Benjamin Reep is a financial advisor with Ameriprise in St. Augustine, FL, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for seven years before joining Ameriprise in 2019. He is also the CEO of Concho Bolo, a business focused on managing money and tax-related distributions. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides clients with detailed retirement income planning and tax-aware withdrawal strategies. The firm’s approach includes a centralized service team that develops customized recommendations using proprietary research and tools.

Jaclyn Caruso is a financial advisor at Fidelity with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021. Prior to that, she held positions at Lowe's Home Improvement, the University of North Florida, and Sherwin Williams. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Alexandra Roca Saladrigas is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has been associated with Fidelity Brokerage Services and FIDELITY Personal and Workplace Advisors for over eight years. Outside of her advisory work, she is co-owner of The Goodnight Shop, a comedy podcast based in Ocala, Florida, where she records and edits episodes. She works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process combining fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs.

Ronald Pricenor is a CFP® with 26 years of industry experience, currently serving at Merrill and Bank of America, N.A. since 2010. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he works part-time with Uber in a non-investment capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Chrystal Goland is a financial advisor with LPL Financial based in North Hampton, NH. She holds Series 63 and Series 66 credentials and has 18 years of industry experience. Prior to joining LPL Financial in 2018, she worked at THE O.N. Equity Sales Company and Ohio National Financial Services. She is involved with Seacoast Financial Network, a DBA for her LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with both discretionary and non-discretionary management options supported by research and model portfolios.

Mary Scholten is a financial advisor at Edward Jones with 11 years of industry experience. She holds the CFP® designation as well as Series 65 and Series 66 licenses. Prior to joining Edward Jones in 2022, she worked for Plante Moran financial advisors for nine years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors, offering various discretionary and non-discretionary investment strategies under a fiduciary standard.

Nicholas Colon is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the St. Augustine branch office. He joined Merrill Lynch in 2014 and specializes in working with high-net worth individuals, businesses, and families. Nicholas focuses on providing objective, custom wealth management advice centered on clients' specific goals, aiming to help them maintain focus on these priorities over the long term. He draws on his background in psychology to educate clients about the emotional aspects of investment decisions and assist them in avoiding common pitfalls. Nicholas holds a Bachelor of Science degree from the University of Central Florida. He has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Accredited Wealth Management Advisor (AWMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional role, Nicholas resides in Ponte Vedra, Florida. He plays lacrosse for the Jacksonville Armadillos and serves on the board of the River City Lacrosse Foundation.

Jennifer Setaro is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds the Series 66 designation and has been with UBS in various capacities since 2005. UBS Financial Services serves individual, corporate, and institutional clients through a blend of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor investment plans. The firm combines institutional trading capabilities with wealth management services, including fiduciary financial planning and a broad range of capital markets activities.

Andrew Burrell is a financial advisor with J.P. Morgan Securities in Saint Augustine, FL. He holds Series 66 and Series 63 licenses and has four years of industry experience. Prior to joining J.P. Morgan Securities, he worked at JPMorgan Chase Bank, N.A., and The Vanguard Group, Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Brian Frambes is a financial advisor with Edward Jones in St. Augustine, FL, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, JP Morgan Securities, and Lincoln Financial Securities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Robert Doll is a Series 66-credentialed advisor with Merrill, based in Saint Johns, FL, who has four years of industry experience. He has worked with Merrill since 2017 and with Bank of America N.A. since 2023. Prior to his financial roles, he was involved with Celebration Church of Jacksonville for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Deborah Lennon is a financial advisor at Edward Jones in Saint Augustine, FL, holding a Series 66 designation with nine years of industry experience. Prior to joining Edward Jones in 2017, she worked at Brooks Rehabilitation from 2012 to 2017 and operated a private practice, Deborah Lennon, OT, from 2002 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joshua Miller is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. His work background includes roles at Bank of America, Charter Communications, Sinclair Broadcast Group, and involvement in collegiate athletics at Stetson University and Syracuse University. He serves as a board member of the T S Foundation, an organization that hosts quarterly youth football clinics in memory of a local athlete. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Raymond Berger III is a financial advisor at Edward Jones in St. Augustine, FL, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2020, he worked at TIAA Bank / EverBank from 2015 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment products supported by a large network of financial advisors and branch offices across the country.

Nathaniel Nusz is a financial advisor with Merrill, holding a Series 66 designation and bringing 11 years of industry experience. He has been with Merrill since 2009 and is also associated with Bank of America, N.A. Outside of his advisory role, he owns several rental properties in Florida and Georgia. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jake Burton is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and JPMorgan Chase Bank. Outside of finance, he was involved in automotive businesses in St. Augustine, Florida. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates ESG criteria in its investment recommendations and delivers services through a select group of Wealth Advisors on a non-discretionary basis.

Charles Musil is a financial advisor with LPL Financial in St. Augustine, FL, holding a Series 66 designation and over 25 years of industry experience. His prior roles include positions at ARCH Global Advisors, Cadaret, Grant & Co., Inc., and American Portfolios Financial Services, Inc. Outside of advising, he is also involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, and institutions. The firm offers various financial planning and advisory programs, utilizing model portfolios and research from multiple sources, along with discretionary and non-discretionary management options.

Brian Sharkey is a financial advisor at Equitable Advisors with 39 years of industry experience. He has held his current position since 1999 and also served at Axa Advisors, LLC from 1999 to 2020. Additionally, Sharkey is president of Executive Benefits Group, Inc., a third-party administrator specializing in non-qualified benefit plan record keeping and insurance, a role he has held since 1977. He also serves as president and director at EARC, a reinsurance firm. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party strategies with an emphasis on customized advisory models and fiduciary services.

Cory Caplinger is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2015. He holds the Series 66 designation and is based in St Augustine Beach, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment solutions, including managed accounts, affiliated mutual funds, and tax-efficient services, operating under a fiduciary standard.

Cindy Valentino is a financial advisor with Merrill in St. Augustine, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.