John Davidson is a financial advisor at Davidson Capital Management, Inc. with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Davidson Capital Management since 2005. Davidson Capital Management is a fee-only, SEC-registered investment adviser managing approximately $568 million for around 400 clients, including individuals, charitable organizations, corporations, and defined contribution plans. The firm employs a long-term, quality-oriented investment approach with discretionary portfolio management services and offers 401(k) advisory services at both plan and participant levels.

John Thatcher is a financial advisor at Check Capital Management Inc. with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and Charles Schwab Bank prior to joining Check Capital Management in 2017. Check Capital Management, Inc. manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities, and serves as investment adviser to the Blue Chip Investor Fund. The firm employs a fundamentals-based investment approach focused on intrinsic business value and margin of safety, offering various program structures aligned with client objectives and risk tolerances.

Janise Brooks is a financial advisor with PAX Financial Group in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. She has previously worked at 360 Wealth Management, LLC and has been with PAX Financial Group since 2014. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach overseen by an Investment Committee, utilizing traditional academic frameworks to build diversified, long-term portfolios, and incorporates values-based ETF selections along with various hedging and income strategies.

Darryl Lyons II is a CFP®-credentialed financial advisor with 26 years of industry experience, currently with PAX Financial Group since 2016. He previously worked at LPL Financial for 10 years. Lyons serves on the board of New Braunfels Christian Academy, volunteers with The Chosen Non-Profit adoption and foster care organization, and chairs the Admirals Basketball Academy International Basketball Ministry. He is also an author of three books on finance, business, and leadership. PAX Financial Group provides advisory services to individuals, high-net-worth clients, and businesses, offering portfolio management, retirement plan consulting, financial planning, and business exit planning. The firm uses a team-based investment approach grounded in traditional academic frameworks and includes values-based ETF selections along with various hedging and income strategies.

Dean Willeford is a financial advisor with OFG Financial Services, Inc. in San Antonio, TX, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has been with OFG Financial Services since 2017 and also operates Willeford Financial Group, where he is involved in insurance and annuity sales as an independent insurance agent. OFG Financial Services provides investment advisory and planning services to individuals and corporations, managing approximately $270 million in assets for about 843 client relationships through a team of 37 advisors. The firm uses fundamental analysis to construct portfolios focusing on no-load mutual funds and listed securities, managing accounts on a non-discretionary basis and offering ongoing portfolio management and financial planning services.

Charles Garcia Jr. is a CFP® professional at PAX Financial Group in San Antonio, TX, with 25 years of industry experience. He previously worked at USAA Financial Advisors and Usaa Investment Management Company. Outside of his advisory role, Garcia writes fictional manuscripts and serves as a CFP Board Certified Instructor teaching ethics courses. He is also involved in community activities, including volunteering with Team Rubicon, serving on the finance committee of Trinity Presbyterian Church, and acting as treasurer and board member of I Care San Antonio. PAX Financial Group serves individuals, high-net-worth clients, small businesses, and corporate retirement plans with portfolio management, financial planning, and business exit services. The firm employs a team-based investment approach rooted in academic theories and incorporates values-based investing alongside various income and hedging strategies.

David Alvarez is a CFP® certificant with 20 years of industry experience. He has worked at PAX Financial Group since 2019 and previously spent four years at Intercontinental Wealth Advisors. Alvarez serves as a board member for the SA Hope Center and the Blood and Tissue Center Foundation. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and their retirement plans. The firm employs a team-based investment approach utilizing traditional academic frameworks combined with values-based ETF selections and offers portfolio management, retirement consulting, and business exit planning services.

Joshua Young is a CFA® charterholder with seven years of industry experience. He currently serves as an advisor at PAX Financial Group and has held prior roles at firms including WorthPointe, Constitution Wealth, The Republic Capital Management, Cambridge Square Capital, and Harvard Management Company. He is also a director of the Southwest Public Policy Institute, a nonprofit focused on public policy in the American Southwest. PAX Financial Group provides advisory services to individuals, high-net-worth clients, small businesses, corporations, and retirement plans. The firm employs a team-based investment approach using traditional academic frameworks and values-based ETF selections, offering diversified portfolio management alongside retirement plan consulting and business exit planning.

Meagan Niese is a CFP® professional with eight years of industry experience, currently serving as an advisor at Teamwork Financial Advisors, LLC. She has previously worked at The Vanguard Group and has held roles at Charles Schwab, Lee Financial Corporation, and Texas Tech University. Teamwork Financial Advisors is a team-based registered investment adviser managing approximately $1.01 billion for individuals, high-net-worth clients, and institutional accounts. The firm employs a model-based, core-and-satellite investment process, primarily utilizing ETFs, individual equities, and U.S. Treasuries, and distinguishes itself through formal affiliations with accounting and law firms.

