Jason Hasson is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 credentials and 19 years of industry experience. He previously worked at Voya Financial Advisors and has operated Hasson Financial Inc. since 2012, where he also serves as president and independent insurance agent. Hasson is involved in his community as treasurer of the Hammock Oak Estates HOA. Cambridge Investment Research Advisors serves a diverse client base—including individuals, retirement plans, charitable organizations, and trusts—offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm provides multiple portfolio management options, including proprietary and third-party strategies, with a range of discretionary and non-discretionary solutions tailored to client objectives.

Donald David is the Resident Director and Wealth Management Advisor at Merrill, where he helps clients preserve and grow their wealth aligned with their financial goals. He has been serving the Fort Walton Beach and Destin community for over 35 years, combining his extensive background in banking and financial services to provide comprehensive wealth management planning. With over 20 years of banking experience as a Senior Vice President and a financial services career dating back to 1986, Donald offers expertise in investment and retirement planning, loan management, business strategic planning, family wealth management strategies, and retirement income. He holds several professional designations, including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his Bachelor's Degree from the University of Florida. Donald is committed to ongoing client communication and service to achieve client goals. He participates actively in the community through involvement with the Kiwanis Club of Destin and the Local Planning Agency of the City of Destin. Outside of work, he enjoys football, spending time with his family, and traveling.

Jeremy Cronin is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. His work history includes roles at Cetera Investment Services, Hancock Whitney Bank, Regions Bank, and Keller Williams. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that provides access to affiliated and third-party managers, with over 10,000 advisors and $256 billion in assets under management.

Cynthia Lee is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. Her prior roles include work at Foundations Investment Advisors, Wilson Insurance & Financial, and media companies in Florida. She is also involved in managing operations and marketing for Wilson Insurance & Financial, where she assists with sales and policy development. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting supported by extensive research and analytics.

Rachel Miller is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her prior work includes positions at The St. Joe Company and Greenwood/Asher & Associates. She is based in Niceville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutions.

Joseph Rizza is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he serves as power of attorney for family members to assist with investment-related matters. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Richard Grodzicki is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and 52 years of industry experience. He previously worked for UBS Financial Services for 15 years before joining Morgan Stanley in 2024. Morgan Stanley Wealth Management offers a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling techniques but generally acts in an advisory capacity rather than as a fiduciary for retirement accounts without separate engagement.

Joseph Serrato III is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

William Lamm is a financial advisor with Edward Jones in Niceville, FL, holding a Series 63 designation and 24 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

William Dugger is a financial advisor with Robert Baird & Co. in Santa Rosa Beach, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with J.J.B. Hilliard, W.L. Lyons, Inc. and Hilliard Lyons since 1998 and joined Robert Baird in 2019. Outside of his advisory role, he is a rental property owner. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group provides consulting and portfolio services tailored to client goals using a variety of investment strategies and management approaches.

Duncan Conroy is a financial advisor with LPL Financial in Santa Rosa Beach, FL, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2021, he worked for Southern Airways Express from 2016 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm provides a range of advisory programs, financial planning, and consulting services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

David Dowden is a financial advisor with Ameriprise in Niceville, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years and Wealth Management, LLP for 21 years. Outside of his advisory role, he manages a private family corporation used for insurance and consulting activities. Ameriprise offers retirement-income planning services focused on clients with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Robert Coletta is a financial advisor with OSAIC in Santa Rosa Beach, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at LPL Financial, Centennial Bank, and Investment Professionals, Inc. Outside of his advisory work, he owns a sole proprietorship related to insurance and serves as a trustee managing a family trust. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated advisory and brokerage services. The firm employs various asset-allocation tools and third-party platforms to manage portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

John Hodges III is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. He has worked at LPL Financial since 2018 and concurrently serves as Vice President and Private Banker at Capital City Bank. Prior to these roles, he held positions at Wells Fargo Clearing and Wells Fargo Bank NA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Travis Hoyt is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2019, following a 12-year tenure at Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

William Sadler is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked at LPL Financial since 2018, with prior experience at INVEST Financial Corporation. Outside of advisory services, he owns a leadership training business and is the author of a book on leadership. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and various management options.

Joseph Trocchio is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has previously worked at Merrill and Bank of America. Outside of his advisory work, he serves as a minister performing wedding ceremonies through the Universal Life Church Monastery Storehouse. UBS Financial Services, Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and employs proprietary research and model-based asset allocations to tailor client plans.

John Keating is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Oppenheimer & Co. Inc and Moors & Cobat. Keating is involved in non-variable insurance activities alongside his advisory role. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Jeffrey Dannelly is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has worked with Cetera and its affiliated entities since 2022 and has also served with Hancock Bank and Hancock Investment Services since 2013. In addition to his advisory role, he works as a private banker for Hancock Whitney. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services supported by multiple program structures and affiliations.

Jonathan Tallman is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at SagePoint Financial for 12 years. He is also the owner of The Tallman Group, LLC, an insurance sales and service business he has operated since 2010. OSAIC serves a wide range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of advisors and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may contain diverse investment types across discretionary and non-discretionary accounts.