William Waits is a financial advisor at RBC Capital Markets with 46 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining RBC in 2024, he worked at B. Riley Wealth Advisors, Inc. and B. Riley Wealth Management, where he spent a combined 21 years. RBC Wealth Management serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers tailored advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Jennifer Quirk is a financial advisor at Cetera with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at First Advisors Capital Inc and Concourse Financial Group Securities Inc. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Karen Seiter is a financial advisor with Edward Jones in Mobile, Alabama, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2016 and operates as a self-employed advisor during the same period. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices. The firm provides both discretionary and non-discretionary strategies, overlay and tax-efficient services, and maintains affiliated capabilities beyond advisory services.

Walter Edler is a financial advisor at Raymond James & Associates with 36 years of industry experience. He previously worked for Pioneer Funds Distributor, Inc. from 2012 to 2024. He holds Series 63 and Series 65 licenses and serves as a trustee for the Frost Land Trust. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Reed Hicks is a financial advisor at LPL Financial with two years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including First Horizon Bank, Insperex LLC, and Raymond James. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs and financial planning services supported by diversified investment strategies and research.

Gina Mc Whorter is a financial advisor at OSAIC with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously with Woodbury Financial Services, Inc. and Questar Capital. In addition to her advisory role, she is a Certified John Maxwell Team member and provides leadership development, training, and coaching through her sole proprietorships, Smart Women Lead and Gina Speaks. She also serves as Chair of the Build Our Economic Wealth Committee for Alpha Kappa Alpha Sorority, Inc. OSAIC serves a wide range of clients, including individuals, high-net-worth investors, pension plans, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a variety of investment solutions and utilizes firm-provided tools for portfolio construction and management.

Charisse Pierre is a financial advisor at Merrill with 25 years of industry experience, including 15 years at Merrill. She holds Series 63 and Series 66 licenses. Outside of her advisory role, she assists her daughter with a jewelry business and participates as a board member for community organizations focused on networking and finance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeremy Pace is a financial advisor with Wells Fargo Clearing in Daphne, AL, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of his advisory role, Pace owns Accurain Irrigation, LLC, a non-investment business based in Mobile, AL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering a range of advisory and discretionary options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Gaye Gandy is a financial advisor with LPL Financial in Mobile, Alabama, holding a Series 66 designation and 31 years of industry experience. Prior to joining LPL Financial in 2023, Gandy worked for Kovack Advisors and Kovack Securities, Inc. from 2002 to 2023. Gandy also serves as a personal representative for the estate of Dorothy S. Gandy. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research while providing both discretionary and non-discretionary management options.

J. Bailey Stitt is a Wealth Management Advisor at Merrill Lynch Wealth Management in Fairhope, Alabama. She is a CERTIFIED FINANCIAL PLANNER® professional and a member of the Harris, O'Neill, Stitt & Associates team. Bailey provides customized financial strategies by first understanding her clients personally, which enables her to develop individualized plans that serve as road maps to achieve their financial goals. Bailey's expertise encompasses family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. She emphasizes hard work, consistent communication, quality, and ongoing stewardship in her practice. Bailey earned her bachelor's degree from the University of South Alabama and holds the Personal Investment Advisor (PIA) designation. In addition to her professional work, Bailey serves as a board member for Impact 100 Baldwin County and the South Baldwin Chamber of Commerce. She is also involved in community organizations including Art for Heart, Impact 100, Pleasure Island Junior Women's Club, and the Workforce Housing Alliance. Outside of work, she enjoys boating, bowling, music, reading, skiing, spending time with her family, table tennis, tennis, and traveling.

Paul Matlock is a financial advisor with Morgan Stanley in Fairhope, Alabama, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and 2015 respectively, as well as at CitiGroup Global Markets since 2008 and UBS Financial Services since 1996. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market models.

Kristen Hall is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She worked at Merrill Lynch for three years prior to joining Morgan Stanley in 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and analyses such as Monte Carlo simulations.

Marcus Childers is a financial advisor with Stifel in Mobile, Alabama, holding Series 63 and Series 65 designations and 39 years of industry experience. He has been with Stifel since 2009. Outside of his advisory role, he serves as president of Midway Plantation, Inc., a family farm engaged in timber management and recreational leasing. Stifel serves a broad range of clients, including individuals, institutions, and municipal entities, providing brokerage and investment advisory services with a proprietary methodology developed by its Investment Strategy Group for asset allocation and financial planning.

Cassandra Samaj is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and possessing 26 years of industry experience. Prior to joining MassMutual Life Insurance Company and MML Investors Services, LLC in 2026, she worked for Morgan Stanley Smith Barney for 15 years. Outside of her advisory role, she has worked as an independent contractor for Mary Kay since 2003. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Gabriel Gehret is a financial advisor with LPL Financial, holding a Series 66 credential and 23 years of industry experience. His prior roles include positions at Kovack Securities, Inc., Kovack Advisors, Inc., Infinite Asset Management, and Triad Advisors, Inc. Outside of his advisory work, he owns several businesses, including Sunshine Parking LLC and Executive Sports International. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, using discretionary and non-discretionary management supported by research and diverse investment strategies.

Ann Richardson is a financial advisor with Merrill in Mobile, Alabama, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at Merrill since 1996 and concurrently at Bank of America, N.A. since 2011. Outside of her advisory role, she owns a rental business offering occasional beach house rentals in Dauphin Island, Alabama. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies supported by internal and third-party managers for individual, high-net-worth, institutional, and charitable clients.

Sarah Unfried is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 license and has worked at Morgan Stanley Private Bank, N.A. since 2018. Outside of her advisory role, she serves as a board member for the Alabama Free Clinic, a medical and community organization. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning through structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and supports both direct individual relationships and corporate financial planning agreements.

Mark Smith is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis, using Wells Fargo’s research and planning tools to develop tailored recommendations.

Carla Stewart is a financial advisor with Edward Jones in Spanish Fort, AL, holding a Series 63 designation and 25 years of industry experience. She has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and managed solutions, supported by a large nationwide network of financial advisors and branch offices, with approximately $1.01 trillion in assets under management.

Robyn Roberts is a Financial Advisor with Merrill Lynch Wealth Management. She helps individuals and families create plans for the future to approach life's opportunities and challenges with greater confidence. Her work focuses on providing guidance, building relationships, and helping clients find financial well-being through education planning, family wealth management, legacy planning, personal retirement strategies, portfolio management, small business strategies, and investment strategies for both individuals and corporations. Roberts grew up in Pascagoula, Mississippi, where she learned early lessons about relationships, service, and hard work working in her family's restaurant. She earned a High School Diploma from Pascagoula High School and studied Business Administration at The University of Southern Mississippi. Prior to becoming a financial advisor, she worked in a skilled nursing care facility, gaining firsthand experience with families facing difficult financial decisions. This background informs her approach to financial planning, emphasizing the importance of making decisions well in advance. Roberts holds the Personal Investment Advisor (PIA) designation. Outside of her professional role, she enjoys antiquing, billiards, boating, cooking, drawing and sketching, music, painting, reading, and spending time with her family.