Bonnie Parker is a financial advisor with Cetera and holds Series 63 and Series 66 credentials. She has 26 years of industry experience and previously worked at Infinex Investments Inc. and Citizens Bank and Trust. Outside of her advisory role, she serves as Senior Vice President and Private Banking Manager at Citizens Bank and Trust. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm provides various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Axel Calderon Garza is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at Bank of America, Amazon, and various educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individual, high-net-worth, and institutional clients with model-based and discretionary investment strategies developed by internal and third-party managers.

Matthew Simpson is a financial advisor with Edward Jones in Winter Haven, FL, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, tax-efficient services, and affiliated investment products supported by a nationwide network of more than 23,700 advisors and 15,000 branch offices.

James Powers is a financial advisor at Ameriprise Financial Services with 29 years of industry experience. He holds a Series 63 designation and has worked at multiple firms, including Raymond James Financial and Culver Capital LLC. Powers is also involved in community service as an advisory board member for the Family Worship Center and has entrepreneurial interests in a vegan dessert business and a mobile home park through Culver Capital. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Michael Tamney is a financial advisor with Morgan Stanley in Lakeland, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, following 14 years at Citigroup Global Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Diane Herrington is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked with Cetera Investment Advisers LLC and Cetera Financial Specialists LLC for over two decades and owns Herrington Financial Corp, a tax and accounting practice. Outside of advising, she serves as a non-voting board member for Kids Need Both, Inc. and performs as a pianist at weddings and receptions. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients through a multi-manager platform. The firm offers a range of portfolio management and financial planning services, with over 10,000 advisors and approximately $256 billion in assets under management.

Brian Hemp is a financial advisor at LPL Financial with 26 years of industry experience. He has worked at LPL Financial since 2007, and previously held positions at Merrill and Ameriprise Advisor Services, Inc. Outside of his advisory role, Hemp assists with a nonprofit initiative providing class sets of books for teachers and hosts a podcast called Donuts in the Basement. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Tanner is a financial advisor at LPL Financial with 28 years of industry experience. He has worked at LPL Financial since 2009 and previously spent 11 years at Merrill. In addition to his advisory role, he is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by research, technology, and a large network of advisors.

Jason Carpenter is a financial advisor at Fidelity with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Citigroup and TD Ameritrade. Carpenter is based in Winter Haven, Florida. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios and serves as an advisor to multiple registered investment companies.

Cassie Hille is a financial advisor with Primerica Advisors in Lakeland, FL, holding Series 63 and Series 65 licenses and having five years of industry experience. She has worked at PFS Investments Inc. and Primerica Financial Services since 2021. Outside of her advisory role, she is an independent representative for Norwex, a non-investment related business. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-delivery strategies created by unaffiliated asset managers and offers discretionary management options supported by BNY Mellon Advisors and Pershing custody services.

Curtis Catlin is a CFP® professional with 30 years of industry experience, currently serving at OSAIC since 2025. His prior roles include 15 years at Lincoln Financial Securities Corporation and positions at LPL Financial, Merrill, A. G. Edwards & Sons, Inc., and MSI Financial Services, Inc. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering both brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach features model-based asset allocation, portfolio optimization, and a variety of managed account strategies supported by proprietary tools and third-party manager options.

Otavio Peruzzo is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting individuals, families, and business owners with navigating important financial decisions through personalized financial planning and investment guidance. His areas of focus include liquidity management, managing new wealth, portfolio management services, and tax minimization. Otavio holds professional designations as an Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Unigran and communicates fluently in Portuguese, Spanish, and English. Outside of his professional role, Otavio has interests in music, soccer, and tennis.

Rose Pagan is a financial advisor with Thrivent Investment Management in Winter Haven, FL, holding a Series 66 designation and nine years of industry experience. She has been with Thrivent in various capacities since 2016. Outside of her advisory role, she is involved in residential property renovation and management. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning across a range of financial topics, allowing clients to combine planning with managed-account services under a consolidated billing option.

Richard Wright is a financial advisor with Morgan Stanley, holding Series 63, 65, and 66 credentials and having 20 years of industry experience. His tenure at Morgan Stanley began in 2016, including roles with Morgan Stanley Private Bank, N.A. He previously worked at Executive Transformations, Inc. from 2013 to 2016. Outside of his advisory work, Wright serves as a board member of the Warrington Elks Lodge BPOE 2108, a fraternal organization focused on children and youth. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning using structured discovery processes and approved planning tools, serving clients through both direct and corporate financial planning agreements.

Althea Mcleish Whyte is a financial advisor with Primerica Advisors in Lakeland, FL, holding Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Primerica Advisors, she held roles at Primerica Financial Services, Lakeland Regional Health, HCA Healthcare, Altegra Health, and Vitas Healthcare. She is also involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-delivery investment strategies and discretionary portfolio management through a large network of financial advisors.

Joshua Chase is a financial advisor with Edward Jones in Auburndale, FL, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked for State Farm Insurance for 12 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a network of over 23,000 financial advisors and more than 15,000 branch offices nationwide.

Michael Walker is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 27 years of industry experience. He previously worked for Allen & Company of Florida, Inc. for 23 years before joining LPL Financial in 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational and research tools.

Timothy Sackett is a financial advisor with LPL Financial holding a Series 63 designation and 36 years of industry experience. His prior roles include positions at Grove Point Advisors, LLC, Oppenheimer & Co. Inc, and Metropolitan Life Insurance Company. Outside of advising, he is involved with Uber as a rideshare operator in Davenport, FL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by model portfolios, third-party managers, and technology tools, managing over $819 billion in discretionary assets through a large network of advisors.

Charles Secord is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and bringing 27 years of industry experience. He has worked at Cetera since 2004 and has been associated with Thaney & Associates, PA for the same duration. Outside of his advisory role, he is an interim vestryman and treasurer for St. Nicholas Church, Inc., a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individual investors, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and consulting services through a multi-manager platform, supporting various investment strategies and program structures.

Dwayne Miller is a financial advisor with Primerica Advisors in Winter Haven, FL, holding Series 65 and Series 63 licenses and having five years of industry experience. His work history includes roles at Primerica Advisors and Primerica Financial Services since 2020, as well as previous experience with Coldwell Banker and Walgreens. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, along with corporate and charitable clients. The firm delivers model-based advisory services through a large network of advisors and manages approximately $15.5 billion in assets under management.