Ralph Desire is a financial advisor with Regal Investment Advisors LLC in Estero, FL, holding a Series 65 credential and one year of industry experience. His prior work includes roles at Kinetic Investment Management, Dragon Financial Services, and Melaleuca. He is also involved in BettrLife Financial Services LLC, where he provides financial and insurance services. Regal Investment Advisors, operating as LionShare, offers model portfolio implementation and discretionary investment management through a sub-advisory platform serving SEC- and state-registered advisers and their clients. The firm manages approximately $2.88 billion across proprietary and third-party strategies and handles trade execution and portfolio management on behalf of its network of Primary Advisors.

Dane Spencer is a CFP® with four years of industry experience, currently serving at Foundations Investment Advisors LLC. His prior roles include positions at Noble Origin Advisory Co, Oxford Wealth Group, Beacon Financial Advisors, and Financial Synergies Wealth Advisors. Foundations Investment Advisors, LLC provides financial planning and portfolio management to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies through a large network of affiliated offices. The firm employs a mix of fundamental, technical, and cyclical analysis, uses model portfolios with asymmetric rebalancing, and offers services including investment management, tax coordination, and sub-advisory arrangements.

Terry Pigeon is a financial advisor at Gradient Advisors, LLC with Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Transamerica Financial Advisors, College Funding Solutions, and World Financial Group. He is also involved in insurance sales through his ownership of TAP Insurance and provides college admissions and funding advice via College Funding Solutions. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to individuals, retirement plans, trusts, charitable organizations, and corporations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, using a largely non-discretionary model that incorporates fundamental, technical, and cyclical portfolio analysis.

Phillip Evans is a CFP® with 24 years of industry experience, currently serving at Valeo Financial Advisors, LLC. He has worked with Valeo since 2003 and is also involved with Forensic Investments, LLC, which provides forensic accounting and expert witness consulting for securities and trust litigation. Valeo Financial Advisors is a multi-team SEC-registered adviser managing approximately $13 billion for over 3,000 clients, offering comprehensive financial planning and portfolio management for both retail and institutional clients. The firm’s investment approach includes strategic asset allocation, third-party research, use of independent managers, and tailored services such as portfolio management for pooled investment vehicles.

Victoria Taylor is a financial advisor with Virtue Capital Management, LLC in Fort Myers, FL, holding Series 63 and Series 65 licenses and 12 years of industry experience. She previously worked at Horter Investment Management, LLC for five years and has been president of Taylor Enterprises of SW FL, DBA Premier Financial Group, since 2005, where she offers and sells annuities, life insurance, long-term care, and Medicare supplements. Virtue Capital Management, LLC serves a diverse client base including individuals, trusts, estates, and charitable organizations, providing customized portfolio management, financial planning, and consulting through a multi-team model. The firm employs a mix of tactical, strategic, and dynamic investment approaches and conducts due diligence on third-party managers and model strategies.

Chase Di Bella is a financial advisor with Mutual of Omaha Investor Services, Inc., holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has worked at Mutual of Omaha Investor Services and Mutual of Omaha Insurance Company since 2017. Outside of his advisory role, Di Bella is involved in authoring and publishing educational reading material, serves on the Illinois State Board of Education overseeing classroom activities, and manages businesses under Di Bella Vita Holdings and Di Bella Vita Financial Services. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, third-party money manager relationships, managed account programs, and retirement plan consulting. The firm primarily utilizes a platform relationship with Envestnet and offers advisory solutions alongside broker-dealer and insurance distribution businesses within the Mutual of Omaha group.

Michael Wyrostek is a financial advisor at FourStar Wealth Advisors, LLC with 42 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining FourStar in 2017, he worked at Cabot Lodge Securities LLC and Broker Dealer Financial Services. In addition to his advisory role, Wyrostek has worked as a reverse mortgage specialist since 2014, educating clients and assisting with applications. FourStar Wealth Advisors serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a combination of fundamental and technical analysis to tailor portfolios across various asset types, offering financial planning, investment management, and retirement plan consulting.

Bryan Struckmann is a financial advisor with Archer Investment Corporation in Cape Coral, FL, holding a Series 65 designation and 14 years of industry experience. He has been with Archer Investment Corporation since 2011 and also serves as president of Advantage Tax & Business Services. Archer Investment Corporation provides investment advisory services to individuals, high-net-worth clients, trusts, pension plans, and investment companies through separately managed accounts and proprietary mutual funds. The firm employs a diversified investment approach based on comprehensive financial assessments and offers both discretionary management and model-driven programs.

Richard Pascual is a financial advisor at Integrity Advisory Solutions with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including LPL Financial, Private Portfolio Partners, Gladstone Institutional Advisory, and PNC Wealth Management. Outside of his advisory role, he owns Swipe Savvy LLC, a residential property management business serving his clients. Integrity Advisory Solutions is a multi-team firm with approximately 127 advisors managing around $1.1 billion in client assets. The firm serves individuals, trusts, estates, corporations, and business clients, offering portfolio management, financial planning, retirement consulting, and sub-advisory services through tailored strategies and a variety of platforms.

