Jerome Raders is a financial advisor at Stifel with 33 years of industry experience. He holds a Series 63 designation and has worked at Stifel Nicolaus & Co Inc since 2020. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC between 2009 and 2020. Stifel serves a broad range of clients, including individuals, institutional clients, and municipal entities, providing both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and planning, with a focus on client discretion in implementation.

Nydia Vazquez is a financial advisor with UBS Financial Services in McAllen, TX, holding a Series 66 designation and 23 years of industry experience. She has been with UBS Financial Services since 2010 and also maintains a role with UBS International Inc. since 2007. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and delivers advisory work through a network of advisors using proprietary research and model-based asset allocations.

Cassandra Cortez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, she worked at PNC Bank and has experience as a self-employed academic tutor and entrepreneur in the nail care industry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Armando Ortiz III is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 63 and Series 66 designations. Outside of his advisory role, Ortiz is the owner of Y Fitness, a fitness apparel company, where he manages finance, marketing, and sales. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, combining large institutional advisory operations with brokerage and investment management capabilities. The firm delivers non-discretionary asset allocation advice and investment recommendations supported by an in-house manager solutions team and a centralized due-diligence framework.

Candelario Valdivia is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several notable firms including PNC Investments, BBVA, and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Justin Cappadona is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes roles at Raymond James & Associates, Morgan Stanley, and Merrill. Outside of advising, he is involved in agriculture through his ownership of Cappadona Ranch in Linn, Texas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services utilizing various advisory platforms and research tools.

Mark Hernandez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work history includes roles at Bank of America, N.A., Sprint Corporation, and Enterprise Holdings, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individual, high-net-worth, pension, profit-sharing, corporate, and charitable clients using model-based and discretionary investment strategies developed by internal and third-party managers.

Christopher Cortez is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He has held positions at J.P. Morgan Securities LLC since 2014 and at JP Morgan Chase Bank, N.A. since 2018. Cortez holds Series 63 and Series 66 designations and is based in McAllen, Texas. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Yvonne Silguero is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 27 years of industry experience. Her career includes roles at LPL Financial since 2008, Lone Star National Bank since 2001, and Raymond James Financial Services from 2001 to 2008. Silguero also holds positions as a non-variable insurance agent for fixed annuities with several providers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advisor-facing tools.

Adam Tabak is a financial advisor with LPL Financial, holding CFP® and Series 66 designations and eight years of industry experience. His prior experience includes roles at Ameriprise Financial Services and Merrill Lynch. He is involved with Libra Wealth Consultants, where he sells non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management.

James Abbott Jr. is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2020, following nine years at Bank of America, N.A. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is guided by a proprietary methodology developed by its Investment Strategy Group, providing capital market assumptions and probabilistic modeling to support asset allocation and financial planning.