Timothy Schossow is a CFP®-credentialed financial advisor with Valic Financial Advisors, bringing 16 years of industry experience. He has worked at Valic Financial Advisors since 2011 and has held a position with Agia since 2022. Outside of his advisory work, he operates BEACH BUM TROLLEY, providing transportation services for events such as weddings and military reunions in Pensacola, FL. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction and management.

Donna Rowell is a financial advisor with Eagle Strategies (NY Life) based in Pensacola, FL. She holds Series 63 and Series 65 licenses and has nine years of industry experience. Donna has been with Eagle Strategies since 2019 and has also worked at NYLIFE Securities LLC and New York Life Insurance Co. since 2017 and 2016, respectively. She is additionally engaged as an insurance broker for non-registered insurance products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types tailored to client objectives, with most assets managed on a non-discretionary basis and a focus on fiduciary responsibilities to retirement investors.

Alexander Hoffman is a financial advisor with Empower Advisory Group in Milton, FL, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at GWFS Equities, U.S. Bancorp Investments, U.S. Bank, Fifth Third Bank, and Fidelity Brokerage Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Richard Boehm Jr. is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds Series 63 and Series 65 designations and has 34 years of industry experience. Prior to joining Benjamin F. Edwards in 2026, he worked for Stifel Independent Advisors, LLC for 17 years. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, pension and profit-sharing plans, charitable organizations, corporations, and institutions. The firm offers a range of investment management and financial planning services through consolidated discretionary and non-discretionary wrap programs, utilizing strategies managed internally and by third parties.

Paul Gormanson is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to his current role starting in 2022, he worked with Bankers Life Securities, Inc. and Bankers Life. Outside of advising, he manages a team of insurance agents and is involved in sales and training within Bankers Life’s insurance operations; he also occasionally sells unused vacation timeshare weeks through an online platform. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan services. The firm uses a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across various securities with periodic rebalancing and performance reviews.

Steven Barry is a CFP®-designated financial advisor with 27 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. He has served as an elected County Commissioner for Escambia County, Florida since 2013. Barry also owns Contract Insurance Services, a property and casualty insurance franchise, and operates as an independent insurance agent. United Planners Financial Services of America is a national wealth-management enterprise serving a diverse client base, including individual investors, retirement plans, corporations, trusts, and estates. The firm offers advisory and brokerage services through independent Investment Adviser Representatives and emphasizes predominantly non-discretionary account management.

Michael Hoeflich is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to this, he worked at Ameriprise Financial Services, Inc. for 15 years. He is a board member of the Rotary Club of Gulf Breeze. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Kristopher Marion is a financial advisor with Mass Mutual Investors Services in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. and New England Securities. Additionally, he is a licensed agent for individual life and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software tools to develop collaborative, goal-based plans.

Benjamin East is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and two years of industry experience. He previously worked at Abeka Services, Inc. for 17 years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. in 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Secular Return Estimates and Monte Carlo simulations, to support its financial planning process.

John Shoemaker is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Charles Schwab since 2000 and at Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides integrated advisory, brokerage, custody, and cash-sweep services.

William Mertins is a financial advisor with OSAIC in Pensacola, FL, holding a Series 63 designation and 39 years of industry experience. His prior roles include positions at Woodbury Financial Services and Raymond James Financial Services, and he is also the owner of William Mertins Photography, a sole proprietorship focused on portrait and landscape photography. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with access to multiple platforms, utilizing asset-allocation tools and third-party managers to construct portfolios including a range of asset types tailored to client preferences.

Beverly Currin III is a financial advisor with LPL Financial in Pensacola, FL, holding a Series 63 designation and over 36 years of industry experience. He has been with LPL Financial since 1998 and also operates Currin Insurance & Investments, Inc., which provides insurance services alongside his advisory work. Beverly is involved in non-variable insurance activities through Acentria/Foundation Risk Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Paul Snider is a financial advisor with Morgan Stanley in Pensacola, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2010. He serves on the Baptist Healthcare Investment Subcommittee in Pensacola as a board member. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning that utilizes firm-approved tools and models to assist clients in making informed decisions.

John Strickler is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Morgan Stanley and Hancock Whitney Bank. He serves as a board member and president for Trinitas Christian School. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with access to various investment strategies and program structures.

Amelia Pate is a Series 66-licensed financial advisor with STIFEL, based in Pensacola, FL. She has six years of industry experience, including five years at Huron Consulting - Studer Group before joining STIFEL in 2019. Outside of her advisory role, she is involved with The Society of the Debutante Charity Cotillion, serving on the ball and floral committee to support fundraising for educational and charitable purposes. STIFEL serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach utilizes proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Diane Lindsey is a financial advisor with Edward Jones in Gulf Breeze, FL, holding a Series 66 designation and 15 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a network of more than 23,700 advisors nationwide. The firm offers a range of advisory strategies and affiliated investment options under a fiduciary standard.

Bryn Markey is a financial advisor at Wells Fargo Advisors with 13 years of industry experience. He previously worked at Raymond James Financial Services and Raymond James Financial Services Advisors Inc. Outside of his advisory role, Markey owns and oversees a self-storage business and operates a firm providing divorce planning solutions. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, delivering tailored recommendations through a variety of niche planning options and investment products.

Melissa Matteson is a financial advisor at Merrill with 22 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2009 and Bank of America, N.A. since 2015. Outside of her advisory role, she works as a dance fitness instructor at Anytime Fitness. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, with portfolio implementation varying by strategy and incorporating tactical asset allocation and tax-aware options.

Cover Brooks is a financial advisor at Morgan Stanley with five years of industry experience. Prior to joining Morgan Stanley in 2020, Brooks worked for 14 years at International Paper. Brooks serves as Treasurer and board member of the Pensacola Womens Alliance, a local civic organization. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers investment management through various programs and affiliated entities.

Helena Rice is a financial advisor with Edward Jones in Gulf Breeze, FL, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including various types of households and organizations, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies under a fiduciary standard, supported by a nationwide network of financial advisors and branch offices.