Harry Robinson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 32 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management Inc. since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers holistic, goal-based financial planning combined with managed-account programs under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management services.

Frederick Clerici is a financial advisor with Robert Baird & Co. who holds a Series 66 designation and has 27 years of industry experience. He worked for Hefren Tillotson, Inc. for 23 years before joining Robert Baird & Co. in 2022. Clerici serves as a board member on the investment and finance committee of Heritage Valley Health System. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves high net worth individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm utilizes a variety of portfolio management strategies, including discretionary and non-discretionary approaches, and emphasizes ongoing manager selection and internal research in its advisory services.

Daniel O'Neill is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he is a manager for Auburn Erik LLC, a residential rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market outlooks.

John Dobay is a Financial Advisor with Merrill Lynch Wealth Management. Based in Sebastian, Florida, he has been assisting individuals in planning for their financial goals since 1995. Before beginning his advisory career, John served 11 years in the military. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, legacy planning, personal retirement planning, special needs planning strategies, and retirement income. John follows Merrill’s tradition of community participation and spends time volunteering with local organizations. John holds a High School Diploma from Maplewood High School and has completed an Accredited Certificate Program from The American College of Financial Services. He lives with his wife Dawn and their four boys, along with two granddaughters. Outside of work, John enjoys adventure sports, boating, cooking, football, music, traveling, and spending time with his family.

Scott Schwartz is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management. He partners with individuals, families, and business owners to develop personalized, goals-based financial strategies focused on areas such as education planning, family wealth management, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Scott earned both his Bachelor of Science and Master of Science degrees in Accounting from the University of Florida. He holds the Certified Public Accountant (CPA) designation and is a CERTIFIED FINANCIAL PLANNER® certificant. Prior to joining Merrill Lynch, Scott worked as a Senior Associate at PricewaterhouseCoopers in New York City, where he gained experience in financial analysis and strategic consulting. He serves clients in Vero Beach, throughout South Florida, and across the country, and is a partner of the Shambo, Schwibner & Schwartz Wealth Management Team at Merrill. Outside of his professional career, Scott is involved in his local community and serves as President of the Scholarship Foundation of Indian River County. He is also involved with the Indian River County Healthy Start Coalition. Scott enjoys cooking, golfing, hiking, ice hockey, running, and spending time with his family.

George Bryan is a financial advisor at Stifel in Vero Beach, FL, holding a Series 66 designation with one year of industry experience. His prior experience includes roles at Sumitomo Mitsui Banking Corporation and Morgan Stanley, as well as a position with the New York Yankees. Stifel serves a diverse client base, including individuals, institutions, and charitable organizations, providing brokerage and advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Devin Reed is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, personal retirement planning, and financial guidance for women. She began her career in the financial services industry in 2004 and is committed to implementing Merrill’s goals-based wealth management process to help clients allocate resources and develop strategies aligned with their individual priorities and goals. Devin holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) designation. She earned her High School Diploma from Western High School and an Associate's Degree from Indian River State College. Devin focuses on customizing financial plans to address significant life transitions such as retirement, legacy planning, wealth accumulation, and business restructuring, serving a diverse client base including business owners, professionals, families, and individuals in Vero Beach, South Florida, and nationwide. In addition to her financial advisory career, Devin is the inventor and former CEO of Molar Muncher, a baby teething product she created to meet a need she identified when she had her first child. A native of South Florida, she currently resides in Vero Beach with her family. Her personal interests include boating, cooking, fishing, gardening, music, and spending time with her family while enjoying the Florida lifestyle.

Betty Marzec is a Series 66–licensed financial advisor with nine years of industry experience, currently practicing at Edward Jones since 2017. Prior to joining Edward Jones, she was involved in health and fitness with BettaBFit Health & Fitness and worked at Low Associates. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Krysta Wright is a financial advisor at Raymond James Financial with Series 66 credentials and four years of industry experience. She has worked with various Raymond James affiliates since 2015. Outside of advising, she serves as treasurer for the nonprofit Dancing Horse Dressage & CT and acts as a healthcare power of attorney for her mother. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports its clients through advisory programs and institutional consulting.

Todd Winter is a CFP® professional with 24 years of experience in financial advising. He is currently with Ameriprise Financial Services, LLC since 2020 and has prior experience at Stifel Nicolaus & Co Inc and Wells Fargo Clearing. Outside of his advisory work, he has participated as a volunteer table leader for a financial literacy course at Christ Fellowship Church in Vero Beach, FL. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies. Their approach involves collaborative, non-discretionary recommendations supported by proprietary research and third-party data.

Douglas Paul is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 27 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Banc of America Investment Services, Inc. He operates in Vero Beach, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports advisors with model portfolios, third-party subadvisors, and technology tools, managing over $819 billion in discretionary assets through a large network of advisors.

Peyton Massie is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, Massie worked at UBS Wealth Management and spent four years at Rollins College. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of advisors and substantial assets under management.

Maria Klipstine is a financial advisor at Merrill with 27 years of industry experience. She holds the Series 63 designation and has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1998. Outside of her advisory role, she owns Marick Builders, Inc. and serves as an officer for two charitable foundations, the Smith Family Foundation and The MJ and ABS Foundation, both based in Vero Beach, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Shambo is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads a team of ten professionals who focus on providing goals-based wealth management services to a select number of families. Their approach includes coaching multiple generations through family dynamics related to wealth preservation and succession planning. Brian holds a Bachelor's Degree from the College of Charleston and a High School Diploma from Providence Day School. He has pursued executive education programs at Harvard University, Dartmouth Tuck School of Business, Duke Fuqua School of Business, and Wharton Executive Education. Additionally, he has earned multiple industry certifications including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Investment Management Analyst® (CIMA), Certified Private Wealth Advisor® (CPWA), and Certified Divorce Financial Analyst™ (CDFA). Outside of his professional role, Brian is involved with the Indian River Community Foundation. He enjoys a range of outdoor activities including baseball, basketball, boating, boxing, fishing, football, golfing, soccer, softball, and swimming.

James Hart is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has been with Raymond James Financial in various capacities since 2012, and previously worked at Williams Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, while also maintaining specialized programs for municipal and public finance clients.

Ryan Bass is a financial advisor with Raymond James & Associates in Vero Beach, FL, holding a Series 66 credential and 11 years of industry experience. He has been with Raymond James since 2015. Outside of his advisory role, Bass serves on the finance committee and board of directors for the Mental Health Association of Indian River County and is involved with businesses including Avallon Assets LLC and A Parent Media Co. Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension plans, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Dylan Dean is a financial advisor at Fidelity with two years of industry experience and holds the Series 66 designation. Prior to joining Fidelity, he was involved in property management as a partner and director at Dean's Property Management in Vero Beach, Florida. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

James Britt is a financial advisor with Morgan Stanley in Vero Beach, FL, holding a Series 66 designation and bringing 23 years of industry experience. His career includes roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2010, and UBS Financial Services from 2007 to 2010. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Blake Callahan is a financial advisor with J.P. Morgan Securities in Vero Beach, FL, holding a Series 66 designation and 15 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2013 and was previously with Merrill from 2011 to 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence with both quantitative and qualitative research and incorporates ESG considerations within a framework of eligible strategies.

Josue Suarez is a financial advisor at Morgan Stanley in Vero Beach, FL, with 2 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab & Co., Inc., Bellco Credit Union, and several other firms. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach utilizes structured discovery and proprietary tools to tailor strategies without offering specific security recommendations as part of standalone planning.