Stephen Wierhake is a CFP® with 40 years of industry experience, currently serving at Cetera since 2019. He previously worked at Summit Financial Group Inc. and Summit Brokerage Services Inc. He is also an artist specializing in drawing and pastel painting and serves as an elected board member of the Port Charlotte Sunrise Kiwanis Club. Cetera Investment Advisers LLC is an SEC-registered adviser that provides financial planning, portfolio management, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with discretionary and non-discretionary accounts, supporting a variety of program structures and third-party money managers.

Christopher Neal is a financial advisor with Cetera in Punta Gorda, FL, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Wells Fargo Clearing and multiple banking institutions. Outside of his advisory work, Neal owns EV & EM LLC, a real estate investment company based in Cape Coral, FL. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Jay Jacobs is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Logan Davis is a Financial Advisor at Merrill Lynch Wealth Management with over a decade of experience in the industry. He is a native of Southwest Florida and a graduate of Florida State University. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Logan specializes in areas such as equity compensation services, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, tax minimization, and retirement income. He approaches client relationships by understanding their unique perspectives and priorities to create personalized financial plans aimed at pursuing their long-term goals. Beyond his professional role, Logan is actively involved in his local community, serving on the Cape Coral Chamber of Commerce Governmental Affairs Committee. He speaks English and Spanish, and his personal interests include boating, cooking, fishing, golfing, hiking, music, pickleball, spending time with his family, traveling, and watching movies.

Judi Aber is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. She is a founding partner of Aber & Leedy Wealth Management and has over 40 years of experience in the financial services industry. Judi focuses on helping a select group of high net worth individuals and retirees manage all aspects of their financial lives, including implementing tax-efficient strategies for concentrated stock positions and developing retirement and educational planning strategies. Judi works closely with her clients to develop customized wealth management plans that address their financial needs, objectives, time horizons, and risk tolerance. She often collaborates with clients' tax and legal advisors to create comprehensive strategies aimed at tax minimization and wealth preservation. Her areas of expertise include legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Judi holds a Bachelor's Degree in Management from Hodges University and obtained the CERTIFIED FINANCIAL PLANNER® certification in 2008. She resides in Punta Gorda with her husband, Jeff, and their two daughters. Her interests include baseball, football, cooking, traveling, and spending time with family.

Linda Coules is a financial advisor with Edward Jones in Port Charlotte, FL, holding a Series 66 designation and 21 years of industry experience. She has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branches.

Edward Dancek is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Ameriprise and its affiliates since 1989. Outside of his advisory role, he serves on the board of the Christian Franchise Advisor Network and is involved as an elder and finance committee member at a local church, as well as a board member for Advent Health Port Charlotte. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to develop customized income plans. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Paul Penzel is a CFP® with 41 years of industry experience. He is currently with OSAIC, joining the firm in 2024, and previously spent over two decades at Securities America Advisors. Penzel also maintains a long-standing investment management business under his own name. OSAIC serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated financial advisers and multiple platforms. The firm employs various investment tools and third-party solutions to construct portfolios across a wide range of asset classes.

Francis Leontitsis is a Series 66-licensed financial advisor at Morgan Stanley with 10 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously spent five years with Raymond James & Associates Inc. Leontitsis serves as a director on the board of the Boys and Girls Clubs of Charlotte County, a nonprofit organization in Florida. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that includes firm-approved tools and scenario modeling.

Adrienne Hiatt is a Senior Financial Advisor with Merrill Lynch Wealth Management, leading the team Hiatt & Associates. With over 30 years of experience in financial services, she specializes in delivering comprehensive wealth management strategies tailored to each client's unique financial situation. Adrienne serves as a Portfolio Advisor, helping clients pursue their investment objectives through individualized strategies that may include Merrill or approved third-party investment managers' offerings. Her expertise encompasses employee benefits planning, legacy planning, retirement income, managing new wealth, personal retirement planning, and advising women on wealth management. Before joining Merrill Lynch, Adrienne worked as a Private Client Manager with Bank of America Private Bank (formerly U.S. Trust). She combines her banking industry background with financial advisory expertise to address clients' assets and liabilities holistically, collaborating with other professionals to provide coordinated support. Adrienne holds Series 7, 66, and 63 FINRA registrations, as well as Life, Annuity, and Health Insurance licenses. She earned a Bachelor of Arts in Economics with a concentration in Business from the University of Maryland, College Park. Additionally, she holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Punta Gorda Isles, Florida, Adrienne is engaged in her local community as a member of the Isles Yacht Club and participates in the Punta Gorda and Charlotte County Chambers of Commerce. Outside of her professional activities, she enjoys various recreational pursuits such as boating, traveling, stand-up paddleboarding, biking, tennis, swimming, ice skating, yoga, exploring gourmet food and wine, and spending time with family and friends.

Marshall Robinson is a financial advisor at LPL Financial with 24 years of industry experience. He has held roles at Englewood Bank and INVEST Financial Corp since 2011. Robinson holds a Series 66 credential. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm provides comprehensive financial planning, advisory programs, retirement consulting, and brokerage services with discretionary and non-discretionary management options.

Jose Mateo is a financial advisor with OSAIC in Punta Gorda, FL, holding Series 65 and Series 63 licenses and with 28 years of industry experience. He previously worked at Securities America Advisors, Inc. and Investacorp Advisory Services. Mateo is owner and president of J.Mateo Financial, Inc., an S-Corporation that supports administrative functions for his securities business, and he is involved in fixed insurance sales. OSAIC Wealth, Inc. serves a wide range of clients including individual investors, pension plans, corporations, and charitable organizations through a large network of advisors and multiple platforms. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to offer diversified portfolios across various investment types.

Stanley Jahn is a CFP®-certified financial advisor with Ameriprise, based in Port Charlotte, FL, and has 47 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in managing several real estate holding companies. Ameriprise provides retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Randall Francis is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 24 years of industry experience. He has been with Raymond James & Associates since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Derek Collins is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and bringing 10 years of industry experience. He has worked within various Fidelity divisions since 2015, including Fidelity Brokerage Services LLC, Fidelity Personal and Workplace Advisors, and Fidelity Investments. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm’s approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Riley Giauque is a CFP® with six years of industry experience, currently affiliated with LPL Financial. His prior roles include positions at Flaharty Asset Management, Legacy Wealth Management, and Play It Again Sports. He also operates a separate business entity, Riley Giauque, LLC, for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research from both in-house and third-party sources.

Shanna Mate is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2020, following a 12-year tenure at Raymond James & Associates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Janice Mowen is a financial advisor with Thrivent Investment Management in North Port, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. She has been with Thrivent since 2015. Outside of her advisory role, she is a manager and co-owner of DGM Investments, LLC, which manages real estate properties. Thrivent Investment Management provides Dedicated Planning Services for individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers goal-based, holistic financial planning addressing topics such as retirement, taxes, and estate planning, with an option to combine planning and managed-account services under a consolidated billing program called WealthPlan.

Kristin Kehl is a financial advisor with Raymond James & Associates in Port Charlotte, FL. She holds the Series 66 designation and has eight years of industry experience, including six years at RBC Capital Markets prior to joining Raymond James. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutional investors, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services, supported by various portfolio management styles and affiliated research.

Osmany Rojas is a financial advisor at Merrill with a Series 66 designation and six years of experience at the firm. His prior work includes 11 years at T-Mobile USA and a recent role at Bank of America, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.