Walter Guilfoyle is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at J.P. Morgan Securities LLC, JPMorgan Chase Bank, NA, and Santander Bank. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using Schwab’s proprietary models and research tools, with trades executed only upon client authorization.

William Nelson is a financial advisor at Kestra Advisory with 42 years of industry experience. He has held positions at Kestra Advisory and Kestra Investment Services since 2020 and previously worked at Calton & Associates, Inc. for 33 years. Nelson serves as secretary and treasurer on the board of directors for P. G Sarres Inc., where he is involved in financial accounting and lease negotiations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad range of institutional and individual clients, offering services including fiduciary consulting, plan design, and plan-level investment advice. The firm manages approximately $79.8 billion in assets and serves clients such as sovereign wealth funds, using multiple management platforms and third-party solutions within its supervisory framework.

Russell Mercier is a financial advisor at AE Wealth Management, LLC, holding a Series 65 credential with three years of industry experience. He previously worked at Fisher Investments, Big Financial Services LLC, and American Senior Benefits. In addition to his advisory role, he is engaged in insurance sales through Trident Retirement Group. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a broad mix of clients, including individuals, corporations, trusts, and ERISA plan sponsors. The firm manages approximately $49.8 billion using discretionary model portfolios and a combination of fundamental, technical, and cyclical investment strategies.

Michael Garaja is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Transamerica Investors Securities Corporation and TRANSAMERICA Retirement Solutions since 2013. Outside of his advisory role, he also works part-time as a driver for Uber. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice programs, investment education services, and personalized portfolio construction supported by Morningstar Investment Management.

Franklin Lefler Jr. is a CFP® with 31 years of industry experience, currently serving at Truist Advisory Services. He has worked with Suntrust Advisory Services and Suntrust Investment Services since 2009. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and a manager-selection program, combining discretionary and non-discretionary strategies supported by AI-enabled research and integrated inter-affiliate resources.

Ryan Bates is a financial advisor with AE Wealth Management, LLC in Lakeland, FL, holding a Series 65 credential and 12 years of industry experience. His prior roles include positions at Saxony Securities and Kalos Management. He serves as Chapter President for the American Financial Education Alliance in Polk County, FL, where he conducts financial education workshops. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individual households, corporations, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs, employing fundamental, technical, and cyclical analysis methods across various investment strategies.

Tierra Rose is a financial advisor at Truist Advisory Services with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Truist entities since 2017, as well as Charles Schwab prior to that. Outside of her advisory role, she is the owner of T. Rose Properties LLC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a structured supervisory framework.

Connie Corjay is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab, USAA Financial Advisors, and Morgan Stanley. Connie has spent multiple years at T. Rowe Price across two periods totaling nine years. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily to individual investors and households. The firm uses proprietary mutual funds and ETFs within model portfolios that emphasize tax-aware strategies and employs an online planning tool combined with advisor telephone support.

Michael Globenfelt is a CFP® professional with 20 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and has held prior roles at USAA Financial Advisors, Charles Schwab Bank, and Wells Fargo Clearing. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, relying on Charles Schwab’s asset-allocation models and internal research tools to guide investment selection and wealth management.

Digna Feliciano is a financial advisor at GWN Securities Inc. with 24 years of industry experience. She holds the Series 66 designation and has been with GWN Securities since 2015. Feliciano has served as a member at large and chapter treasurer for Delta Tau Lambda Sorority, Inc., previously holding the position of chapter president. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs and financial planning. The firm employs a combination of discretionary portfolio management and model portfolios, using various affiliated and unaffiliated sub‑advisers along with technology-driven platforms.

Jason Webster is a financial advisor at Sanctuary Advisors, LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Sanctuary Securities, Inc. and Alluvial Private Wealth. Before entering the financial industry, he served in the US Postal Service and the US Naval Reserve. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, and charitable organizations. The firm supports its network of over 400 independent advisors with portfolio management, retirement consulting, and multiple investment strategies, acting as a fiduciary under written agreements.

Guy Thomas is a financial advisor with Transamerica Financial Advisors, holding a ChFC® designation and Series 63 license, with 31 years of industry experience. His career includes roles at Massachusetts Mutual Life Insurance Company and Nexa Mortgage, LLC, where he currently works as a mortgage loan originator. In addition to his advisory work, he is involved in commercial real estate brokerage and advisory services. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes a model portfolio approach with third-party managers and digital platforms to deliver investment advisory and retirement plan services.

Michael Bratsztein is a CFP® professional with over 32 years of experience in the financial services industry. He currently serves at Schwab Wealth Advisory and has previously worked at USAA Financial Planning Services, Merrill, and Truist Investment Services. His career includes roles focused on investment management and financial planning. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Charles Schwab’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Christian Anderson is a financial advisor with First Command Advisory Services holding a Series 66 designation and four years of industry experience. He has held positions at Lux Advisory LLC and various First Command entities since 2021. Outside of his advisory work, Anderson is the author and president of Cristiano Licavoli LLC, through which he publishes his book titled "Self Actualization." First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects portfolios and third-party managers from prescreened lists.

Chester Blackmon is a financial advisor at AE Wealth Management, LLC with seven years of industry experience. He holds a Series 65 designation and has worked at firms including Trident Retirement Group, Horter Investment Management, Big Financial Services, and Accurate Advisory. Outside of his advisory role, he is the owner of Trident Retirement Group, which involves insurance sales and services. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining various model portfolios and discretionary management, supporting advisors with internal consulting and model licensing programs.

Caleb Johnson is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds Series 66 and Series 63 designations and has worked at Prudential Investment Management Services LLC and Prudential Insurance Company of America before joining Empower. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, leveraging an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates, serving a large participant base with a higher client-to-advisor ratio than many peers.

Thomas Brophy is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior work includes roles at Penn Mutual Life Insurance Company, Ohio National Financial Services, and THE O.N. Equity Sales Company. Outside of his advisory duties, he is actively involved in multiple insurance brokerage businesses. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and a FINRA-member broker-dealer, providing a range of custody, execution, and brokerage services alongside investment advice.

John Hall is a financial advisor with Truist Advisory Services in Lakeland, FL, holding the CFP® designation and Series 63 and 65 licenses. He has 21 years of industry experience, including roles at SunTrust Bank and its affiliated advisory and investment services prior to Truist. He serves as a board member on the WEDU PBS Community Advisory Board, participating in programming discussions. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Erik Ronne is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with T. Rowe Price Investment Services Inc. since 2008. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households with substantial investable assets. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo-based financial planning tools.

Kenneth Taylor is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and eight years of industry experience. He has a background that includes roles in education as a high school business technology teacher and entrepreneurial activities such as serving as president of GITASUCCESS Incorporated, where he manages financial services operations and plans to introduce tax planning and preparation. Additionally, he is affiliated with Netlaw, a legal document creation company focused on affordable estate planning tools. Transamerica Financial Advisors serves a diverse clientele including individual investors, pension plans, trusts, estates, and charitable organizations, offering a range of advisory and broker-dealer services. The firm delivers advice through both proprietary and third-party models with discretionary and non-discretionary program choices.