Helena Rice is a financial advisor with Edward Jones in Gulf Breeze, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm provides a range of advisory services including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Patton is a CFP® and CFA® affiliated with Stifel in Pensacola, FL, with 14 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he serves as Treasurer for the Rotary Club of Pensacola - Five Flags. Stifel serves a broad client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Jarrod Dawson is a Series 66-licensed financial advisor with Raymond James & Associates in Pensacola, FL, where he has worked since 2022. He has nine years of industry experience, including roles at Bank of America and Merrill. Dawson serves as an advisory board member for Big Brothers Big Sisters of Northwest Florida, a mentoring organization focused on underprivileged youth. Raymond James & Associates oversees approximately $501 billion in assets and serves a diverse client base, including individuals, institutions, and municipal entities. The firm offers non-discretionary investment consulting, financial planning, and institutional fiduciary services, supported by a range of portfolio management styles and affiliated research.

Dmitri Green is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kyle Fortman is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. His previous roles include positions at Fidelity Investments, Fidelity Brokerage Services LLC, Aflac, and New York Life. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Noah Gilliland is a financial advisor with Raymond James Financial based in Pensacola, FL. He holds a Series 66 designation and has been with Raymond James and affiliated firms since 2025. Prior to his advisory role, he worked in the retail sector and held positions in education at Choctawhatchee High School and Ramstein Middle School. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through unique affiliations.

Nathanael Allen is a CFP®-certified financial advisor with nine years of industry experience, currently with Charles Schwab in Pensacola, FL. His career includes several roles within Charles Schwab entities and TD Ameritrade, as well as a position at FSA Investment Group LLC. He serves as a Budget and Finance Committee member for Trinity Presbyterian Church. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a comprehensive investment guidance platform supported by multi-asset model portfolios and due diligence on alternative investments.

Patrick Lanza is a financial advisor with Cambridge Investment Research Advisors in Pensacola, FL, holding Series 63 and Series 65 licenses and with 15 years of industry experience. He has worked with Lambert Lanza CPAs and operates Lanza Financial Services, LLC. Lanza also serves as a board member for Mission Ascend, Inc. and holds a treasurer position with the Creighton Center Owners' Association, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement advisory, and financial-wellness services through a network of independent professionals, employing both proprietary and third-party strategies across multiple platforms.

Richard Poirier is a Wealth Management Advisor with Merrill Lynch Wealth Management. He assists clients with integrated and custom wealth management strategies aimed at helping them pursue their financial goals, including retirement income planning, education funding, tax minimization strategies, and estate planning services. Richard's client focus areas include college education planning, equity compensation services, philanthropic planning, portfolio management, and socially responsible investing, among others. He holds a Bachelor's degree from the Georgia Institute of Technology and a High School Diploma from The Bolles School. Richard has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Richard is involved in his community through organizations such as the First Baptist Church of Pensacola, the Pensacola State College Foundation Board of Governors, and has served on the board of the Pensacola Symphony Orchestra. He lives in Pensacola, Florida, with his wife Claire and their two children.

Bevin Countryman is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Bevin works closely with clients to understand their priorities and develop strategies aimed at achieving their short-, mid-, and long-term financial goals. Bevin provides guidance on a range of financial topics including investing, retirement planning, and preparation for unforeseen expenses. Clients also have access to additional resources through Bank of America specialists in banking, credit, home financing, and small business solutions. Bevin's expertise covers areas such as college education planning, corporate executive services, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Bevin holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Bevin earned a Bachelor's Degree from Northern Illinois University. Outside of work, Bevin enjoys activities including baseball, biking, boating, cooking, golfing, music, reading, spending time with family, traveling, and volleyball.

Stephen Bryars is a financial advisor with MassMutual Investors Services, holding the ChFC® designation and Series 63 and 65 licenses. He has 44 years of industry experience, including prior roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he serves as an agent with Bryars Financial Group, focusing on individual life, health, fixed annuities, and long-term care insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, ongoing planning engagements using firm-approved software and delivers written recommendations without investment discretion.

Michael Mabire II is a financial advisor at Stifel based in Pensacola, FL, holding a Series 66 designation. He has worked in the financial services industry since 2021, with experience at New York Life Insurance Company and Atlas Financial Strategies LLC. Mabire also attended the University of West Florida from 2022 to 2025. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Emory Wilkinson is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling as part of its financial planning process.

Bret Lomax is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He joined Merrill in 1995 and provides a broad range of financial services including investment management, retirement planning, trust and estate planning strategies, wealth preservation and insurance planning, liability management, strategies for concentrated equity positions, and business and retirement plans. He graduated from the University of West Florida in 1986 with a Bachelor of Science in Accounting and a Minor in Finance. Prior to joining Merrill, Bret worked as a staff accountant with Deloitte Haskins & Sells (now Deloitte Touche) in public accounting and as an insurance agent and investment advisor with Northwestern Mutual. His professional experience allows him to understand individual, family, and business financial needs and develop long-term strategies for growth, preservation, and transfer of assets, working closely with clients' attorneys and CPAs to maximize tax efficiency and financial stability. Bret holds the Personal Investment Advisor (PIA) designation. Bret is a native of Pensacola and resides in Pace with his wife, Susan. They have two grown children and are active members of their local church and participate in civic organizations, including The Rotary Club of Pace.

Christina Straut is a financial advisor with Ameriprise in Pensacola, FL, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliated entities since 2012. Outside of her advisory role, she is involved with Hub and Spoke Operational Support Services, LLC as a paraplanner. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with substantial investable assets. The firm offers a combination of advisory, brokerage, and insurance solutions, using a centralized consulting team and algorithmic tools to deliver tailored, tax-efficient retirement income recommendations.

Michael Baggett is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. His career includes long tenures at Merrill and Bank of America, prior to joining Morgan Stanley. He is also a member of Angel Investor Management Group LLC, which provides access to investments in early-stage companies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad array of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market modeling techniques.

Tod Wilson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers comprehensive investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources while providing both brokerage and advisory solutions.

William Francis is a financial advisor at Stifel with 29 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining Stifel in 2009, he worked at UBS Financial Services beginning in 2003. Outside of his advisory role, he is the owner and president of Tailgate Toolbelt LLC, a company that manufactures outdoor goods for camping and emergency response personnel. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Zachary Brooks is a CFP® professional with nine years of industry experience, currently affiliated with LPL Financial. He previously worked at Edward Jones for seven years and spent nine years at Sherwin-Williams prior to that. Brooks is involved with OBAAT Investment LLC, a business entity for tax and investment purposes. LPL Financial serves a diverse client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Blane Nauck is a financial advisor at Ameriprise with two years of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Ameriprise, he worked at NYLIFE Securities LLC and New York Life. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.