specialist™ (PFS™) with 11 years of industry experience. She is currently with Principal Financial Services and has previously worked at Raymond James Financial Services and Pinnacle Financial Partners. Dittus serves on several local investment committees, including the Jewish Federation of Greater Chattanooga and the Mizpah Congregation, and is Secretary/Treasurer of the Hamilton County Schools Fund for Excellence. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money managers through various advisory and promoter arrangements.

Christopher Ford is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 designations and bringing 40 years of industry experience. He has worked at SunTrust Advisory Services since 2016 and at SunTrust Investment Services, Inc. since 1996. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm implements advice through discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools to support manager selection and ongoing oversight.

Timothy Mc Dermott is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 credential and eight years of industry experience. His background includes roles at several firms, such as Guardian Investment Advisors LLC and AE Wealth Management, LLC. Outside of advising, he is involved in insurance sales through Guardian Investment Advisors. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis, offering tailored advice through model portfolios and employing third-party sub-advisers and custodians.

Lemana Fermic is a Series 66 licensed financial advisor with Bankers Life Advisory Services, Inc., bringing two years of industry experience. Prior to joining Bankers Life Advisory Services, she held roles at Bankers Life Securities, Bankers Life & Casualty, and Primerica, with earlier work experience in the hospitality sector. She is also appointed as an insurance agent authorized to write Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves primarily mass-affluent and high-net-worth individuals, offering discretionary portfolio management, investment consulting, and retirement plan consulting. The firm integrates fundamental, technical, and cyclical analyses to create tailored asset allocations and manages portfolios across a broad range of securities with periodic reviews and rebalancing.

Mitchell Oliver is a Series 66 credentialed financial advisor with 18 years of industry experience. He has worked at Stratos Wealth Partners, Ltd. and LPL Financial since 2012 and previously held a position with Wells Fargo Clearing from 2008 to 2012. Outside of his advisory work, he is involved in managing a business that buys and sells heavy equipment. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse range of clients, including individuals, retirement plans, corporations, nonprofits, and institutional clients, and offers a variety of investment services through an independent advisor-driven model and an open-architecture platform integrating multiple third-party managers.

Sheila Brooks is a financial advisor at Hornor, Townsend & Kent, LLC with 12 years of industry experience. She holds a Series 66 designation and has previously worked at SouthBridge Capital Partners LLC, The Leaders Group Inc, Union Financial, Principal Life Insurance Company, Principal Securities Incorporated, and Axa Advisors, LLC. Brooks also works as an independent insurance agent. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and a FINRA-member broker-dealer, managing a significant portfolio of discretionary and non-discretionary assets while working with third-party asset managers.

Joseph Donnovin Jr. is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds a Series 63 designation and has 44 years of industry experience. Prior to joining Benjamin F. Edwards in 2011, he worked at Wells Fargo Clearing and A.G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, and investment management consulting, utilizing both proprietary and third-party strategies.

Travis Poole is a CFP® professional with 18 years of industry experience, currently affiliated with Principal Financial Services. He previously worked at Northwestern Mutual for 15 years before joining Principal Securities Inc., Principal Life Insurance Company, and operating Poole Wealth Management since 2021. Outside of his advisory role, he owns an RV rental business and manages a seasonal vendor space and food sales operation during the world’s longest yard sale. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Charles Beech Jr. is a financial advisor at SPC with 24 years of industry experience. He holds the Series 66 designation and has been with SPC and Sigma Financial Corporation since 2006, following a year at Morgan Stanley DW Inc. His primary location is Chattanooga, TN. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through various account programs, maintaining close affiliations with broker-dealers and insurance agencies.

Jonathan Dutton is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 credentials and bringing 21 years of industry experience. His prior roles include positions at Freedom Street Partners, Raymond James Financial Services, and Ameriprise Financial Services. He is involved as an agent servicing insurance policies at Tandem Financial Partners and serves as an advisor and managing partner of the same firm. Steward Partners Investment Advisory, LLC is a large-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, providing both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Trey Norris is a Series 66-licensed financial advisor with one year of industry experience. He is currently with Empower Advisory Group and previously worked at Edward Jones and Thrivent Financial. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and savings rates, delivered through platforms connected to Empower’s recordkeeping and administrative services.

Amber Gardner is a financial advisor at Truist Advisory Services with four years of industry experience. She holds a Series 66 designation and has previously worked at Truist Investment Services and SunTrust Bank. Gardner serves as an executive board member of Signal Centers, a nonprofit focused on literacy, special needs, and early childhood education in Chattanooga, TN. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and manager selection programs, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Shawn Schwarz is a financial advisor with Truist Advisory Services, holding a Series 66 designation and four years of industry experience. He has been with Truist Advisory Services and Truist Investment Services since 2019 and also has a concurrent affiliation with the University of Tennessee Chattanooga since the same year. Prior to joining Truist, he worked at SunTrust and held roles at the Bank of Nova Scotia and ABC Christian Book Store. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary and non-discretionary management and integrates multiple inter-affiliate resources to support its AMC Advantage manager-selection program.