Adam Tate is a financial advisor with Equitable Advisors in Saint Joseph, MN, holding a Series 66 designation and 24 years of industry experience. He has been with Equitable Advisors since 2001, including its predecessor Axa Advisors, Llc. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels, tailoring services based on clients’ goals, risk tolerance, and time horizon.

Dale Schoenberg is a financial advisor with LPL Financial in St. Cloud, MN, holding a Series 63 designation and bringing 31 years of industry experience. He has been with LPL Financial since 2001. Schoenberg also serves as a notary in addition to his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a nationwide network. The firm offers a range of advisory programs, including discretionary and non-discretionary management, and integrates model portfolios and research from both internal and third-party sources.

Sydney Partch is a financial advisor at RBC Capital Markets with six years of industry experience. Prior to joining RBC in 2020, Sydney worked at Sherburne State Bank and Edward Jones and held roles outside finance, including at Red Bull North America and Boondox Bar and Grill. Sydney is also involved with the St Cloud Figure Skating Club, assisting with a learn-to-skate program. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering a range of advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to client risk profiles.

Shannah Mollet Kreller is a financial advisor with Cetera in St. Cloud, MN, holding Series 63 and Series 65 licenses and with 15 years of industry experience. She has been affiliated with various Cetera entities since 2011. Outside her advisory role, she owns Stop Light Bait and Guns and volunteers as a Sunday school teacher at Redeemer Lutheran Church, as well as assisting at the Sauk Rapids Sportsmans Club. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Elijah Ebel is a financial advisor at Ameriprise with a Series 66 designation and less than one year of industry experience. Prior to joining Ameriprise, he held various roles including employment at Amazon and involvement with the Rocky River Officials Association, where he enforces baseball rules. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research and modeling techniques to provide tailored, non-discretionary recommendations through a centralized consulting team.

Benjamin Barrett is a Series 66 licensed financial advisor with 11 years of industry experience. He has worked at Edward Jones since 2019 and previously held positions with PRUCO Securities, LLC and The Prudential Insurance Company of America from 2016 to 2019. Barrett is based in Cold Spring, MN. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Curtis Brown is a financial advisor at Edward Jones in St. Cloud, MN, holding a Series 66 designation with seven years of industry experience. He worked at Marco Technologies for seven years before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Andrew Winter is a financial advisor at Cetera with six years of industry experience. He holds a Series 66 designation and has worked at various Cetera entities since 2017. Prior to his advisory career, he was employed by Best Buy from 2015 to 2017. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services delivered through a multi-manager platform with extensive program options and a nationwide network of over 10,000 advisors.

Nathan Boenish is a financial advisor at Edward Jones in Sartell, MN, holding a Series 66 designation with five years of industry experience. His prior roles include positions at Morgan Stanley/E*Trade and Prudential Financial. Boenish’s background also includes work in construction with CBS Construction Services, Inc. and RL Larson Excavating, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of financial advisors and offers a range of advisory programs and investment options under a fiduciary standard.

Kristina Kelm is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and four years of industry experience. She previously worked at Stearns Bank N.A. and St Cloud Federal Credit Union. Outside of her advisory role, she serves as a board member for the Eden Valley Chamber and manages the financial aspects of her family’s farm operations, which include crop production and cattle raising. Thrivent Investment Management provides Dedicated Planning Services for individuals, families, businesses, and nonprofit clients, focusing on goal-based, holistic financial analyses without portfolio management or discretionary trading authority.

Carmen Bohlke is a financial advisor at Cetera with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at multiple Cetera entities and First Allied Securities since 2012. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, employing a multi-manager platform with access to both affiliated and third-party managers.

Jameson Barrett is a financial advisor with Osaic Wealth, Inc. based in Saint Cloud, MN, holding a Series 66 designation and two years of industry experience. He has worked with several firms including Ameriprise and Securities America Advisors. Outside of finance, Barrett serves as a baseball umpire for high school, college, and amateur teams in the Saint Cloud area. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios, managing accounts on both discretionary and non-discretionary bases.

Madison Molitor is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and has prior work experience including managing a residential rental business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Brett Carow is a financial advisor at Fidelity with eight years of industry experience and holds a Series 66 designation. His prior roles include positions at Alight Financial Solutions, MassMutual, and BASF. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and delivers model portfolios to intermediary platforms.

Steven Theisen is a financial advisor with Ameriprise in St. Cloud, MN, holding a Series 63 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he owns Steve's Personal Tax Service and serves on the board of Pineview Park BMX, where he also volunteers as a BMX team manager and treasurer. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Janal Kruzel is a financial advisor at Cetera with 10 years of industry experience and holds a Series 66 designation. She has been associated with various Cetera entities since 2013. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform providing diverse investment options and program structures.

Christopher Reinholz is a financial advisor with Cetera, holding a Series 63 designation and bringing 37 years of industry experience. He has been associated with various entities within the Cetera network since 1988 and has also worked at several other firms including Summit Brokerage Services and First Allied Securities. Based in St Cloud, MN, Reinholz’s career spans multiple roles within Cetera-affiliated firms over more than three decades. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services with a multi-manager platform allowing for model portfolios, third-party managers, and custom strategies, overseeing more than $256 billion in assets under management.

Zachary Gundberg is a financial advisor at Edward Jones in St Cloud, MN, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Northwestern Mutual and various positions outside the financial sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and managed solutions, supported by a large network of advisors and branch offices nationwide.

Travis Wavrin is a financial advisor with Cetera who holds a Series 63 designation and has 30 years of industry experience. He has been associated with various Cetera entities since 1996. Outside of his advisory work, he serves as treasurer on the board of the St. Cloud Lacrosse Booster Club. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of investment program options and manages over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Brandon May is a financial advisor at Cetera with 18 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes nine years at PMA Financial Network, Inc., and over nine years with various Cetera entities. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.