Lacy Baluta is a financial advisor at Raymond James & Associates with four years of industry experience. She holds a Series 66 designation and has worked previously at J.W. Cole Advisors, Inc., Financial Cornerstone Group, Borboleta Beauty, and SHOW READY Salon, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Ryan Mcdonough is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Blake Lindquist is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank. Outside of finance, he was involved in the restaurant industry with roles at Pizza Gallery and Grill. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to deliver written recommendations as part of collaborative, annual client relationships.

Ellen Lausterer is a financial advisor with Raymond James & Associates in Melbourne, FL, holding a Series 66 designation and 16 years of industry experience. She previously worked at UBS Financial Services Inc. for 15 years before joining Raymond James in 2023. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services.

Brent Detweiler is a financial advisor at Raymond James Financial with seven years of industry experience. He holds the Series 66 designation and has worked previously at Truist Investment Services and SunTrust Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through unique affiliations within the industry.

Darlene Colbert is a financial advisor at Fidelity with 27 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes five years at Merrill and twenty years with Fidelity Brokerage Services, Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methods and AI in research and its advisory role to several registered investment companies and fund-of-funds.

Christopher Fitzgerald is a financial advisor with Edward Jones in Indian Harbour Beach, FL, holding the CFP® designation and Series 66 license. He has 11 years of industry experience, including 12 years at Edward Jones. Outside of his advisory role, he manages Fitzgerald Land Holdings LLC, a real estate holding company focused on long-term investment land acquisitions. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management supported by a nationwide network of more than 23,000 advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Ducharme is a CERTIFIED FINANCIAL PLANNER™ professional with over 33 years of industry experience. He has worked at Raymond James & Associates since 2019, following a 23-year tenure at UBS Financial Services and Paine Webber. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutional clients, and public entities, offering financial planning, investment consulting, and municipal advisory services.

Vika Schuhart is a financial advisor at Raymond James & Associates with seven years of industry experience. She holds a Series 66 designation and has worked at firms including Merrill Lynch, Bank of America, and Edward Jones. Her current tenure at Raymond James began in 2022. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and non-discretionary investment consulting through a range of portfolio management styles and affiliated research.

Kateryna Yergina is a financial advisor at Wells Fargo Advisors with eight years of industry experience. She holds a Series 66 designation and has worked within Wells Fargo’s network since 2015. Outside of advising, she manages rental properties in Indialantic, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory offerings with other financial products and referral channels.

Angelo Oddo is a financial advisor with Raymond James & Associates in Melbourne, FL, holding Series 63 and Series 66 licenses and having 27 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, providing tailored, non-discretionary financial planning and consulting supported by extensive research and diverse portfolio management options.

Lisa Schnoke is a financial advisor with Ameriprise in Rockledge, Florida, holding a Series 66 designation and 12 years of industry experience. She has been with Ameriprise and its affiliate since 2006. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that analyze income sources, Social Security options, and tax-efficient withdrawal strategies. The firm employs a centralized consulting team and uses a combination of research, modeling, and algorithmic tools to generate personalized recommendations.

Rebecca Byron is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and bringing 20 years of industry experience. She has worked with Raymond James entities since 2009 and serves as an associate at Crane Private Wealth Group. Outside of her advisory roles, she has been involved with the Eau Gallie Harbor Club Condominium Homeowners Association since 2014. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and consulting through analytical tools and supports municipal and public-finance work with specialized advisory programs.

John Sivolella is a financial advisor with Edward Jones in Melbourne, FL, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment options supported by a large national network of advisors and branches.

Chelcey Madrid is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds a Series 66 designation and has worked at Raymond James Financial Services Advisors, Inc. since 2018. Outside of her advisory role, she serves as an operations manager at CPA Financial Enrichment Group LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains unique affiliations that enhance its municipal and public finance services.

Alexander Schwarz is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Avantax entities and Trinity Wealth Securities, and he serves as a Technical Sergeant and Special Missions Aviator in the United States Air Force Reserve. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and managers.

Jason Vaughn is a financial advisor at Edward Jones in Melbourne, FL, with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Fifth Third Securities, PNC Investments, Wells Fargo Clearing, and Cetera. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard with approximately $1.01 trillion in assets under management and a nationwide network of financial advisors and branch offices.

Altair Watson is a financial advisor at Edward Jones in Melbourne, FL, holding the Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment strategies and affiliated financial products supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Matthew Scott is a financial advisor with Osaic Wealth, Inc. holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bankers Life Securities, Bankers Life & Casualty, and Regions. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing tools such as asset-allocation models and risk-tolerance questionnaires to construct portfolios across multiple asset classes, supported by various third-party platforms and program options.

Thomas Shepherd is a financial advisor with Primerica Advisors in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2003. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a wrap-fee structure. The firm curates third-party asset managers and manages portfolio implementation through BNY Mellon Advisors.