Joseph Reyes is a financial advisor with J.P. Morgan Securities, holding Series 63, Series 65, and Series 66 licenses and bringing 15 years of industry experience. He has worked with various JPMorgan entities since 2015, including J.P. Morgan Securities LLC and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

George Snyder is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Royal Alliance Associates, Inc. for 15 years. Snyder is also a shareholder in a CPA firm and has longstanding involvement in tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Andrew Cousineau is a financial advisor at Osaic Wealth, Inc. based in Saginaw, Michigan, with 22 years of industry experience. He holds a Series 66 designation and has previously worked at Royal Alliance Associates, Inc. and Signator Investors Inc. Cousineau also serves as Vice President of Vantagepointe Financial Group, where he is involved in the sales and marketing of securities and insurance products. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and advisory services. The firm employs asset-allocation tools and automated rebalancing to manage portfolios that include a range of investment types and supports both discretionary and non-discretionary account management.

Ryan Hampton is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bank of America, Dow Credit Union, and various educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, institutional, and nonprofit clients.

Hunter Keim is a financial advisor at Robert Baird & Co. with a Series 66 designation and two years of industry experience. He has held roles at several organizations including EXP Realty and Mid Michigan College, as well as involvement with The Wanderheart Project / Life Unplugged. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individual, corporate, pension, and charitable clients through a variety of financial planning and portfolio management services. Baird combines internal research and manager oversight with innovative strategies including tax management and model-traded SMA approaches, managing approximately $394 billion in assets as of the end of 2025.

Kelli Mcdonell is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Lee Le Roy III is a financial advisor with Ameriprise, holding Series 63 and Series 65 designations and 29 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advisory work, he serves as a FINRA-vetted arbitrator involved in dispute resolution. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering tailored recommendation reports that integrate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Wegener is a financial advisor with Raymond James & Associates, holding the PFS™ designation along with Series 63 and Series 65 licenses. He has 28 years of industry experience, previously working at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Raymond James in 2018. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a variety of portfolio management styles.

Nathan Schmidt is a financial advisor with LPL Financial in Saginaw, MI, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he worked at Wildfire Credit Union and Exact Sciences. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide through a network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Scott Stasik is a financial advisor with Equitable Advisors in Saginaw, MI, holding a Series 66 credential and 26 years of industry experience. He has been with Equitable Advisors and its predecessor firm, Axa Advisors, since 2000. Outside of his advisory role, he serves as treasurer for the Lady Hawks Softball WP organization on a volunteer basis. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Joseph Shaver is a CFP® with 19 years of industry experience. He is currently with Ameriprise Financial Services LLC and previously worked for Thrivent Financial for Lutherans and Thrivent Investment Management Inc. for 18 years. He serves as President on the Board of Directors for the Peace Lutheran Church and School Foundation in Saginaw, MI. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm integrates internal research, third-party data, and algorithmic tools to provide tailored planning within defined enrollment criteria and its affiliated investment ecosystem.

Ellen Martz is a financial advisor with Raymond James & Associates in Saginaw, MI, holding Series 63 and Series 65 credentials and over 42 years of industry experience. She has been with Raymond James since 1999 and also has a long tenure at Roney & Co. Martz serves on multiple nonprofit boards, including as a trustee and officer for organizations such as the Catholic Community Foundation of Mid-Michigan and the JRS Biodiversity Foundation. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning and consulting services with a range of portfolio management styles and affiliated research support.

Todd Arner is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 26 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and previously spent five years with VOYA Financial Advisors. Arner is also an independent insurance agent and serves as vice president and board member of Westchester Village in Saginaw, MI. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a broad range of clients, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using various platform arrangements and both proprietary and unaffiliated investment strategies.

Zachary Christensen is a CFP®-certified financial advisor with Edward Jones in Bay City, MI, where he has worked since 2017. He has eight years of industry experience, including prior roles at Tyin' and Flyin' LLC and The Dow Chemical Company. Outside of his financial advisory work, he has been involved with the Bay Area Soccer Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Bruce Falcon is a financial advisor at Osaic with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including The O.N. Equity Sales Company, Pruco Securities LLC, and Ohio National Financial Services. Outside of his advisory role, Falcon is involved in several community and entrepreneurial activities, serving on nonprofit boards for a music and film festival and an outdoor beer garden, competing as a professional bowler, and co-owning a portable restroom leasing business. Osaic Wealth, Inc. serves retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers a range of brokerage and advisory services and employs asset-allocation tools and third-party solutions to construct diversified portfolios tailored to client needs.

Jonathan Laundra is a CFP®-certified financial advisor with Edward Jones in Midland, MI, with 19 years of industry experience and 17 years at Edward Jones. He serves as treasurer and director for J.D. Laundra Foundations & Masonry, a construction company, and is the head coach of a middle school boys swim team at the Midland Community Center. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory and investment solutions, supported by a large national network of financial advisors and branch offices.

Zachary Stedry is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at LPL Financial. His prior experience includes roles at Cetera, Voya Financial Advisors, and Roberts Boehler & Fisher CPAs. He is also engaged with Boehler and Stedry Financial Advisors, a business he co-owns. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse clientele including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and utilizes both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Scott Reed is a CFP® professional affiliated with Edward Jones in Saginaw, MI, with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard while maintaining a nationwide network of over 23,000 financial advisors.

Lee Miller is a CFP® professional with 27 years of industry experience, currently serving at Raymond James & Associates since 2018. Prior to this, he worked at Wells Fargo Advisors and Wells Fargo Clearing from 2009 to 2018. He is involved as Treasurer of the Michigan Lutheran Seminary Foundation and serves as Secretary and Director on the board of a local brewery in Bay City, MI. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services with a range of portfolio management styles and affiliated research.

Diane White is a financial advisor at Robert Baird & Co. with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Baird since 2019, following a nine-year tenure at J.J.B. Hilliard, W.L. Lyons, LLC. She is part of The DDK Group within Baird’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, utilizing a range of investment strategies and management approaches to meet varied client goals and risk tolerances.