Ron Defreitas is a financial advisor with Capital Analysts in Fort Myers, FL, holding Series 65 and Series 63 licenses and 16 years of industry experience. His career includes roles at Horace Mann Investors and United Partners Insurance. He serves as President and CEO of Gulf Coast Educators Insurance LLC and is involved in managing several insurance and real estate-related business interests. Capital Analysts provides portfolio management and advisory services to retail and institutional clients, including high-net-worth individuals, trusts, foundations, and charitable organizations. The firm offers both discretionary and non-discretionary investment management through an in-house research team and third-party managers, supporting a range of customized portfolio solutions.

Michael Trethewey is a financial advisor with Prospera Financial Services, Inc. He holds a Series 66 designation and has 28 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC, Morgan Stanley Private Bank, and Merrill. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and other business entities, offering financial planning, portfolio management, and access to various advisory programs and third-party platforms.

Melissa Ray is a financial advisor with Capital Analysts in Fort Myers, FL. She holds a Series 65 designation and has six years of industry experience. Her prior work includes roles at Trifound Advisory, LLC, Trifound Financial LLC, and Brookstone Capital Management LLC. Additionally, she is involved with GCE Insurance Solutions and Wealth Management, providing financial advice through Lincoln. Capital Analysts serves a range of clients, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through a combination of discretionary in-house investment management and non-discretionary services via independent advisors and third-party managers.

Michael Mcintyre is a financial advisor with B. Riley Wealth Advisors, Inc. in Cape Coral, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His career includes roles at B. Riley Wealth Management, National Securities Corp, and U.S. Bancorp Investments. Outside of finance, he is involved with the Cape Coral Running Group. B. Riley Wealth Advisors provides investment advice and portfolio management to a diverse client base, including individuals, pension plans, trusts, and corporate clients, managing approximately $4.21 billion in assets through a range of internally managed and third-party programs.

Paul Harris is a financial advisor with ValMark Advisers, Inc., holding the ChFC® designation and Series 63 and 65 licenses. He has 41 years of industry experience, with prior roles at Triad Advisors, LLC and Capital Cities Investments, Inc. Outside of advising, he is an author involved in book promotion and serves as treasurer of the SouthWest Florida Association of Health Underwriters, Inc., as well as president and treasurer of his high school reunion committee. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services through a network of approximately 280 representatives. The firm emphasizes diversified, goal-based model portfolios implemented with mutual funds, ETFs, and third-party managers, and offers a range of proprietary programs and sub-advisory services.

John Ruff is a financial advisor with Sowell Management in Fort Myers, FL, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He previously worked at Naples AIS, Inc. for 13 years before joining Sowell Management in 2021. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs with discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services. The firm employs multiple management styles and offers various model portfolios and third-party manager solutions through an independent-contractor model of over 100 investment advisor representatives.

Michael O'Connor is a financial advisor with Chicago Partners Investment Group LLC, holding a Series 66 designation and 18 years of industry experience. He has worked at Chicago Partners since 2017 and previously spent ten years at Woodbury Financial Services, Inc. Chicago Partners Investment Group LLC serves a diverse client base including individuals, trusts, not-for-profit plans, endowments, and corporations. The firm employs a long-term, diversified investment strategy with customized portfolios, offering services such as discretionary portfolio management, financial planning, retirement plan consulting, and family-office reporting.

William Meyer is a financial advisor at Prospera Financial Services, Inc. with 44 years of industry experience. He holds the ChFC® and Series 63 designations and previously spent 39 years at Cutter & Company, Inc. Meyer serves as a board member and volunteer for Broken and Beautiful Ministries, a prison ministry organization. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and businesses, offering financial planning, portfolio management, and access to multiple advisory programs and platforms.

Lawrence Zavadoff is a CFP® with 31 years of industry experience, currently affiliated with William Joseph Capital Management, Inc. He has worked at Capital Investment Advisory Services, LLC and Capital Investment Group, Inc. Zavadoff is also an associate at The Evolution Group, where he provides financial planning services. William Joseph Capital Management, Inc. delivers investment advisory and financial planning to individuals, charitable organizations, businesses, and retirement plans, combining portfolio management with wealth management engagements and offering ERISA plan consulting and fee-based insurance product services.

John Desantis is a financial advisor with Fifth Third Securities, Inc. in Estero, FL, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Fifth Third Securities and Fifth Third Bank since 2016. Outside of his advisory role, he is involved with Uptown Express Productions, a singing group based in Naples, FL. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options, including advisor-directed models and access to third-party portfolio managers, with features such as direct indexing and tax-overlay services.

Troy Hedman is a financial advisor with Cetera Planning Partners in Estero, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Prior to joining Cetera in 2021, he worked for Visionary Wealth Advisors from 2016 to 2021. Outside of his advisory role, he is a member and business operations consultant at Aspen Digital, LLC. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm emphasizes diversified allocations through mutual funds and ETFs and offers additional services such as tax planning, bookkeeping, payroll support, and estate-planning solutions.