Deborah Lennon is a financial advisor at Edward Jones in Saint Augustine, FL, holding a Series 66 designation with nine years of industry experience. Prior to joining Edward Jones in 2017, she worked at Brooks Rehabilitation from 2012 to 2017 and operated a private practice, Deborah Lennon, OT, from 2002 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joshua Miller is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. His work background includes roles at Bank of America, Charter Communications, Sinclair Broadcast Group, and involvement in collegiate athletics at Stetson University and Syracuse University. He serves as a board member of the T S Foundation, an organization that hosts quarterly youth football clinics in memory of a local athlete. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Raymond Berger III is a financial advisor at Edward Jones in St. Augustine, FL, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2020, he worked at TIAA Bank / EverBank from 2015 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products supported by a large network of financial advisors and branch offices across the country.

Nathaniel Nusz is a financial advisor with Merrill, holding a Series 66 designation and bringing 11 years of industry experience. He has been with Merrill since 2009 and is also associated with Bank of America, N.A. Outside of his advisory role, he owns several rental properties in Florida and Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jake Burton is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and JPMorgan Chase Bank. Outside of finance, he was involved in automotive businesses in St. Augustine, Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates ESG criteria in its investment recommendations and delivers services through a select group of Wealth Advisors on a non-discretionary basis.

Charles Musil is a financial advisor with LPL Financial in St. Augustine, FL, holding a Series 66 designation and over 25 years of industry experience. His prior roles include positions at ARCH Global Advisors, Cadaret, Grant & Co., Inc., and American Portfolios Financial Services, Inc. Outside of advising, he is also involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various financial planning and advisory programs, utilizing model portfolios and research from multiple sources, along with discretionary and non-discretionary management options.

Brian Sharkey is a financial advisor at Equitable Advisors with 39 years of industry experience. He has held his current position since 1999 and also served at Axa Advisors, LLC from 1999 to 2020. Additionally, Sharkey is president of Executive Benefits Group, Inc., a third-party administrator specializing in non-qualified benefit plan record keeping and insurance, a role he has held since 1977. He also serves as president and director at EARC, a reinsurance firm. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party strategies with an emphasis on customized advisory models and fiduciary services.

Cory Caplinger is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds the Series 66 designation and is based in St Augustine Beach, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment solutions, including managed accounts, affiliated mutual funds, and tax-efficient services, operating under a fiduciary standard.

Cindy Valentino is a financial advisor with Merrill in St. Augustine, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Fitzmorris is a financial advisor with LPL Financial in St. Augustine, FL, holding Series 63 and Series 65 registrations and bringing 28 years of industry experience. He has worked at CUSO Financial Services, LP and Educational Community Credit Union since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

James Byrnes is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 37 years of industry experience, including prior roles at Eagle Strategies, NYLife Securities, and Rosenblatt Securities. In addition to his advisory work, Byrnes is also licensed as an insurance broker, selling life, disability, property and casualty, long-term care insurance, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and asset management through structured, collaborative engagements using advanced planning tools.

Jeffrey Willard is a financial advisor with Equitable Advisors in Saint Johns, FL, holding a Series 66 designation and 26 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors LLC, since 2000. Additionally, he serves as a trustee for his parent's trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a network of Investment Adviser Representatives and partners with third-party managers and advisory programs to deliver customized investment solutions.

Emily Ogilvie is the Vice President and Executive Services Regional Leader at Fidelity Investments. In this role, she leads a team of financial professionals dedicated to supporting clients through benefits optimization. Emily has extensive experience in the financial services industry, having held several leadership positions at Fidelity Investments since 2013. Her previous roles include Regional Director of Executive Services, Regional Center Support Leader, Team Leader for Workplace Planning and Advice, Help Desk Leader, Team Leader for Investment Solutions, and various roles focused on High Net Worth clients. Prior to joining Fidelity, she worked as a Financial Representative at USAA from 2010 to 2013. Outside of her professional responsibilities, Emily enjoys activities such as family time, fitness, outdoor adventures, running, and traveling.

Robert Kurchena Jr. is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and 24 years of industry experience. He previously worked at Edward Jones for nine years before joining Wells Fargo Advisors and Wells Fargo Clearing, where he has been since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and provides brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Brian Thelen is a CFP® with 27 years of industry experience, currently serving as a financial advisor at OSAIC since 2018. He previously worked at Signator Investors, Inc. for two years and has over a decade of involvement in fixed equity indexed annuities. Outside of his advisory role, he is the president of the River City Concert Band, a nonprofit organization in St. Johns, Florida, and is also a financial author. OSAIC serves a diverse client base, including individual and institutional investors, offering a range of advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools and third-party platforms to construct portfolios that include multiple asset classes and supports both discretionary and non-discretionary account management.

Brandon Kuhn is a CFP® professional with 13 years of experience in the financial services industry. He is currently affiliated with Mass Mutual Investors Services, where he has worked since 2017, and previously worked at MetLife Securities Inc. Kuhn is also the owner of Atlantic Coast Financial LLC, an entity established to manage commissions from his investment advisory business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and a collaborative annual planning process.

Daniel Goland is a financial advisor with LPL Financial in North Hampton, NH, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Prior to joining LPL Financial in 2018, he worked at The O. N. Equity Sales Company and Ohio National Financial Services. He is also the owner of Seacoast Tax Strategies, LLC, which provides tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management options supported by proprietary and third-party research.

Patrick Didomenico is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2014. Outside of advisory work, he is involved with Century Advisors, LLC, where he handles client communications and trade processing, and he also participates in tax preparation through Century Tax and Financial Services Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporate entities. The firm offers non-discretionary planning tailored to client goals using analytical tools and supports institutional consulting, with notable capabilities in municipal and public finance advisory services.

Victoria Tiehen is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and 19 years of industry experience. Her prior roles include positions at BB&T Bank, BB&T Securities, SunTrust Advisory Services, and Suntust Investment Services. She serves as a board member of the Flagler County Education Foundation and is involved with Melaleuca, a wellness company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing various portfolio management styles supported by in-house research and affiliated sub-advisers.

Christian Ramjohn is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2012, with prior roles at JPMorgan Chase Bank and a brief tenure at Amazon Inc. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.