Jamie Wisecarver is a financial advisor with SWBC Investment Company in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He previously worked at Advisors Asset Management for 11 years before joining SWBC in 2019. In addition to his advisory role, he is a licensed insurance agent conducting insurance sales for SWBC. SWBC Investment Company provides investment advisory services to individuals, including high-net-worth clients, as well as banking institutions, charities, and pooled investment vehicles. The firm employs a multi-team approach using internal portfolio teams and third-party managers, offering discretionary portfolio management, financial planning, and private fund management with a focus on value-add real estate investments and private placements.

Carmen Barncord is a CFP® and holds a Series 65 license, with nine years of experience in the financial advisory industry. She has been with Martin Capital Advisors, LLP since 2016. Martin Capital Advisors manages portfolios for high-net-worth individuals, trusts, estates, charitable organizations, and businesses, providing discretionary portfolio management, financial planning, and performance reporting. The firm’s investment approach focuses on long-term returns driven by asset allocation, using both active and passive strategies, and includes options-based hedging in certain portfolio types.

Joshua Lynch is a CFA® charterholder with a Series 66 license and 17 years of industry experience. He has been with SWBC Investment Services since 2011. SWBC Investment Company provides investment advisory and financial planning services to individuals, including high-net-worth clients, as well as institutional clients. The firm manages approximately $256 million in discretionary assets through a team of advisors and offers portfolio management, financial planning, and a wrap fee program.

Paul Marshall III is a financial advisor with SWBC Investment Company in San Antonio, TX, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has been with SWBC Investment Company and its affiliated entity, SWBC Investment Services, LLC, since 2015. Outside of his advisory role, he is an organizer for the St. Baldricks Foundation, a nonprofit focused on fundraising. SWBC Investment Company provides investment advisory services to individuals, including high-net-worth clients, banking and thrift institutions, charities, and pooled investment vehicles. The firm offers discretionary portfolio management, financial planning, sub-advisory services, and manages private investment funds with a focus on value-add real estate and private placements.

Angel Melgoza is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Financial Life Advisors, where he has worked since 2026, and has previously held roles at firms including YFP Planning, Origin Financial, and LPL Financial LLC. Melgoza holds Series 65 and Series 63 licenses. Financial Life Advisors is a seven-advisor team managing approximately $366 million in client assets. The firm offers comprehensive financial planning and investment management services to individuals, high-net-worth clients, and institutional entities, using a range of analysis techniques and discretionary portfolio management strategies.

Matthew Nerz is a CFA® charterholder and holds a Series 66 license with six years of industry experience. He is currently with Titleist Asset Management, LLC and has held roles at Titleist Capital, LLC, The XPO Partners, LLC, Park Avenue Securities, and Guardian Life Insurance Company. Outside of investment advisory, he serves as managing partner at The XPO Partners, LLC, an accounting and tax business. Titleist Asset Management provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and businesses. The firm customizes portfolios based on client objectives and employs a Rules Based Investing Total Return System along with access to various asset classes and affiliated brokerage, insurance, and tax services.

Justin Wagner is a financial advisor with Titleist Asset Management, LLC in San Antonio, TX, holding Series 63 and Series 66 licenses and having nine years of industry experience. His prior roles include positions at Ameriprise Financial Services LLC, Oakmont Group, and Equitable Advisors. Outside of his advisory work, he owns a consulting business, Justin Wagner Inc. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, qualified employee plans, charitable organizations, and business entities. The firm customizes portfolios based on client objectives and employs a Rules Based Investing Total Return System alongside a range of allocation strategies and affiliated brokerage and insurance activities.

Scott Rhiger is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked within various USAA entities since 2007, including USAA Financial Advisors, Inc., USAA Financial Planning Services, and USAA Life Insurance Company. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm emphasizes retirement income planning and refers clients to Charles Schwab for investment products and account management.

George Wheelock is a financial advisor with USAA Investment Services Company in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. He has worked within various USAA entities since 2014, including USAA Financial Planning Services, USAA Financial Advisors, Inc., and USAA Life Insurance Company. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members through phone and digital channels, delivering Retirement Income Strategy Reports and facilitating referrals to third-party broker-dealers or advisers rather than managing client assets directly.

David Smidebush is a financial advisor at Titleist Asset Management, LLC with five years of industry experience. He holds the Series 65 designation and previously worked for Escort Radar / Cedar Electronics from 2009 to 2020. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and businesses. The firm utilizes a Rules Based Investing Total Return System and offers a range of customized portfolio strategies overseen by an investment committee.

Jeffrey Wurn is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked with various USAA entities since 2007, including USAA Financial Advisors, Inc. and USAA Investment Services Company. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm delivers Retirement Income Strategy Reports and facilitates referrals to third-party broker-dealers and advisers rather than managing client assets directly.