Carlos Candales is a financial advisor with Merrill in Punta Gorda, Florida, holding Series 63 and Series 66 credentials and over 30 years of industry experience. He has been with Merrill since 1993. Outside of his advisory role, he occasionally assists with photography, artwork, and maintenance at a local dance studio owned by his wife. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Douglas Joslin is a financial advisor with Cetera, holding a Series 66 credential and five years of industry experience. He has been affiliated with Cetera and related entities since 2021. Outside of his financial advisory work, Joslin streams video games as a Twitch affiliate, using the platform for social interaction and occasional monetary support, and serves as a mentor with the nonprofit Take Stock in Children as well as a volunteer on an ad hoc committee for the Charlotte Community Foundation. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse advisory services through a nationwide network of independent advisors, utilizing a multi-manager platform that allows for a range of portfolio management and financial planning solutions.

Deena Bryan is a financial advisor with Robert W. Baird & Co. in Port Charlotte, FL, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with Robert W. Baird & Co. since 2013. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across various investment strategies.

Suzanne Kingsbury is a financial advisor at Merrill with 27 years of industry experience. She holds the Series 66 designation and has been with Merrill Lynch since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Gary Hirschy is a financial advisor with J.P. Morgan Securities in Englewood, FL, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Bank of America/Merrill Lynch and Suncoast Credit Union/LPL Financial. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by centralized due diligence and incorporates both quantitative and qualitative research.

Michael Lowry is a Private Wealth Advisor with The Hise/Lowry Group at Merrill Private Wealth Management. He specializes in serving ultra-high-net-worth families, individuals, businesses, and private family foundations. Michael works closely with clients to develop financial strategies tailored to their goals, focusing on wealth management, legacy planning, and investment strategy. Before joining Merrill, Michael held executive leadership roles at a Fortune 100 company for over a decade, including positions as a commercial sales director and general manager. This background supports his work with corporate executives and entrepreneurs managing concentrated business holdings. He is a Personal Investment Advisor (PIA) and holds a Bachelor's Degree from Eastern Illinois University. Michael enjoys boating, golfing, and traveling and divides his time between Kansas City and Punta Gorda, Florida.

Joel Rupp is a financial advisor at Morgan Stanley with 38 years of industry experience. He has held roles at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured, firm-approved financial planning process that uses tools such as Secular Return Estimates and Monte Carlo simulations.

Frank Russo is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he is a part owner of KSR Performance Physical Therapy in Wisconsin. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, with advice and account management provided by investment adviser representatives utilizing various investment strategies and technology tools.

David Selden is a financial advisor with LPL Financial in Venice, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Excel Wealth Management, Raymond James Financial Services, and FSC Securities Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Morgen Rivers is a financial advisor with Ameriprise in Punta Gorda, FL, holding a Series 66 designation and beginning his advisory career in 2025. His prior work experience includes roles at Lahaye Recreation and Fitness Center, Tech Marine Business, Inc., Bootleggers, Systems Planning and Analysis Inc., and The Cottage. Ameriprise Financial Services is a large diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach includes customized Recommendation Reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Angela Davis is a Wealth Management Advisor at Merrill Lynch Wealth Management. She joined the firm in 1996 and has accumulated 28 years of experience in the financial services industry. Angela focuses on developing strategies and providing investment guidance tailored to the individual needs of her clients, encompassing their families and businesses, by understanding their short- and long-term financial objectives. Her expertise includes family wealth management strategies, personal retirement planning, portfolio management services, special needs planning strategies, women and wealth, and retirement income. Angela oversees and coordinates the financial affairs for a select group of families, retirees, corporate executives, business owners, and non-profit organizations primarily in the Southwest Florida area and across the country. She employs techniques such as goals-based planning, tax-minimization strategies, portfolio risk management, and disciplined portfolio asset allocation and rebalancing to help clients maximize their wealth. Angela holds a Bachelor's Degree from Jacksonville University and several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Manager Advisor (RMA). Following the tradition of community participation at Merrill Lynch, she dedicates time to volunteering with local organizations. In her personal time, Angela enjoys boating, camping, fishing, gardening, reading, running, spending time with her family, swimming, and traveling.

Paige Olin is a Series 66-licensed financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, Paige worked in marketing and healthcare-related roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Valerie Kirchhoff is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. Her background includes roles at PFS Investments Inc. and Primerica Financial Services, along with diverse experience in the service and retail sectors. She is also involved in sales of non-investment home-related products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-based strategies with custody and trade execution support from Pershing and BNY Mellon Advisors.

Chad Lynn is a financial advisor at Edward Jones in Venice, FL, holding a Series 66 designation with 15 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of investment strategies and affiliated services under a fiduciary standard.

Christina Simonyi is a Financial Advisor with Merrill Lynch Wealth Management. She brings over 16 years of experience in retirement planning, investment strategies, and wealth management, specializing in assisting individuals, families, and businesses to achieve their financial goals. Christina focuses on areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. She holds the Personal Investment Advisor (PIA) designation and earned her High School Diploma from Maine East High School. Christina is actively involved in professional organizations including Our Charlotte Elder Affairs Network, Rotary International, United Way, and Women's United. She volunteers with community initiatives such as Reading Buddies, Senior Friendship Centers, and United Way. Outside of her professional work and community involvement, Christina enjoys personal interests that include billiards, cooking, dancing, gardening, music, spending time with her family, traveling, and practicing yoga.

Adam Cummings is a Certified Financial Planner (CFP®) with 13 years of industry experience. He has worked primarily at Edward Jones since 2012 and most recently spent a year at LPL Financial LLC. Edward Jones is a full-service wealth management firm serving over four million clients, including both individual and institutional investors. The firm offers a broad range of advisory services and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Robert Altieri is a Series 66-credentialed financial advisor at Thrivent Investment Management with one year of industry experience. His background includes a range of roles primarily outside the financial sector, such as positions at various hospitality and retail businesses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning that covers a broad range of topics and allows clients to combine planning with managed-account programs, while maintaining separation between these services.

Terry Stamper is a CFP® with 14 years of industry experience, currently serving at OSAIC since 2024. Prior to joining OSAIC, he spent 12 years at SPC. Outside of his advisory work, Stamper owns a small grain farm and is a 50% owner of Precision Drainage Systems, LLC, which installs field tile drainage systems for agricultural land. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment approach emphasizing asset allocation, portfolio optimization, and risk management, supported by various program options and a complex affiliate network.

Kristen Robinson is a financial advisor with LPL Financial in Punta Gorda, FL, holding a Series 66 credential and five years of industry experience. Prior to her advisory role, she worked in various positions including at Publix and Keller Williams Salty Properties. Outside of financial services, Kristen operates a home-based bakery business, Kristen's Kookies, selling products at farmers markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Eugene Heitman II is a CFP® with 26 years of industry experience, currently affiliated with Cetera Wealth Services, LLC and Cetera Investment Advisers, LLC. He previously worked with Avantax Advisory Services, Avantax Investment Services, and Avantax Insurance Agency, and has operated CPA Financial Advisor Inc. since 2012. Heitman also serves as a board member of Arcadia Abstract and Title. Cetera Investment Advisers LLC is an SEC-registered adviser offering portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm provides access to a multi-manager platform that includes model portfolios, third-party managers, and customizable strategies across various program structures.